19/03/2026
The bank rate has held at 3.75% 📣
With ongoing energy price pressures and global uncertainty, it’s no surprise that rates remain steady for now.
The good news? Mortgage markets often move ahead of these decisions, so the impact on new deals may not be as dramatic as you’d expect.
👉 If you’re within six months of your current deal ending, it could be worth securing a rate now. Many lenders allow you to lock in a deal and switch later if rates improve, giving you a bit of breathing room in an uncertain market.
👉 And if you're thinking about buying your first home, don’t panic. Focus on understanding your options rather than rushing. There’s more flexibility in the market than there was last year.
Not sure where to start? That’s exactly what we’re here for. Let’s chat and explore what’s possible for you 😊
