18/05/2026
There are multiple ways to fund property projects;
*You can self-fund using your own cash
*You can attract private finance from private investors
*You can crowdfund
*You can release equity from, or secure finance against other assets you own
*You can JV with someone else who puts the cash in
*You can take bridging or development finance
The first and last options give you the most control and the most reliability.
The least people involved in the funding the better because people are party to changing their minds and experience life changing events that can impact their financial position. The last thing you want in the middle of a property development is to have a funds drawdown delayed, or worse withdrawn, or for an investor to suddenly decide they want to change what you are doing with the property, or they won’t continue to invest.
With a JV you risk a clash of opinion or a fall out that can make the partnership very challenging, especially if that happens early on.
Using your own money is the least risky and cheapest option but it’s also the slowest and working at the speed of cash means you can only buy your next project once you’ve sold the current one. You are also restricted to only taking on projects that you can afford, even if a better more profitable but more expensive option comes your way.
If you don’t have enough cash to complete the build, you’d rather have your cash available for emergencies, or you just want to scale your business quicker than cashflow allows, we can provide you with bridging or development finance.
To find out some indicative terms for the finance you need, contact me by dm, or email [email protected]