02/10/2026
Here is a quick breakdown of our upcoming fee update starting December 1, which applies exclusively to Personal Accounts.
What IS affected:
đź’ł P2P Card Payments: The 2% fee applies only to direct card-to-card payments initiated directly to your 16-digit payment card number via non-standard card processing channels.
What IS NOT affected (Free for most of our clients):
🏛️ Standard Bank Transfers (SEPA & SWIFT): Standard transfers made to your IBAN / account number remain free of charge for most of our clients.
🏠Everyday Payments: Standard transactions, rent payments, salary payouts, and regular invoice settlements sent via IBAN are not affected by this change.
Why the change?
đź”’ To enhance security, strengthen real-time fraud monitoring, and optimize processing speed for non-standard international card-to-card transactions.
If you receive money via standard bank transfers (SEPA/SWIFT to your IBAN), nothing changes for you!
Have questions? Our support team is always here to help.