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18/01/2020

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18/01/2020

What is a P87?

A P87 form is the document you use to use to claim tax relief for your work expenses. You can only claim your tax refunds with a P87 if you're an employee. If you're self-employed, you tell HMRC about your expenses through the Self Assessment system. You also have to use Self Assessment if you have work expenses of over £2,500 to claim for in one year.

You need to submit a separate P87 for each job you're claiming a tax refund for. If you've already made a claim through on a paper P87 form, HMRC may occasionally need to ask for more information. If they do, they'll send out a standard enquiry letter and won't pay your refund until they hear back. Sometimes, you can still make another year's claim while this is being sorted out.

I charge £60 for filling this form in and requesting your refund msg the page or txt me on 07394884554.

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12/01/2020

5. “Debt means enslavement to the past, no matter how much you want to plan well for the future and live according to your own standards today. Unless you’re free from the bo***ge of paying for your past, you can’t responsibly live in the present and plan for the future.”
― Tsh Oxenreider,

7. “Remember, buying something is not the problem. The problem comes when we believe, for that moment, that the object we’re buying is going to make us happy.”

8. “Financial fitness is not pipe dream or a state of mind it’s a reality if you are willing to pursue it and embrace it.”
― Will Robinson

9. “Long term thinking and planning enhances short term decision making. Make sure you have a plan of your life in your hand, and that includes the financial plan and your mission.” ― Manoj Arora, From the Rat Race to Financial Freedom

10. “Our goals can only be reached through a vehicle of a plan in which we must fervently believe, and upon which we must vigorously act. There is no other route to success.”
― Pablo Picasso

11. “No one has ever achieved financial fitness with a January resolution that’s abandoned by February.”

12/01/2020

3. Before you can become a millionaire, you must learn to think like one. You must learn how to motivate yourself to counter fear with courage. Making critical decisions about your career, business, investments and other resources conjures up fear, fear that is part of the process of becoming a financial success.

― Thomas J. Stanley

4. “Whether we make our own money or rely on someone else, many of us would rather pretend our financial matters don’t exist. Or we hope they’ll just take care of themselves somehow. My ex-husband was like that. He always said, “I bank by prayer. I go to the ATM and pray that money will come out.”

12/01/2020

List of Financial Planning Quotes

A number of my favorite financial planning quotes come from outstanding books about financial planning. Our list of financial planning quotes also features a number of different financial freedom books that I encourage you to read.

1. “I believe that the biggest mistake that most people make when it comes to their retirement is they do not plan for it. They take the same route as Alice in the story from “Alice in Wonderland,” in which the cat tells Alice that surely, she will get somewhere as long as she walks long enough. It may not be exactly where you wanted to get to, but you certainly get somewhere.”

― Mark Singer, The Changing Landscape of Retirement – What You Don’t Know Could Hurt You

2. “In life’s journey, having the ability to predict the future gives us an unfair advantage. If we can understand the laws of cause and effect, anyone can predict the future. What we do today leads us to tomorrow’s destination. Why does this simple truth seem to be difficult for most people to understand?”

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