Affinity Financial Advisors Ltd

14/10/2026

We always ask clients what we could have done better. This time, the answer made us laugh. 😂

Bradley helped this client first with a mortgage, then with their pension planning. They gave him five stars for being friendly, approachable and, as you’ll see if you swipe through, they have been refreshingly honest!

📞 01895 810 134
📧 [email protected]
🌐 www.ifa-affinity.co.uk

Affinity Financial Advisors Ltd is authorised & regulated by the Financial Conduct Authority (457234)

10/10/2026

Money worries can weigh heavily on us. Sometimes, even knowing where to start feels difficult.

This World Mental Health Day, we’re recognising that talking about money can be part of looking after our wellbeing. Whether it’s a conversation with someone you trust or taking one small step to understand your options, you don’t have to work everything out at once.

If money worries are affecting you, MoneyHelper offers free, impartial guidance: https://www.moneyhelper.org.uk/en/everyday-money/credit/money-problems-and-poor-mental-wellbeing

09/10/2026

🏠 Mortgage deal ending in the next six months? Now’s the time to start looking ahead.

Reviewing your options early gives you time to compare deals, secure a competitive rate and avoid automatically moving onto your lender’s Standard Variable Rate.

Not sure when your deal ends or what to do next? Get in touch and we can help you review your options and plan ahead.

Affinity Financial Advisors Ltd is authorised & regulated by the FCA (457234)

📞 01895 810 134 | 🌐 www.ifa-affinity.co.uk
High House, Harlington Road, Hillingdon, UB8 3HX

03/10/2026

Want help reviewing your mortgage options? Speak to our advisers at Affinity.

📞 01895 810 134
🔗 Visit our website via the link in our bio.

01/10/2026

The Autumn Budget will take place on 28 October – the first under Prime Minister Andy Burnham and the first to be delivered by Chancellor John Healey.

As always, there is plenty of speculation about what might be announced, but we always prefer to wait until Budget day, when the details are confirmed.

Whilst we wait, there are several important financial changes already scheduled to come into effect in April 2027 that are worth reviewing. These include changes to how unused pensions are treated for Inheritance Tax, higher tax rates on savings and property income, a reduced Cash ISA limit for under-65s and frozen Income Tax thresholds.

These changes will affect people differently, but it is sensible to review your pensions, savings, investments and estate-planning arrangements before these changes come into effect.

To arrange an initial conversation with one of our Independent Financial Advisors, call us on: 01895 810 134 or email: [email protected].

Affinity Financial Advisors Ltd is authorised & regulated by the Financial Conduct Authority (457234).

This post is for general information only and does not constitute personal financial, tax or legal advice. Tax treatment depends on individual circumstances and may change in the future. The value of investments can fall as well as rise, and you may get back less than you invest. Information correct at time of writing (October 2026).

25/09/2026

From 6 April 2027, most unused pension funds and pension death benefits will be included when an estate is assessed for inheritance tax.

Not everyone will be affected, but the change could alter how pensions fit into some families’ wider retirement and estate-planning arrangements.

There is still time to understand what the change could mean for you and review your plans carefully, without making rushed decisions.

*Tax treatment depends on individual circumstances and may change in the future.
*Affinity Financial Advisors Ltd is authorised & regulated by the FCA (457234)

📞 01895 810 134 | 🌐 www.ifa-affinity.co.uk | 📧[email protected]
📍High House, Harlington Road, Hillingdon, UB8 3HX

18/09/2026

If you’re self-employed, who is looking after your future pension?

Without workplace pension contributions happening automatically, retirement saving can easily slip down the list, especially when the immediate needs of your business come first.

But pension saving may be more flexible than you think.

Our latest article explains how to:

• Track down pensions from previous jobs
• Review what you already have
• Make contributions that reflect a variable income
• Understand how pension tax relief may work
• Consider whether you are on track for the retirement you want

You don’t need to solve everything at once. Giving your pension a little attention today could help you make clearer and more informed plans for the future.

Read the full article 👉 www.ifa-affinity.co.uk/community/pensions-for-the-self-employed/

Affinity Financial Advisors Ltd is authorised & regulated by the FCA (457234)
📞01895 810 134 | 🌐 www.ifa-affinity.co.uk | 📧 [email protected]

*The information in this article does not constitute financial advice and is provided for general information purposes only. **The value of your pension can fall as well as rise, and you may get back less than you invest. ***Tax treatment depends on individual circumstances and may be subject to change.

Pensions for the self-employed: find old pensions, understand flexible contributions and start planning for the retirement you want.

17/09/2026

The Bank of England has today kept Bank Rate at 3.75%. However, that does not necessarily mean mortgage rates will remain unchanged.

A number of lenders have recently increased their rates, and some mortgage deals are being changed or withdrawn at short notice. We are seeing people make an initial enquiry, take some time to consider their options, and then return, only to discover that the previously discussed rate has increased or the deal is no longer available.

If you are buying a property, moving home or approaching the end of your current mortgage deal, it may be sensible to seek advice sooner rather than later. Getting advice early can help you understand the options available, compare the overall costs and be ready to act if a suitable deal is identified.

If you would like to discuss your mortgage options, please get in touch with one of our experienced mortgage advisers.

Affinity Financial Advisors Ltd
🌐 www.ifa-affinity.co.uk
📞 01895 810 134
📧 [email protected]
Authorised & regulated by the FCA (457234).

Your home may be repossessed if you do not keep up repayments on your mortgage. Mortgage rates and product availability can change at short notice and are subject to individual circumstances and lender criteria.

This post is for general information only and does not constitute financial or mortgage advice. It does not take into account your personal circumstances. Please speak to a qualified adviser before making any decisions.

Information correct as at 17th September 2026, and is subject to change.

14/09/2026

Choosing a financial adviser is an important decision, and hearing from other clients can help.

We are incredibly grateful to everyone who has taken the time to share their experience of working with Affinity Financial Advisors.

Read our client reviews on Trustpilot: www.uk.trustpilot.com/review/ifa-affinity.co.uk

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