Our Mortgage Broker

Our Mortgage Broker The Specialist Mortgage & Property Finance Advisors | ☎️ 0203 971 1234 📱 07957 146 343 | London

🥇 We’re seeing another strong move from lenders this week, with a compelling new incentive launching later today.😍 Effec...
04/06/2026

🥇 We’re seeing another strong move from lenders this week, with a compelling new incentive launching later today.

😍 Effective from Thursday 4th June 2026 at 5:30pm, a new 1% cashback remortgage range will be available across Single Unit, Multi-Unit, and Specialist products, with lending up to 75% LTV.

Borrowers can choose between:
💷 A standard five-year fixed rate with a 2.99% fee
🔐 A limited edition five-year fixed rate with a 5.99% fee

🔑 The cashback offer provides 1% of the net loan amount, paid within two weeks of completion. This is subject to a minimum of £1,000 and a maximum of £20,000, increasing up to £50,000 for larger portfolio cases up to £5 million.

📱A notable opportunity for landlords and portfolio clients looking to refinance in the current market.
If you have a case to discuss, feel free to get in touch

🔑 Landlords are increasingly favouring 2-year fixed rates over traditional 5-year products — and the shift is telling.🏡 ...
03/06/2026

🔑 Landlords are increasingly favouring 2-year fixed rates over traditional 5-year products — and the shift is telling.

🏡 So what’s driving this change?
❗️Rate expectations: With the Bank of England beginning to ease rates and further cuts anticipated, many landlords are reluctant to lock into longer-term deals today.
💚 Improved affordability: 2-year fixes often come with lower headline rates, helping investors meet ICR requirements and maximise borrowing potential.
💔 Regulatory uncertainty: Ongoing Renters’ Rights reforms are prompting a more cautious, “wait and see” approach across the sector.
🔭 Flexibility: A shorter fixed term allows landlords to reassess, refinance, or restructure portfolios as market conditions evolve.

😬 While 5-year fixes still offer long-term security, many investors are now willing to take a calculated view — prioritising flexibility and near-term opportunity.
Industry data supports this shift, with lenders reporting record volumes of 2-year fixed business in recent months.

🍔 The takeaway?
The decision today is less about locking in certainty — and more about staying agile in a changing market.
If you’re reviewing your portfolio or considering your next move, now is the time to explore your options.

Former buy-to-let landlords are increasingly looking beyond traditional residential property and exploring commercial an...
02/06/2026

Former buy-to-let landlords are increasingly looking beyond traditional residential property and exploring commercial and mixed-use opportunities.

With the potential for stronger yields and greater diversification, it’s clear that many investors are rethinking how they build their portfolios in today’s market.

At OMB, we help clients navigate the funding options available across residential, commercial and semi-commercial property, turning ambition into a structured finance strategy.

🚀 Thinking of becoming a landlord? It might be easier than you think.Getting started in the buy-to-let market doesn’t ha...
27/05/2026

🚀 Thinking of becoming a landlord? It might be easier than you think.

Getting started in the buy-to-let market doesn’t have to be complicated. With more flexible options now available, your clients could:

✅ Access up to 80% loan-to-value
✅ Explore opportunities like HMOs or multi-unit properties from day one
✅ Move forward without strict minimum income requirements

Whether it’s their first investment property or the start of a growing portfolio, there are solutions designed to help them take that first step with confidence.

📩 Ready to invest? Get in touch with Our Mortgage Broker Limited today and let’s make it happen.

🔑Bridging & Development Finance 😍 Our Mortgage Broker (OMB) provides access to a comprehensive range of funding solution...
26/05/2026

🔑Bridging & Development Finance

😍 Our Mortgage Broker (OMB) provides access to a comprehensive range of funding solutions, including:

• Loans from £75,000 up to £3 million
• Up to 90% LTV for light refurbishment projects
• First and second charge lending options
• Stand-alone equitable charges
• Bridging, refurbishment, and development finance
• Consideration for foreign national applicants
• No minimum term requirements across the product range
• No non-utilisation fees on development finance
• Re-bridging options and development exit strategies available

For time-sensitive cases, we can facilitate AVMs and dual representation, with direct access to underwriters to secure credit-approved Decisions in Principle.

📱 0203 971 1234
☎️ 07957 146 343

📝 UK inflation has surprised on the downside – but the story isn’t as simple as one good number.🇬🇧 Inflation drops to 2....
20/05/2026

📝 UK inflation has surprised on the downside – but the story isn’t as simple as one good number.

🇬🇧 Inflation drops to 2.8%
CPI fell from 3.3% to 2.8%, mainly thanks to a lower Ofgem energy price cap feeding through to bills.

But this could be a short‑term dip. If energy costs and the price cap rise again from July, inflation may drift back up rather than glide neatly to 2%.

🏡 What it means for mortgages
The fall in inflation eases immediate pressure on the Bank of England to hike again, but it’s too early to bank on rapid rate cuts. Fixed‑rate mortgage pricing may stay choppy for now.

🔑 At Our Mortgage Broker, we’re tracking this closely to help clients decide when to lock in 2‑ and 5‑year fixes.
If your deal ends in the next 6–12 months, drop us a message and we’ll talk you through your options in plain English.

📱07957 146343
🖥️ [email protected]

🚀 Bigger Borrowing Power for High Earners We’re seeing even more flexibility for high-income borrowers 👇 💷 Joint applic...
19/05/2026

🚀 Bigger Borrowing Power for High Earners

We’re seeing even more flexibility for high-income borrowers 👇

💷 Joint applicants earning £150,000+ can now access up to 6.5x income at 75% LTV or below opening the door to significantly increased borrowing potential.

What this means:
- More scope to maximise loan sizes
- Greater flexibility for strong income households
- Ideal for clients looking to step up or secure prime property

😬 If you’re a high earner or advising one, now’s the time to explore what’s possible.

📩 Get in touch with OMB to review your options.

What’s your property strategy for 2026?
16/05/2026

What’s your property strategy for 2026?

🎉 We’re proud to celebrate 8 years of Our Mortgage Broker this week. A huge thank you to our incredible team, your dedic...
14/05/2026

🎉 We’re proud to celebrate 8 years of Our Mortgage Broker this week.

A huge thank you to our incredible team, your dedication, professionalism, and hard work are a true credit to the business.

We’re also grateful to our clients and introducers for your continued trust, support, and business over the years.

As a London-based property finance brokerage, we’re excited for what’s ahead, continuing to grow, collaborate, and support homeowners, landlords, and property developers across the UK.

Here’s to the next chapter.

🔑 Behind every door … Comment below 👇
12/05/2026

🔑 Behind every door …

Comment below 👇

Address

23 Berkeley Square, Mayfair
London
W1J6HE

Telephone

+442039711234

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