TopQuote

TopQuote Multi-award winning, UK-based insurance broker that has been protecting loved ones for over 20 years.

We are a UK-based insurance broker that has been delivering a professional service that helps plan, prepare and provide financial protection for your loved ones. Whether it’s life insurance, critical illness cover, home insurance or income insurance, we make what we offer easy to understand and even easier to choose. As trained experts, it’s our job to listen to your needs and present the available options so you can clearly decide what cover suits you best.

Nearly 3 million UK workers are currently off sick long-term.The numbers speak for themselves:£16 billion in annual econ...
02/04/2026

Nearly 3 million UK workers are currently off sick long-term.
The numbers speak for themselves:

£16 billion in annual economic loss
£451 average individual cost per patient
Depression & anxiety are the leading cause of fit notes

Average sickness absence has grown from 26.2 to 29.8 days since the pandemic

These are statistics that affect real people, real families, and real livelihoods across the UK.

Long-term illness is something none of us plan for, but the data shows it's far more common than most people think.

👇 Were you aware the figures were this high? Let us know your thoughts in the comments.

Source: Springer Nature Link

Life has a funny way of making us stop and think.Buying a home. Having a child. Those moments have a way of shifting you...
01/04/2026

Life has a funny way of making us stop and think.

Buying a home. Having a child. Those moments have a way of shifting your perspective, suddenly, the people and things you'd do anything for are front and centre.

It's no coincidence that these are also the moments when people start asking bigger questions about what would happen if things didn't go to plan.

At TopQuote, we understand that protection isn't something people think about every day. But when life changes, the conversation becomes impossible to ignore.

The FCA's own data shows that claims ratios, the value paid out relative to premiums, vary significantly across different product types. It's worth understanding what you have, and what it's actually worth.

Was there a moment in your life that made you think differently about protecting what matters? Share it below.

Source: fca.org.uk

https://www.mortgagesolutions.co.uk/news/2026/01/29/fca-rules-out-major-intervention-in-pure-protection-but-flags-areas-for-improvement/

The numbers don't lie, and they're hard to ignore.Nearly 6 in 10 UK adults have no life, critical illness, or income pro...
31/03/2026

The numbers don't lie, and they're hard to ignore.

Nearly 6 in 10 UK adults have no life, critical illness, or income protection policy in place. 72% lack a sufficient financial safety net. Yet interest is at an all-time high, with a 250% surge in Google searches over the last year.

The gap between awareness and action has never been more visible.
At TopQuote, we see this every day. People who care deeply about the ones they love, who have worked hard to build a life worth protecting, yet the safety net simply isn't there.

The question worth asking isn't whether protection matters. It's whether yours is still right for where you are today.

What do you think is stopping more people from addressing the protection gap? Let us know in the comments.

Source: FCA Market Study

Life insurance is often sorted at one stage of life and then left alone.Years later, circumstances can look different. T...
14/01/2026

Life insurance is often sorted at one stage of life and then left alone.

Years later, circumstances can look different. That’s usually when people take a moment to review their policy, to see whether what they set up back then still makes sense now, and whether anything needs updating.

It’s a straightforward check, but one that’s easy to put off.

The cost of raising a child to 18 is now estimated at around £250,000 for a couple and £290,000 for a lone parent (Child...
10/12/2025

The cost of raising a child to 18 is now estimated at around £250,000 for a couple and £290,000 for a lone parent (Child Poverty Action Group, 2025).

These figures simply reflect what many families already experience: everyday essentials, childcare, school activities and living costs can add up quickly.

For parents, guardians and grandparents, a common question is:

👉 If my household income changed unexpectedly, even for a short period, how would that affect our plans and responsibilities?

Thinking about this isn’t about expecting the worst, it’s about understanding your own situation and making informed decisions for the future.

If you haven’t reviewed your financial arrangements for a while, taking time to do so can help you understand whether they still meet your needs.

Source: Child Poverty Action Group, Cost of a Child 2025

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Everyday life comes with people (and pets!) who count on us, sometimes more than we realise.Parents, children, partners,...
05/12/2025

Everyday life comes with people (and pets!) who count on us, sometimes more than we realise.

Parents, children, partners, shared households… it all adds up.

Who relies on you the most in your day-to-day life?

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Small steps, big benefits.Most of us have heard of the 10,000-step target – but what really matters is building movement...
20/11/2025

Small steps, big benefits.

Most of us have heard of the 10,000-step target – but what really matters is building movement into everyday life in a way that feels natural, enjoyable, and achievable.

Our latest blog breaks down five simple ways to add more steps into your day, from micro-walks to active screen time and weekend exploring. No pressure, no perfection – just small choices that support your health, energy, and wellbeing.

👉 Read the full article here and feel inspired to move a little more today.

The Family Stress Test isn’t about chores, it’s about the invisible jobs that keep a household running.Passwords, bills,...
03/11/2025

The Family Stress Test isn’t about chores, it’s about the invisible jobs that keep a household running.

Passwords, bills, repairs, check-ins with elderly relatives… most families rely on one person to quietly carry these responsibilities. The risk? If that person had to suddenly step away, small gaps can turn into real stress.

That’s why we created this simple checklist, to help families see where the pressure points might be before they become problems.

Here’s our question for you: which of these would be the hardest for your household to cover if you couldn’t do it tomorrow?

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Wishing you a fun and fright-free Halloween from the TopQuote team!
31/10/2025

Wishing you a fun and fright-free Halloween from the TopQuote team!

GP appointments are changing, and many of us don’t even realise it.More surgeries across the UK are quietly introducing ...
17/10/2025

GP appointments are changing, and many of us don’t even realise it.

More surgeries across the UK are quietly introducing AI tools to manage demand, speed up bookings, and even help prioritise cases. For busy families and working professionals, that could mean faster access and fewer early-morning phone queues.

But while some welcome the convenience, others worry about losing the human touch, especially when it comes to something as personal as our health.

So, what do you think: would you feel comfortable discussing your symptoms with AI if it meant getting help faster, or do you still want that face-to-face reassurance from a doctor?

Read our latest blog exploring how AI is reshaping GP care, and what patients really think

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Suite 3 GLASSHOUSE Congleton Road Alderley Park
Macclesfield
SK104TG

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Tuesday 9am - 6pm
Wednesday 9am - 6pm
Thursday 9am - 6pm
Friday 9am - 6pm

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+441612333111

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