Knightwood Mortgages

23/08/2025

Landlord buying has slowed, with just 6% making purchases this year, down from 9%. Many are holding off amid uncertainty around the Renters’ Rights Bill and rising costs. But with strong rental demand, confidence is likely to bounce back once reforms settle.

22/08/2025

Property prices dip 1.3% to £368,740, aligning with seasonal trends. July sales surge to highest since 2020, now 8% above last year. More property listings (+10%) and falling mortgage rates (avg 4.49%) fuel buyer activity, though future rate cuts remain uncertain.

08/08/2025

Thanks for sharing your experience, Rachel. We appreciate your kind words!

07/08/2025

The Bank of England has reduced UK interest rates from 4.25% to 4%, marking the lowest rate since March 2023.

Banks and building societies expected this decrease and have been adjusting their rates in recent weeks. As part of our service, we will continue to monitor rates and switch to the lower rates if they become available.

04/08/2025

Over the past year, the average house price in Great Britain has risen by £10,087 to £271,403 (a 3.7% increase). Meanwhile, average earnings have grown 5% or £1,921, from £38,413 to £40,334. That’s an affordability ratio of 5.3 to 1, meaning house prices are rising more than five times faster than incomes.

Even though wage growth is currently higher, the slower pace of property price increases doesn’t mean things are getting easier for first-time buyers. Why? Because absolute values matter. A lower percentage of a higher figure, is still a higher figure!

A modest rise in house prices still means:
- Bigger deposits
- Higher monthly repayments

So while the percentages might look promising, the reality is that homeownership remains a challenge for many.

01/08/2025

Big News for Property Landlords and Investors!

• BM Solutions are now offering Limited Company Buy-to-Let mortgages – It’s great to see them stepping up for landlords.
• NatWest have teamed up with Landbay to launch their own version too, giving investors even more choice and flexibility.

With more individuals choosing to purchase Buy-to-Let properties via limited companies, it’s fantastic to see the market responding and evolving. These new options make it easier to structure investments efficiently and take advantage of tax benefits.

If you're considering this route or want to explore your options, feel free to reach out!

11/02/2025

With candidate interviews kicking off this week, we enlisted the help of the younger generation to give the meeting room a freshen new look. Some were more enthusiastic with a paint brush than others!

https://www.knightwoodmortgages.co.uk/

28/03/2024

New For First Time Buyers Only
Up to 99% Lending. Mortgages now available with deposit as low as £5,000!

The intermediary only lender Accord has just launched their latest product targeted at the first time buyer market

Find out if you qualify
https://www.knightwoodmortgages.co.uk/contact-1

As a professional mortgage brokerage, here at Knightwood Mortgages we aim to take the stress and wor

23/01/2024

BTL Going Big in 2024?

See the Knightwood January Bulletin below 👇

BTL Going Big in 2024? From Tom Barbe Principal Knightwood Mortgages

02/01/2024

Are you looking for a rewarding career in the mortgage industry? Do you have excellent organizational and communication skills? If so, you might be the perfect candidate for the position of mortgage administrator at Knightwood Mortgages based in Lyndhurst, New Forest.

As a mortgage administrator, you will be responsible for processing mortgage applications, liaising with lenders and clients, preparing loan documents, and ensuring compliance with relevant regulations. You will also provide administrative support to the mortgage advisers and managers, and handle any queries or issues that may arise.

To be successful in this role, you will need:
- Proficiency in Microsoft Office and CRM software
- Attention to detail and accuracy
- Ability to work under time pressure and meet deadlines
- Excellent customer service and interpersonal skills
- A positive and professional attitude
We offer:
- A competitive salary and benefits package
- A supportive and friendly work environment
- Opportunities for training and career development
- Flexible/part-time working hours and remote work options

If you are interested in joining our team, please send your CV to [email protected]

We look forward to hearing from you!

20/12/2023

Merry Christmas from the Knightwood team! 🎅❄️🎄

We will be closing the office Friday 22nd December to enjoy some time with family over the festive period.

Knightwood will be back up to full speed as of 2nd January, but if there are any urgent enquiries in the meantime then feel free to email/text your adviser and we will look to respond as soon as possible.

Many thanks for all your support over the last year. 2024 is shaping up to be a positive year for the mortgage market! 🙏

Tom, Jake & Oakley

14/12/2023

Return to the Offset Mortgage?

See the Knightwood December Bulletin below 👇

Return to the Offset Mortgage? From Tom Barbe Principal Knightwood Mortgages