Christopher Cattell Mortgages

Christopher Cattell Mortgages Mortgages Made Simple

BESPOKE MORTGAGE AND PROPERTY FINANCE ADVICEGet in touch to discuss…T: 0203 048 5013E: christopher.cattell@johncharcol.c...
22/03/2026

BESPOKE MORTGAGE AND PROPERTY FINANCE ADVICE

Get in touch to discuss…

T: 0203 048 5013

E: [email protected]

This post does not constitute financial advice and does not represent to views of John Charcol Mortgages and is for educational purposes only.

Your property may be repossessed if you don’t keep up repayments on your mortgage.

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1. ‘Mansion tax’ payable for homes worth more than £2 millionPaid on top of council tax, homes valued over £2 million wi...
30/11/2025

1. ‘Mansion tax’ payable for homes worth more than £2 million

Paid on top of council tax, homes valued over £2 million will pay an annual surcharge. The charge will be £2,500 for properties over £2 million, and £7,500 for properties over £5 million. The tax will be payable by the owner of the property rather than the occupier from April 2028.



2. Income tax on rent to rise by 2% for landlords

From 2027, income tax on rental income for landlords will rise by 2%.

This means landlords will now pay 22%, 42% and 47% in line with their prevailing personal tax banding.

(no changes if you own your property via a Ltd Co or SPV)

3. No changes to Stamp Duty


Get in touch to discuss…

T: 0203 048 5013

E: [email protected]

This post does not constitute financial advice and does not represent to views of John Charcol Mortgages and is for educational purposes only.

Your property may be repossessed if you don’t keep up repayments on your mortgage.

Lest we forgetToday we pause to remember and honour all those who served and sacrificed for our freedom
11/11/2025

Lest we forget

Today we pause to remember and honour all those who served and sacrificed for our freedom

Mortgage Myth Busting!Myth: I need a deposit to buy my first homeTruth:Some lenders are now offering 100% mortgages (0% ...
09/11/2025

Mortgage Myth Busting!

Myth: I need a deposit to buy my first home

Truth:

Some lenders are now offering 100% mortgages (0% Deposit)
If you have a history of renting you may not need a deposit at all
A guarantor mortgage may enable a family member to stand in the background with little to no need for deposit


Get in touch to discuss…

T: 0203 048 5013

E: [email protected]

This post does not constitute financial advice and does not represent to views of John Charcol Mortgages and is for educational purposes only.

Your property may be repossessed if you don’t keep up repayments on your mortgage.

03/11/2025

What exactly is a Mortgage?
Get in touch…

T: 0203 048 5013

E: [email protected]

This post does not constitute financial advice and does not represent to views of John Charcol Mortgages and is for educational purposes only.

Your property may be repossessed if you don’t keep up repayments on your mortgage.

Get in touch…T: 0203 048 5013E: christopher.cattell@johncharcol.co.ukThis post does not constitute financial advice and ...
30/10/2025

Get in touch…

T: 0203 048 5013

E: [email protected]

This post does not constitute financial advice and does not represent to views of John Charcol Mortgages and is for educational purposes only.

Your property may be repossessed if you don’t keep up repayments on your mortgage.

BESPOKE MORTGAGE ADVICET: 0203 048 5013E: christopher.cattell@johncharcol.co.ukThis post does not constitute financial a...
19/10/2025

BESPOKE MORTGAGE ADVICE

T: 0203 048 5013

E: [email protected]

This post does not constitute financial advice and does not represent to views of John Charcol Mortgages and is for educational purposes only.

Your property may be repossessed if you don’t keep up repayments on your mortgage.

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London
EC3V1LP

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+442030485013

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