Home Sorted

26/05/2026

🏡 Think you need a huge deposit to buy your first home?
A £5,000 deposit mortgage could help you get onto the property ladder sooner than you think.
✔️ Available up to £300,000 purchase price
✔️ Employed & self-employed applicants considered
✔️ No minimum income requirement
✔️ Free Level 1 valuation included
✔️ On joint applications, only one applicant needs to be a first-time buyer
Important: the £5,000 deposit must be your own funds and cannot be gifted.
If you would like to find out whether you may qualify, feel free to get in touch 📩
Your home may be repossessed if you do not keep up repayments on your mortgage.
Subject to status and lender criteria.

07/05/2026

The property market has changed significantly compared to the last few years.

Buyers now often have:

• more choice

• less competition

• stronger negotiating power

• opportunities to secure price reductions

In many areas, property prices have softened from previous peaks, creating opportunities for buyers who may have struggled before.

The key question is NOT: “Should I wait?”

The key question IS: “How much could a lender actually approve for me today?”

If you would like to explore your options, you can book a Teams meeting with us directly at a time that suits you. Link in comments.

21/01/2026

First-time buyer in London?
Wondering how much deposit you need and how much you really need to earn?
This guide breaks it down.

What part of buying feels most confusing right now?

Buying your first home in London? Learn how much deposit and income you really need, including 5% and limited 0% deposit options, with real London examples.

20/01/2026

Buying a home isn’t always a straight line.

One buyer.
Five times walking away.
A year later… the right home 🤍

Walking away isn’t failure - it’s learning, protecting yourself, and trusting the process.

We stay with our clients from start to finish, however long it takes.

Don’t give up. Your home is out there 🏡✨

14/01/2026

Have you ever been declined by your bank and assumed that was it?
A “no” from your bank isn’t always the final answer.

Banks can only assess you against their own lending criteria.
Different lenders assess income, credit and affordability differently.
So sometimes it’s not the buyer —
it’s simply the wrong lender.

Every case is individual, but a decline from one bank doesn’t always mean the end.

12/01/2026

Buying a house can feel overwhelming if you don’t know where to start.

Here is a step-by-step guide on how to buy a house in the UK - from budgeting and mortgage calculators to getting a Decision in Principle and completing your purchase.
Read here: 👇

Buying a house is one of the biggest financial decisions you’ll ever make. Whether you’re a first-time buyer or moving home, understanding the process can help you avoid delays, reduce stress, and make confident decisions.This guide explains how to buy a house in the UK, step by step - from prep...

09/12/2025

Should you put your life insurance in trust?
In many cases - yes, it makes a big difference!

Most people surprisingly don’t — only around 13% of policies were placed in trust in 2023 (according to the UK insurance providers)

Writing your policy in trust can help you:
• avoid or reduce inheritance tax
• skip probate and get money to loved ones faster
• choose exactly who receives the payout — and when

It’s a simple legal step that keeps the payout outside your estate, giving your family quicker access when it matters most.

At Home Sorted, we help set up trusts for free and can arrange life insurance quotes from top UK insurers.

If you’d like to check whether your policy is in trust or want help setting one up — just drop us a message.
📩 Contacts in bio.

28/11/2025

Another lovely Trustpilot review. ⭐️⭐️⭐️⭐️⭐️
So grateful for clients who take the time to share their experience.
🧩If you are planning to buy or remortgage, feel free to reach out.

27/11/2025

If you are not sure your family is protected, let’s sort this together.
Free advice
DM

🧩homesorted.co.uk

24/11/2025

Before you start house hunting, know your numbers.
DM “MEET” for a free affordability check.