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Our Mortgage Broker The Specialist Mortgage & Property Finance Advisors | ☎️ 0203 971 1234 📱 07957 146 343 | London

11/10/2026

Big news — we’ve relaunched! 🎉

New website, refreshed free guides, handy online calculators, and a brand new YouTube channel — all designed to make it easier for you to get clear, plain-English answers on mortgages and property finance.

Have a look around: www.ourmortgagebroker.co.uk

📈 5-year fixed mortgage rates just hit 6% — first time in 3 years.Moneyfactscompare (5 Oct 2026):📊 2yr fixed avg: 5.98%📊...
11/10/2026

📈 5-year fixed mortgage rates just hit 6% — first time in 3 years.

Moneyfactscompare (5 Oct 2026):
📊 2yr fixed avg: 5.98%
📊 5yr fixed avg: 6.00%
🏦 BoE base rate: held at 3.75%
🏠 BTL avg (1 Aug 2026): 2yr 5.27% | 5yr 5.66%

Rates rise and fall — the past isn’t a guide to what’s next, but it’s worth checking your options before you fix.
Self-employed landlord? Don’t assume a high-street “no” is the only answer — a specialist lender might say yes.

Save this for when your fix is up for renewal 📌 Or send it to a landlord mate who needs to see it.

Fixing now or holding out? Tell us below 👇
DM us or call 0203 971 1234 — link in bio for our calculators.

📈 Fixed rates just hit a 3-year high. Smart structuring still works.📊 Rate snapshot (Moneyfactscompare): Homeowner avg 2...
10/10/2026

📈 Fixed rates just hit a 3-year high. Smart structuring still works.

📊 Rate snapshot (Moneyfactscompare): Homeowner avg 2yr 5.98% | 5yr 6.00% (5 Oct 2026, highest since Sept 2023). BTL avg (75% LTV) 2yr 5.27% | 5yr 5.66% (1 Aug 2026). BoE base rate held 3.75%, next review 5 Nov.

💡 Investor idea: More landlords are buying new BTL purchases through a limited company (SPV) — interest counts as a business cost, not personal tax relief.

🏗 Bridging & development: Many lenders now accept a desktop (AVM) valuation over a full survey on simpler cases — can save days on completion.

🔑 Sourcing tip: A saved Rightmove/Zoopla search for "reduced in price" + 90+ days on market surfaces motivated sellers.

🧮 Free tools: BTL calculator at ourmortgagebroker.co.uk/tools, Property Portfolio Schedule in our Client Toolkit at ourmortgagebroker.co.uk/client-toolkit.

Would you move a new BTL purchase into a limited company at today's rates — yes or no? 👇

📈 Fixed rates just hit a 3-year high. Smart structuring still works.📊 Rate snapshot (Moneyfactscompare): Homeowner avg 2...
10/10/2026

📈 Fixed rates just hit a 3-year high. Smart structuring still works.

📊 Rate snapshot (Moneyfactscompare): Homeowner avg 2yr 5.98% | 5yr 6.00% (5 Oct 2026, highest since Sept 2023). BTL avg (75% LTV) 2yr 5.27% | 5yr 5.66% (1 Aug 2026). BoE base rate held 3.75%, next review 5 Nov.

💡 Investor idea: More landlords are buying new BTL purchases through a limited company (SPV) — interest counts as a business cost, not personal tax relief.

🏗 Bridging & development: Many lenders now accept a desktop (AVM) valuation over a full survey on simpler cases — can save days on completion.

🔑 Sourcing tip: A saved Rightmove/Zoopla search for “reduced in price” + 90+ days on market surfaces motivated sellers.

🧮 Free tools: BTL calculator at ourmortgagebroker.co.uk/tools, Property Portfolio Schedule in our Client Toolkit at ourmortgagebroker.co.uk/client-toolkit.

Would you move a new BTL purchase into a limited company at today’s rates — yes or no? 👇

📅 Friday 9 October — your Daily Money & Market Snapshot📊 Rate snapshot (Moneyfacts)Homeowner avg: 5.98% (2yr fixed) / 6....
09/10/2026

📅 Friday 9 October — your Daily Money & Market Snapshot

📊 Rate snapshot (Moneyfacts)
Homeowner avg: 5.98% (2yr fixed) / 6.00% (5yr fixed) — 5 Oct 2026
BTL avg (75% LTV): 5.27% (2yr) / 5.66% (5yr) — 1 Aug 2026
BoE base rate: held at 3.75%, next MPC decision 5 Nov

💡 Investor idea: Furnished holiday-lets are assessed on projected rental income rather than the standard BTL stress test — worth a look for the right property.

🏗 Bridging & development: Second-charge bridging can raise funds quickly against a property without disturbing your existing mortgage.

🔑 Sourcing tip: Good relationships with local builders & tradespeople often surface deals before they reach the property portals.

🧰 Plan the numbers first — try our free Buy-to-Let Calculator or download the Property Portfolio Schedule from our Client Toolkit at ourmortgagebroker.co.uk before you call.

