Landlords and Letting

31/01/2024

If you lose a case in the Small Claims Court you will never have to pay the winning party's costs.
WRONG!
It's widely stated (even on Martin Lewis's site) that if you lose, the only costs you are liable for in the Small Claims Court are the other party's basic expenses, travel etc.

This is generally so. HOWEVER, when it comes to those hideous legal instruments handed down to us by the bloody landed gentry - LEASES, it's different.

Most Leases contain a clause indemnifying the Freeholder from incurring legal expenses in any dispute with a leaseholder over service charges etc. IN LEASES, THIS EVEN APPLIES IN THE SMALL CLAIMS COURT.

Despite acting honestly and with good intentions, a domestic leaseholder friend of mine is facing an £18000 bill for an action taken against him by his Management Company - even though the action was taken in the Small Claims Court.

So, even though it's outrageous, when it comes to Leases, you MAY have to pay almost unlimited legal costs even in the Small Claims Court.

I am not a lawyer so always check first with a specialist property law solicitor.

12/05/2023

The incompetent Andrew Bailey continues to fight fire with...more fire!

13/10/2022

U-Turn Truss if you have to - the lady's definitely for turning.

So she was going to ban Section 21, then she wasn't, now she is! What people need to understand about today's disgusting Tories is that they want to get rid of small private landlords and replace them with their City friends, such as insurance companies and major build-to-rent companies.

And all the time it helps to make them look all cuddly and caring. And finally they know landlords have nowhere else to run.

21/07/2022

Andrew Bailey doesn't seem to be able to grasp the difference between demand-pull and cost-push inflation!
He and his team seem to think he can bring down the cost of energy and imported goods by raising interest rates.

If the primary driver of inflation were wage demands like in the past then yes, raising interest rates would be an answer.

But it's NOT. It's imported costs caused by a hangover from the pandemic and that vile bastard Putin's war in Ukraine.

All his interest rate rises will do is drive us into recession. And the ECB seems to be following the same blinkered path.

Bailey should put restrictions on lending, particularly mortgages, which would help. However, admittedly he cannot do much to deal with these totally external pressures.

25/06/2022

Michael Gove is currently working on yet more plans to reform the private rented sector.

One plan he's apparently considering is the branding of all landlords with a small "L" on their lower arm and to wear large black top hats. However some human rights organisations are raising objections.

Another one is to force landlords all landlords still in the private sector after 2025 to have their heads tested.

16/06/2022

Why has that idiot Andrew Bailey put up interest rates AGAIN? We have cost-push inflation, ie inflation caused by external factors such as rising energy prices. You don't help that by putting up the price of money as well.

12/05/2022

Apparently the government has FINALLY agreed to compensate all leaseholders who have found their home unsaleable because of dangerous cladding etc. They have set up the Building Safety Fund.

However, leaseholders who in desperation already agreed loans will NOT be compensated!

This whole thing is a complete outrage. The government should have straightaway compensated all leaseholders and then gone after developers who did NOT follow Building Regulations. It's as simple as that.

Because either the Building Regulations were to blame or builders who failed to follow them were to blame. No leaseholder was to blame.

12/04/2022

Landlords - do you realise that it can cost up to £10,000 to evict bad tenants from your property who have stopped paying their rent?

£10,000 includes lost rent and legal fees possibly including bailiffs' fees also.

Can you afford NOT to have Landlord Rent Guarantee and Legal expense Insurance?

01/04/2022

Take a look at this clip from Channel 5's Nightmare Tenants https://www.youtube.com/watch?v=6VzKDTLZ4mg from 12 min 10 seconds and decide if you can afford NOT to have Landlord rent Guarantee Insurance! Even if your property is in Belgravia...

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29/03/2022

Government criticism of private landlords strongly refuted!

Government and other politically-motivated bodies are constantly claiming that tenants receive a bad deal at the hands of private landlords and they are always saying they need to "clean up the private rented sector".

However, a recent report by the Social Market Foundation totally refutes these claims. It found that 81% of renters questioned said they were in fact happy with their rented property and 85% are satisfied with their landlord.

But of course most of these anti-landlord claims are politically motivated. The Labour Party hates landlords because it's in their DNA to hate them. But nowadays the Cuddly Tories claim to hate them because they can see more votes in appealing to renters who are usually much younger and who will vote longer. They talk about "young couples desperate to get on the housing ladder".

But behind the anguished cries of the Tories is a desire to drive private landlords out of business and usher in their City friends such as insurance companies via the build to rent sector.

08/10/2021

Despite the HGV Driver Shortage, one delivery manages to get through! Just in time to Build Back Better.