Zempler Bank

16/06/2026

We’re looking forward to FSB Business Bootcamp: Survive to Thrive on 18 June in Kent 🎉

If you’re a small business owner, this is a great chance to step back, gain fresh insight, and focus on how to grow sustainably in a challenging climate 💡

🕘 9:00am to 3:00pm (plus optional networking after)

👉 Secure your spot here: https://events.fsb.org.uk/8d2bI2X7/3aJ8PzHs5

Come along and say hi if you’re attending, we’d love to chat 👋

15/06/2026

Please be aware that we have some upcoming maintenance in the evening of Monday 15th June. Between 22:00 - 23:59, inbound & outbound payments will be unavailable for up to 15 minutes.

To keep up to date, visit

Welcome to Zempler Bank's home for real-time and historical data on system performance.

13/06/2026

Please be aware that one of our third-party providers has some planned maintenance in the early hours of Sunday 14th June. Between 02:00 - 08:00, online card transactions using 3D Secure will be unavailable for up to 4 hours.

To keep up to date, visit

Welcome to Zempler Bank's home for real-time and historical data on system performance.

12/06/2026

Please be aware that we have some upcoming maintenance in the evening of Friday 12th June. Between 22:00 - 23:59, inbound & outbound payments will be unavailable for up to 15 minutes.

To keep up to date, visit

Welcome to Zempler Bank's home for real-time and historical data on system performance.

10/06/2026

Please be aware that we have some upcoming maintenance in the evening of Wednesday 10th June, into the early hours of Thursday 11th. Between 22:00 - 02:00, inbound & outbound payments will be unavailable for up to 60 minutes.

To keep up to date, visit

Welcome to Zempler Bank's home for real-time and historical data on system performance.

29/05/2026

Cashflow feeling tight? Many food and drink businesses are choosing not to tackle it alone 🤝

This isn’t a sign of weakness. It’s a smart response to pressure.

Asking questions, getting advice and using better tools can make cashflow easier to manage and reduce surprises.

Our report, Feeling the heat, shares exclusive insights on what operators are doing to rise to the challenge, and what is helping them navigate cashflow pressure.

Source: Zempler Bank survey of 101 micro and small food and drink operators in England, March to April 2026, plus expert interviews.

28/05/2026

Running a food or drink business has never been easy, but right now many are feeling the heat more than ever 🍽️⚠️

Our latest research with independent F&B operators highlights the realities behind rising costs, changing customer habits and the tough decisions businesses are having to make to keep going.

It’s also a story of resilience, with many adapting, evolving and finding new ways to stay afloat.

👉 Take a look at the full story in The Caterer:

https://www.thecaterer.com/news/three-quarters-of-small-fb-operators-have-put-up-prices-amid-surging-costs

We’re proud to support the cafés, restaurants and pubs at the heart of our communities ❤️

See more insights from our research into food and drink businesses:
https://www.zemplerbank.com/business/hospitality-bank-account/insights/

Original research, reports and articles on the UK hospitality industry in 2026, plus practical guides on independent restaurants, cafes pubs and food trucks.

26/05/2026

Yes, things are tough. But food and drink businesses are far from standing still 💪

Across the businesses we spoke to, many are finding ways to adapt, reduce surprises, and stay in control of their cashflow.

Our report, Feeling the heat, shares what is changing on the ground and what is helping operators adapt.

Source: Zempler Bank survey of 101 micro and small food and drink operators in England, March to April 2026, plus expert interviews.

22/05/2026

Cashflow gaps can catch even good food and drink businesses out 🍺⚠️

39% of operators face a shortfall every quarter, usually between £1,001 and £5,000.

The problem isn’t ambition. It’s timing.

Read the full picture in our new report, Feeling the heat. Link in comments.

Source: Zempler Bank survey of 101 micro and small food and drink operators in England, March to April 2026, plus expert interviews.

21/05/2026

What a great day at the Bread & Jam Startup Summit 🙌

We loved meeting so many inspiring food and drink founders yesterday and hearing all about the amazing brands you’re building 🚀

It was brilliant to chat about ways to manage cashflow, from forecasting and stock management to planning for VAT, and how the right tools can make things a little easier 💡

A big shoutout to our very own Patrick Herrlinger for sharing his cashflow tips on stage 👏

And thank you to everyone who came over to say hello. It was great to meet you!

Thanks again to Bread & Jam for putting on such a fantastic event. We’re already looking forward to the next one 🙌