24/11/2025
🦁🦁Motor Trade Insurance – Protect Your Business with Confidence 🦁🦁
Whether you’re running a repair garage, valeting service, car sales operation, mobile mechanic business or a part-time trade from home, having the right protection in place is essential.
Motor Trade Insurance is designed specifically for businesses that work with customer vehicles and it covers far more than your standard motor policy.
Here’s what you should be considering:
🔧 Road Risks Cover
Allows you or your employees to drive customer vehicles for testing, repair, delivery or collection.
🏠 Premises Cover
Protects your workshop, tools, machinery, stock, and office contents against fire, theft, flood, and accidental damage.
🚗 Motor Trade Combined
Ideal for larger or more established businesses. Includes road risks plus cover for buildings, equipment, liabilities and customer vehicles on site.
🛠 Employer’s Liability
A legal requirement if you have staff. Covers injury or illness claims from employees.
👥 Public Liability
Protects your business if a customer or member of the public is injured or their property is damaged on your premises.
🚘 Customer Vehicles (Internal Risks)
Covers damage to customers’ vehicles while in your custody, care, or control.
💼 Business Interruption
If something stops you trading — fire, flood, major theft — this can help keep your business financially stable.
Why you should speak to Lion Insurance Consultants!
We understand the needs of motor traders from part-time home traders to full workshop operations.
Our specialist advisors can tailor a policy to suit your risks and budget.
We can discuss risk management protocols and company policies/regulations to assist you with day to day running for a safer and more efficient business.
📞 01622 815011
📧 [email protected]
🦁 Lion Insurance Consultants — Protecting the businesses that keep the wheels turning.