The Levels Financial

18/05/2026

Your bank statement is more than a piece of paper. 🏦📄

Lenders are analysing every transaction, every pattern, every red flag hiding in plain sight. And the mistakes that sink most applications? Completely avoidable.

Before you apply for a mortgage, your bank account needs to tell a story that you’re a safe bet for lenders.
Save this post and share it with someone who's planning to buy this year.

💬 Oh, and if you’re a first-time buyer comment ‘FTB’ for a complete guide to buying your first home

27/04/2026

🏠 Are you a landlord or property investor in Somerset, or thinking about starting your property portfolio? Then this event is for you.

The Levels Financial and holland & odam are teaming up to host the ultimate property networking event.

Join us on Wednesday 27th May at 6pm in Fondo Lounge, Street for drinks, complimentary food, and an insightful Q&A with experts from across the property and investment industries.

Whether you’re growing your portfolio, exploring your first investment, or simply looking to connect with like-minded people, this is a great opportunity to learn and network.

🎟 Claim your FREE ticket here > https://www.eventbrite.co.uk/e/landlord-property-investor-networking-event-tickets-1987821955981?aff=oddtdtcreator

22/04/2026

Comment ‘FTB’ for our full guide on everything you need to know before buying your first home!

21/04/2026

Buying with the ‘perfect’ deposit isn’t always the best option!

So, if you’ve got enough for a 5% or even 2% deposit, and want to get on the property ladder, book your free mortgage consultation here > https://shorturl.at/V87iN

08/04/2026

💬 Things people say that drive us crazy as mortgage advisors…

🚫 “You NEED a 10% deposit to buy a house”
🚫 “Life insurance & mortgage protection are a waste of money”
🚫 “Don’t bother with a mortgage broker, just go straight to the bank instead!”

Let’s set the record straight 👇

✨ You can buy with a 5%, 2%, and even 0% deposit!
✨ Protection provides peace of mind and protects you should the worst happen
✨ A mortgage broker can give you access to more deals (we have access to over 28,000)!

26/03/2026

The mortgage market may feel scary right now, but don’t panic. Swipe right to see what to do instead ➡️ Oh, and… 🔑 Comment ‘Remo’ and we’ll send you a link to book a free consultation with one of our advisors. 🏠 Comment ‘FTB’ and we’ll send you our guide to buying your first home.

25/03/2026

You think you know how much you can borrow, but your debt might be silently sabotaging your mortgage 👀

Earning £60k a year sounds like plenty to buy a home. But if you've got a car on finance, an old holiday loan, or a kitchen you're still paying off… lenders are looking at a very different number. 📉

It comes down to your debt-to-income ratio ( = the percentage of your monthly income already committed to repaying debts). And it could be the reason you can't borrow as much as you planned.

Nobody teaches you this stuff, but they should. 🏡

FOLLOW US so you don't get caught out when it matters most.

19/03/2026

💬 Comment FTB and we’ll DM you our guide to buying your first home.

19/03/2026

The Bank Rate has held at 3.75% 📣

But what does this mean when it comes to mortgages?

👉 If your current deal ends within the next six months, it may be worth locking in a rate now. Many lenders let you secure a deal and still switch later if rates improve, giving you some flexibility in an uncertain market.

👉 If you’re thinking about buying your first home, try not to panic. Focus on understanding your options rather than rushing, there’s more flexibility in the market than there was last year.

If you comment ‘FTB’ we will send you our first-time buyer guide to help you out.

18/03/2026

Over 50 and wondering if a mortgage is still within reach?🏠

In our latest post, we cover everything you need to know about getting a mortgage later in life, from how lenders assess your application to the specialist products available.

Whether you're looking to buy your first home, move, or invest in a buy-to-let, this is a must-read!👇

Are you aged 50+ and wanting to buy a house? Discover lender age limits, eligibility criteria, and expert tips to help you secure a mortgage later in life.