Which would you explore first — holiday-lets, bridging, or off-market sourcing? Tell us below 👇
📞 0203 971 1234 ✉️ [email protected]

Flat above a shop or office? That’s semi-commercial — one of the most overlooked ways landlords boost yield.📊 Homeowner ...
08/10/2026

Flat above a shop or office? That’s semi-commercial — one of the most overlooked ways landlords boost yield.

📊 Homeowner avg: 2yr fixed 5.98%, 5yr fixed 6.00% (Moneyfactscompare, 5 Oct 2026). BoE base rate: 3.75%, next MPC decision 5 Nov 2026. BTL avg (75% LTV): 2yr fixed 5.27%, 5yr fixed 5.66% (Moneyfactscompare, 1 Aug 2026).

💡 Semi-commercial mortgages (shop + flat above) can out-yield standard BTL in the right location — and whole-of-market brokers can place deals many high-street lenders won’t touch.

🏗 No working kitchen or bathroom? Standard mortgages won’t touch it — bridging can get you to exchange, then you refinance once the property is habitable.

🔑 Check your local council’s planning portal for recently granted permissions — strong leads on sites about to become developable, before they hit the open market.
Would you take on a semi-commercial purchase for the yield, or does mixed-use feel too complex to manage?

Tell us below 👇

Buying, remortgaging, investing or protecting your family? It all starts in one place now. 🏡Our new online enquiry form ...
07/10/2026

Buying, remortgaging, investing or protecting your family? It all starts in one place now. 🏡

Our new online enquiry form is live on the OMB website. Pick your enquiry, answer a few questions tailored to it, and a specialist adviser will come back to you.

✅ Buying a home
✅ Remortgaging
✅ Let to buy
✅ Buy-to-let purchase or remortgage
✅ Second charge
✅ Commercial & semi-commercial
✅ Bridging
✅ Development finance
✅ Life cover & protection

No long email chains and no forms to print. Just one place to tell us what you need.

What’s your next property move: buying, remortgaging or investing?

Tell us below 👇
👉 Start your enquiry: ourmortgagebroker.co.uk/enquiry

Our new website is live, and it’s built around you. 🏡Every day, clients ask us one question: “What does this mean for me...
06/10/2026

Our new website is live, and it’s built around you. 🏡

Every day, clients ask us one question: “What does this mean for me?” So we’ve rebuilt ourmortgagebroker.co.uk as a toolkit you can use before you buy, remortgage, invest or develop:

📘 16 free 2026 property & mortgage guides, emailed to you instantly

🧮 8 calculators: borrowing, repayments, stamp duty, buy-to-let, bridging, development and commercial

📂 72 illustrative case studies showing how we structure complex cases

👥 Direct contact details for every one of our CeMAP-qualified advisers

Have a look around and download the guides. When you’re ready, book a free 15-minute call, pick up the phone, or come and see us in person at 23 Berkeley Square, Mayfair.

👉 www.ourmortgagebroker.co.uk
📞 0203 971 1234

Every great property deal is a team effort. 🤝Each year at Our Mortgage Broker we refresh our Power Team: the trusted pro...
05/10/2026

Every great property deal is a team effort. 🤝

Each year at Our Mortgage Broker we refresh our Power Team: the trusted professionals we work alongside and introduce our clients to. Our 2027 line-up starts now.
We’d love to meet property professionals from every part of a deal:

🏦 Lenders & BDMs
🤝 Fellow brokers & IFAs
⚖️ Solicitors & conveyancers
📐 Architects
🗺️ Planning consultants
🛋️ Interior designers
🔍 Surveyors & valuers
🏗️ Builders, developers & project managers
🏡 Estate agents & property sourcers
📊 Accountants & tax advisers

Our clients are homeowners, landlords, developers and bridging borrowers, and they regularly need the right specialist at the right moment. If that’s you, let’s talk.

☕ Join Akhil Mair at our Mayfair office, 23 Berkeley Square, any time in October or November.

📩 [email protected]
📞 0203 971 1234

Who should be in OMB’s 2027 Power Team? Tag them below 👇

Most landlords still buy BTL in their own name — but for many, a limited company (SPV) structure now makes more sense. I...
04/10/2026

Most landlords still buy BTL in their own name — but for many, a limited company (SPV) structure now makes more sense. Is yours set up the right way?

📊 Rate snapshot (Moneyfacts)
Homeowner avg: 2yr fixed 5.93% / 5yr fixed 5.95%
Base rate: held at 3.75%
BTL avg (75% LTV): 2yr 5.27% / 5yr 5.66%
Best-buy BTL: Landbay 2yr fixed from 3.44% (60-75% LTV)

💡 Investor idea of the day
An SPV purchase can mean full mortgage interest relief and simpler succession planning vs personal ownership — but stamp duty and lender criteria differ. Worth modelling both routes first.

🏗 Bridging & development finance
Light cosmetic refurb bridging rarely needs planning permission. Heavier structural work (extensions, loft conversions) usually does.

🔑 Sourcing tip
Watch Modern Method of Auction (conditional) listings — up to 56 days to complete, often fundable with bridging finance, without the usual 28-day scramble.

Personal name or limited company — how do you hold your BTL portfolio? Tell us below 👇

Address

23 Berkeley Square, Mayfair
London
W1J6HE

Telephone

+442039711234

Website

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