Our Mortgage Broker

Our Mortgage Broker The Specialist Mortgage & Property Finance Advisors | ☎️ 0203 971 1234 📱 07957 146 343 | London

Growing your commercial property portfolio? 🏢At Our Mortgage Broker, we make commercial and development finance simple, ...
07/08/2026

Growing your commercial property portfolio? 🏢

At Our Mortgage Broker, we make commercial and development finance simple, flexible and relationship-driven. From investment and owner-occupied commercial mortgages to residential portfolios, development finance and dental practice funding — we’ve got tailored solutions to help you move forward with confidence.

✅ Loans up to £25m
✅ LTVs up to 70%
✅ Dedicated support from enquiry to completion

Ready to fund your next commercial move? Get in touch with the OMB team today.

📞 0203 971 1234
📧 [email protected]
🌐 www.ourmortgagebroker.co.uk
📍 23 Berkeley Square, Mayfair, London, W1J 6HE

RealEstateFinance UKProperty

Lending Capital has launched as a new specialist property lender, offering bridging, refurbishment, development and comm...
27/07/2026

Lending Capital has launched as a new specialist property lender, offering bridging, refurbishment, development and commercial property finance across England and Wales.
The lender will provide loans from £50,000 to £15m across its full product range, with residential bridging available up to 75% LTV.
Its products are aimed at intermediaries, professional property investors, portfolio landlords and experienced developers. Lending Capital will also accept applications directly from borrowers and other property professionals.

Lending Capital’s three principal product areas cover bridging finance, refurbishment and development funding, and semi-commercial and commercial property.
It expects to support auction purchases, below-market-value acquisitions, rebridging, development exits and capital raising across residential, HMO, semi-commercial and commercial assets.

The newly launched business is now accepting its first applications. It says its process has been designed to provide agreements in principle within 24 hours and, where an enquiry is clearly outlined, heads of terms within three hours.

Akhil Mair said:
“We’ve built Lending Capital from the perspective of brokers and professional investors who need straight answers and reliable ex*****on. Our commitment is simple: if a deal fits our credit appetite, brokers and clients should know within hours – not weeks.”

Saveet Babber added:
“Investors and developers don’t want confrontational processes; they want partners who understand the realities of delivering projects. By working with specialist surveyors and conveyancers and taking a pragmatic, development-aware approach, we can move quickly while still protecting capital.”

Sandeep Babber commented:
“Our focus is on repeat relationships with professional borrowers and intermediaries. We apply disciplined, data-driven risk management, but we pair it with direct access to decision-makers and early engagement on structure and exit, so there are no surprises later.”

Have you ever wondered what your business could look like if you had complete control over it?Many mortgage advisers I s...
24/07/2026

Have you ever wondered what your business could look like if you had complete control over it?

Many mortgage advisers I speak to are excellent at what they do, but often feel restricted by employed roles, commission structures, and limited flexibility. The move to self-employment isn't just about earning more—it's about taking ownership of your future, building a business that's truly yours, and creating long-term value beyond writing mortgages.

The right support network can give you the freedom to grow your income, strengthen your client relationships, and scale your business on your terms—without feeling like you're on your own.

If you've ever considered making the move to self-employed, I'd be happy to share what that transition can look like and how other advisers are successfully building bigger, more profitable businesses.

Interested in a confidential, no-obligation chat? Drop me a message or reply with "Interested" and let's explore your options.

Best regards, not your business prevention officer rather your Business Growth Officer

Akhil

NO NEED TO BRIDGE. NO NEED TO SWITCH. At Our Mortgage Broker, we’re excited to share a smarter way to fund your next ref...
23/07/2026

NO NEED TO BRIDGE. NO NEED TO SWITCH.

At Our Mortgage Broker, we’re excited to share a smarter way to fund your next refurbishment and buy-to-let investment.

Instead of the traditional two-step route – bridging now, then switching to a buy-to-let later – our light refurbishment buy-to-let solution lets you complete the whole project with a single term mortgage. One product, one set of legals, more certainty from day one.

Here’s how it works:
1. Initial mortgage advance completes
2. A retention is held
3. Refurbishment works are carried out
4. Reinspection takes place
5. Works are approved
6. Retention funds are released

This is designed for non-structural and modernisation works that can be signed off under the Competent Persons Scheme, without full building control sign-off.

Ideal projects include:
✅ Replacement bathrooms
✅ Replacement kitchens
✅ Full rewiring
✅ Garage and loft conversions (where the roofline is not altered)
✅ New floor coverings
✅ Painting and decorating
✅ Minor repairs

If you’re a landlord or investor planning a light refurb and want to avoid the hassle of bridging and refinancing, get in touch with Our Mortgage Broker to explore how this structure could work for your next purchase.

