GEM Mortgage and Protection Ltd

GEM Mortgage and Protection Ltd GEM Mortgage and Protection Ltd are an apppointed representative of HL Partnership Ltd There may be a fee for mortgage advice.

Your home may be repossessed if you do not keep up repayments on your mortgage. The Financial Conduct Authority do not regulate some forms of Buy to Lets. The precise amount will depend upon your circumstances but will range from £500 - £650 and this will be discussed and agreed with you at the earliest opportunity. The guidance and/or information contained within this page is subject to the UK re

gulatory regime and is therefore targeted at consumers in the UK. GEM Mortgage and Protection Ltd is an appointed representative of HL Partnership Limited which is authorised and regulated by the Financial Conduct Authority. GEM Mortgage and Protection Ltd are registered in England and Wales with Company Number 0999963. Registered Office: 4th Floor, Silverstream House, 45 Fitzroy, Fitzovia, London, England W1T 6EB.

18/03/2026

Get in touch to see how you can protect your loved ones ❤️

24/02/2026

For us to recommend a lender that’s suitable for you we will need to gather some information so that we can give you the best advice for your circumstances. So, get in touch for a free no obligation initial appointment today!

YOUR HOME OR PROPERTY MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE. There may be a fee for mortgage advice on submission of mortgage application of between £150 and £500 depending on your circumstances. The Financial Conduct Authority does not regulate some forms of buy to lets.

19/02/2026
19/02/2026

We will need to gather some information so that we can give you the best advice for your circumstances. So, get in touch for a free no obligation initial appointment today!

YOUR HOME OR PROPERTY MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE. There may be a fee for mortgage advice on submission of mortgage application of between £150 and £500 depending on your circumstances. The Financial Conduct Authority does not regulate some forms of buy to lets.

19/02/2026

For us to recommend a lender that’s suitable for you we will need to gather some information so that we can give you the best advice for your circumstances. So, get in touch for a free no obligation initial appointment today!

YOUR HOME OR PROPERTY MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE. There may be a fee for mortgage advice on submission of mortgage application of between £150 and £500 depending on your circumstances. The Financial Conduct Authority does not regulate some forms of buy to lets.

Self Employed Myth …. I need to use a specialist lender to get a mortgage!Are you a Contractor, Sole Trader, Partnership...
17/02/2026

Self Employed Myth …. I need to use a specialist lender to get a mortgage!

Are you a Contractor, Sole Trader, Partnership, Ltd Company, CIS Worker? 1 Years accounts so have been told no you can’t get a mortgage by your bank? The reason for this may be because most lenders will only allow you to take a mortgage if you have 2 years accounts, however, this doesn’t necessarily mean you can’t get a mortgage with 1 year’s accounts. At GEM Mortgage and Protection Ltd we can give advice on a range of lenders rather than your bank who can only advise on their own criteria, this is why using a Broker such as GEM Mortgage and Protection Ltd can give you more options. For us to recommend a lender that’s suitable for you we will need to gather some information so that we can give you the best advice for your circumstances. So, get in touch for a free no obligation initial appointment today!

YOUR HOME OR PROPERTY MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE. There may be a fee for mortgage advice on submission of mortgage application of between £150 and £500 depending on your circumstances. The Financial Conduct Authority does not regulate some forms of buy to lets.

Is your current Fixed rate coming to an end? If you do nothing you could end up on the lenders standard variable rate (S...
17/02/2026

Is your current Fixed rate coming to an end? If you do nothing you could end up on the lenders standard variable rate (SVR) and be paying more than you need to. We can secure a rate up to 6 months before your current rate expires, so don’t delay , get in touch and let us see if we can help save you some money!

YOUR HOME OR PROPERTY MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE. There may be a fee for mortgage advice on full submission of a mortgage application of between £150 and £500 depending on your circumstances.

05/02/2026
Thinking of buying your first home or thinking of investing in a Buy to Let but not sure whether to wait?House prices ha...
03/02/2026

Thinking of buying your first home or thinking of investing in a Buy to Let but not sure whether to wait?

House prices have risen by 0.3% since October 2025 and there has been an annual price rise of 2.5% making the average property in the UK £271,000 (https://landregistry.data.gov.uk/app/ukhpi/ ) This means if you wait another year and house prices grow at the same rate then that same property will cost you an extra £6775.

YOUR HOME OR PROPERTY MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.
The Financial Conduct Authority does not regulate some forms of buy to lets.

22/01/2026

Address

4th Floor, Silverstream House45 Fitzroy, Fitzovia
London
W1T6EB

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