03/06/2026
The 20% deposit myth is keeping thousands of first-time buyers stuck — and it needs to stop.
Here's the truth: you can buy your first home in the UK with as little as a 5% deposit.
A larger deposit will get you a better interest rate — yes. But waiting years to save 20% while house prices keep rising isn't always the smart move.
We work with the whole market — which means we find the right lender for YOUR deposit size, not just the ones your bank offers.
Drop your deposit % in the comments and we'll tell you what's realistically possible for you right now.
Free consultation — no obligation. Link in bio.
In2Equity | Whole-of-market mortgage brokers | 0800 772 0998