Over the past week alone, we’ve seen multiple banks increase their mortgage rates — and this trend is picking up pace.If...
21/07/2026

Over the past week alone, we’ve seen multiple banks increase their mortgage rates — and this trend is picking up pace.

If you’re considering a purchase, refinance, or investment, timing has never been more critical.

At Our Mortgage Broker, we specialise in securing solutions where high street lenders often fall short. Whether you’re self-employed, dealing with complex income structures, investing in property, or need something more tailored — there are still excellent options available, but they require the right approach and access to the right lenders.

We work with a wide panel of specialist banks and lenders, many of whom are still offering competitive rates despite the wider market moving upwards.

The key is acting early and getting the right advice before further increases take hold.
If you’ve been thinking about reviewing your mortgage or exploring your options, now is the time to act.

Get in touch with me directly to discuss your situation — a quick conversation today could save you significantly over the long term.

The UK development market continues to adjust to renewed uncertainty, but well-structured schemes are still getting fund...
19/07/2026

The UK development market continues to adjust to renewed uncertainty, but well-structured schemes are still getting funded.

Recent data and commentary from CrowdProperty’s latest State of the Market show:

• House price momentum has softened, with buyers becoming more cautious and price‑sensitive.

• Mortgage repricing and tighter affordability are lengthening decision times and slowing sales rates.

• Build cost pressures and planning delays keep programme risk elevated and squeeze developer margins.

• Demand for refinancing and extensions is rising as projects take longer to reach exit.

For SME developers, this environment rewards realistic pricing, robust equity, and disciplined structuring. At Our Mortgage Broker, we’re working with developers and investors to:

• Stress‑test appraisals against softer sales assumptions.

• Build in contingency for cost and timeline slippage.
• Explore proactive refinancing and exit strategies early in the project lifecycle.

If you’re planning or currently delivering a scheme and want to sense‑check your funding and exit strategy against current market conditions, feel free to reach out for a confidential discussion.

Our Mortgage Broker – property finance by property people, supporting UK developers through 2026 and beyond.

❗️ If your mortgage is with Barclays, Halifax, NatWest, Accord, Nationwide, Skipton, HSBC, Coventry, BM Solutions or The...
06/07/2026

❗️ If your mortgage is with Barclays, Halifax, NatWest, Accord, Nationwide, Skipton, HSBC, Coventry, BM Solutions or The Mortgage Works — now is the time to review your options.
 
🏡 With rates and property values constantly shifting, many homeowners are sitting on improved loan-to-value positions without realising it. That could mean access to better rates, lower monthly payments, or the ability to release equity.
 
😍 We will:
 
1️⃣ Reassess your current property value
2️⃣ Review your updated loan-to-value position
3️⃣ Source competitive rates across the market
4️⃣ Handle the process from start to finish
 
📝 Message us with the following details to get started:
 
- Mortgage account number
- Property address
- Your name
 
Or book a quick review and see what you could save - https://calendly.com/ourmortgagebroker/15min

This Friday, join Akhil from Our Mortgage Broker and Michael from TAB Mortgages for an exclusive session on commercial p...
29/06/2026

This Friday, join Akhil from Our Mortgage Broker and Michael from TAB Mortgages for an exclusive session on commercial property investing, specialist finance and strategies to help grow your property portfolio. Are you in?

The current state of the real estate market 🏡
25/06/2026

The current state of the real estate market 🏡

🚨 Estate Agent Choosing the right estate agent matters just as much as choosing the right mortgage adviser – both can ma...
25/06/2026

🚨 Estate Agent

Choosing the right estate agent matters just as much as choosing the right mortgage adviser – both can make or break your move. At Our Mortgage Broker, we’re big believers that you should be just as selective with your agent as you are with your finance partner.

❗️Tips:

1️⃣ Look for professional membership (e.g. Propertymark) and a clear code of conduct.
2️⃣ Check recent local sales and online reviews, not just glossy marketing.
3️⃣ Be wary of over‑inflated valuations and long tie‑in contracts.
4️⃣ Ask how they’ll actively market your property, not just list it on portals.

The right team around you – a proactive estate agent and a trusted mortgage adviser – will protect your time, money and peace of mind throughout the process.

📱 If you’re not sure where to start, Our Mortgage Broker can talk you through what to look for in both your agent and your mortgage options so you can make confident, informed decisions.

Address

23 Berkeley Square, Mayfair
London
W1J6HE

Telephone

+442039711234

Website

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