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Smart Mortgages, Smarter Investing. Capital at Risk. Capital at risk. Investment values can fall as well as rise.

nume lets homeowners pay their mortgage and invest for the long term at the same time, balanced and aligned with their goals. From overpayments to interest-only loans, nume helps you pay off your mortgage while maintaining liquidity along the way. The platform brings your key information information together in one place, helping you explore smart choices, whether that’s overpaying your mortgage, investing extra cash, or doing a mix of both. And when you’re ready, you can invest directly in low-cost mortgage friendly index funds through our platform. If you do not keep up with mortgage repayments, your home may be at risk.

06/10/2026

UK households keep almost half their wealth in property outside of pensions. That's one of the highest shares in the G7. According to a report by Aberdeen, UK adults hold the smallest share of non-pension wealth in equities and mutual funds of any G7 country, at just 8%. Property has its place, but leaning on it alone could mean missing out on other ways to make your money work for you. That's the gap the mortgage freedom pot sits in. It lets your home and your investments work together, instead of putting everything into one.

Capital at risk.

01/10/2026

Your money today is worth more than your money tomorrow.
That's inflation, and it can work in your favour with a fixed mortgage. Your mortgage balance is a fixed number, it doesn't change, but the value of money does, prices and wages tend to rise over time. So the same mortgage that feels big today can feel smaller in a few years, compared to what you're earning then. This effect is stronger when inflation runs higher than expected, since mortgage rates already reflect what's expected on average.

Overpaying works differently. It guarantees a saving straight away, at your mortgage rate, whatever inflation does. Neither approach is right for everyone, it depends on your circumstances and your mortgage rate.

Capital at risk.

29/09/2026

You can hold more than one ISA. So why not let one of them be dedicated to something specific, like paying down your mortgage? That's the idea behind the mortgage freedom pot. It's a stocks and shares ISA with one job: helping you work toward paying off your mortgage, depending on your circumstances.

Capital at risk.

Comment "nume" and we'll send you our simple guide.

28/09/2026

Beating the mortgage rate isn't the full picture. Your loan to value ratio matters too.
Here's why. Lenders price your mortgage based on LTV, how much you owe compared to what your home is worth. The lower your LTV, the cheaper the rate you're offered.
So when you overpay, you're not just shrinking your balance. You could be moving into a better rate band for your next remortgage too.

Capital at risk.

Comment "nume" and we'll send you our simple guide.

11/09/2026

Financial peace isn't about obsessing over every penny. It’s about knowing you have a system in place that’s working in the background.
Balance your debt, build your assets, and get on with living your life.

That’s the nume way.

Capital at risk. Investment values can fall as well as rise.

07/09/2026

The math is hard, and the guilt is real.
Stop trying to outsmart the market with a spreadsheet on a Sunday night.

The "Mortgage vs. Invest" decision changes constantly based on interest rates and market data. You shouldn't be calculating that manually.

nume acts as your financial co-pilot. We crunch the data so you can see where your spare cash could work hardest for your long-term wealth.

Ditch the spreadsheet and download nume.

Capital at risk.

02/09/2026

Stop guessing.
Start optimising.
And enjoy the takeout.

Link in bio to register for our webinars!

30/08/2026

𝗖𝗮𝗹𝗹𝗶𝗻𝗴 𝗮𝗹𝗹 𝗺𝗲𝗱𝗶𝗰𝗮𝗹, 𝘁𝗲𝗰𝗵 𝗮𝗻𝗱 𝗹𝗲𝗴𝗮𝗹 𝗽𝗿𝗼𝗳𝗲𝘀𝘀𝗶𝗼𝗻𝗮𝗹𝘀 𝗮𝗻𝗱 𝘀𝗲𝗻𝗶𝗼𝗿 𝗽𝗿𝗮𝗰𝘁𝗶𝘁𝗶𝗼𝗻𝗲𝗿𝘀!

If you've historically relied on property to preserve your wealth, this exclusive online event is for you.

We are bringing industry experts together to debate the true, long-term returns of real estate vs the global markets.

We'll be unpacking:

✔️ 𝗣𝗿𝗼𝗽𝗲𝗿𝘁𝘆 𝘃𝘀 𝗺𝗮𝗿𝗸𝗲𝘁𝘀
✔️ 𝗢𝘃𝗲𝗿𝗽𝗮𝘆𝗶𝗻𝗴 𝘆𝗼𝘂𝗿 𝗺𝗼𝗿𝘁𝗴𝗮𝗴𝗲 𝘃𝘀 𝗶𝗻𝘃𝗲𝘀𝘁𝗶𝗻𝗴
✔️ 𝗗𝗲𝗺𝘆𝘀𝘁𝗶𝗳𝘆𝗶𝗻𝗴 𝗶𝗻𝗱𝗲𝘅 𝗳𝘂𝗻𝗱𝘀

Space is strictly limited. RSVP below to join the debate.

Doctors: https://luma.com/13xxmg7f
Lawyers: https://luma.com/76ie9l7t
Tech: https://luma.com/1v931gla

Capital at risk. nume is a trading name of Sprout Financial Ltd, an Appointed Representative of RiskSave Technologies Ltd (FRN 775330), authorised and regulated by the FCA.

25/08/2026

When we take out a mortgage, we immediately anchor our anxiety to the total we owe on day one. It feels like a mountain we have to sprint up as quickly as possible.

But it's worth understanding how inflation can interact with fixed debt. If inflation runs higher than what was priced into your rate when you took it out, the real value of what you owe can fall faster than the balance on paper suggests. If it doesn't, the effect is smaller, it depends on where inflation lands relative to your rate.

A mortgage is a multi-decade timeline, and how you approach it. Paying down faster or investing the difference is a decision worth modelling properly rather than defaulting to instinct alone.

Capital at risk.

20/08/2026

What's your LTV doing to your decision?

Overpay vs invest isn't one-size-fits-all. Where you sit on loan-to-value and what rate you're on both shape whether your spare cash works harder paying down the mortgage or going into a Stocks & Shares ISA.

Most homeowners aren't neatly at one threshold or another which is exactly why it's worth looking at your own numbers rather than a rule of thumb.

Capital at risk.

Address

167-169, Great Portland Street
London
W1W5PF

Telephone

+447981325916

Website

https://www.numewealth.com/

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