Lee McGovern

22/10/2026

📢 Another mortgage rate increase — and another reason to review your mortgage.

From 23 October, Nationwide is increasing a range of its Switcher and Additional Borrowing rates by up to 0.19%.

The good news? Their house purchase, first-time buyer, moving home and remortgage products remain unchanged for now.

🏡 If your current fixed rate is ending in the next six months, or you’re sitting on your lender’s standard variable rate (SVR), now is a good time to review your options.

14/09/2026

09/09/2026

⚠️ Mortgage Rate Update

Be aware — Nationwide and other lenders are increasing their mortgage rates.

If your current mortgage deal is due to expire within the next 3 months, now is the time to review your options.

🏠 I can check the market for you and help you find a suitable new deal — with no broker fee charged.

📩 Contact me today and let’s see what options are available before rates move any further.

Tophouse Mortgage Solutions
Whole of Market Mortgage Adviser
No Broker Fee Charged

27/08/2026

Down time with the family. 🇦🇪 ❤️☀️

22/05/2026

🏡 Great News for First Time Buyers! 🔑

A major high street lender last week launched a new low deposit mortgage scheme for First Time Buyers, requiring a minimum personal deposit of just £5,000.

✅ 5 Year Fixed Rate – 5.89%
✅ £0 Product Fee
✅ Minimum £5,000 Deposit

Saving for a deposit remains one of the biggest barriers for many people trying to get onto the property ladder. By lowering the deposit requirement, this new scheme could help more First Time Buyers take that important first step towards owning their own home.

If you’d like to find out whether you could benefit from this new scheme, get in touch today. 📩🏠

18/05/2026

Mortgage rates have seen some modest easing last week, with lenders including NatWest, Santander and First Direct reducing selected deals, alongside a number of smaller providers making targeted cuts.

While the overall picture remains mixed — with some lenders still increasing rates — there are signs of growing competition in parts of the market.

If you’re reviewing your mortgage, particularly ahead of a remortgage, it may be worth acting sooner rather than later. Securing a rate now can provide reassurance, and with my free rate switch service, you can still move to a better deal if rates improve further.

📩 Get in touch to discuss your options.

11/05/2026

📉 Mortgage rates are moving again!

From Tuesday 12 May, selected fixed rates are being reduced by up to 0.36% — good news for anyone thinking about remortgaging or reviewing their current deal. 🏡

If your fixed term is ending soon, now could be a great time to explore your options and potentially lower your monthly payments.

✔️ First Time Buyers
✔️ Home Movers
✔️ Remortgages
✔️ Existing Customers

Don’t leave it until your current rate expires — planning ahead could save you money.

📩 Message me to discuss your remortgage options and see what deals may be available.

Your home may be repossessed if you do not keep up repayments on your mortgage.
Rates and lending criteria are subject to change and individual circumstances. Early repayment charges may apply.

31/03/2026

Is your mortgage finishing with Nationwide within the next three months. Be aware!!

23/03/2026

🚨 Mortgage Update – Act Now 🚨

With many high street lenders increasing their fixed-rate mortgage products, now is the time to review your options.

If you’re within the last 3 months of your current deal, act now to secure a new rate before further increases.

Whether you’re remortgaging, moving home, or just want advice — Tophouse Mortgages is here to help you find the right deal.

💷 £0 broker fee charged

📞 Lee McGovern – 07443899631
📧 [email protected]

📩 Message me for a quick, no-obligation chat.