Rob Watson - Mortgage Adviser

27/07/2019

Landlords, do you fall into this category???

04/07/2019

A gamechanger ????? Or not....

The Bank of England has hinted that strict affordability tests could be relaxed, but only if house prices start to rise. This prediction was made in a working paper “Modelling the distribution of mortgage debt”. The paper looks at a number of factors, including the Financial Policy Committee’s...

03/07/2019

Is this the shape of things to come for the UK market??? what do you think..... Lets talk......

Purplebricks’ operating loss jumped from £27.8m to £52.3m, latest financial results reveal, as well as confirming that it will wave goodbye to the US market. This follows the news that it would exit the Australian market as detailed in early May this year, at which time the firm’s operations i...

27/03/2019

https://www.mortgagestrategy.co.uk/rents-rise-as-more-landlords-exit-market-arla-propertymark/?cmpid=mslatest_7791663&utm_medium=email&utm_source=newsletter&utm_campaign=ms_latest&adg=DC26950C-B956-4624-9367-C8ABD2DD1F9E

The number of tenants who saw their rents rise increased in February as a growing number of letting agents reported landlords leaving the market. Research by Arla Propertymark found that 34 per cent of agents reported landlords increasing rent prices in February, up from 24 per cent in January. Febr...

24/01/2019

Confused about Brexit?????? Hopefully this will help... 😁😉

From Article 50 to Backstop, find out what the key terms mean.

23/01/2019

Worried about protecting your Income during these challenging times....??? Contact me to discuss.....

The news professionals are talking about now, curated by LinkedIn’s editors. Join the conversation on today's stories in the comments.

04/01/2019

HAPPY NEW YEAR ALL!!!!!!

The average two-year fixed rate has dropped following a stint of gradual increases from 14 December to 28 December, according to Moneyfacts. At the time of writing the rate stands at 2.52, having nearly touched 2.53 last week. Further data shows that the average 90 per cent LTV mortgage rate has fal...

06/12/2018

Is this the shape of things to come???

The latest HouseSimple property supply index reveals that new property listings were down from October to November by 25.4 per cent across the UK and 33.8 per cent in London. However, new property listings in November were up as a whole by 5 per cent when measured annually. The report examines over....

22/10/2018

Renters would you want to know? Please read....

Eight out of 10 consumers want rental payment history to be considered in lending decisions. This survey, by credit agency Equifax and YouGov, shows renters want more factors to be taken into account in a bid to improve credit scores. Equifax’s own data indicates that inclusion of this information...

16/10/2018

Has it begun?.. Call me to discuss.......

Data from Rightmove shows that property prices rose 1 per cent in October, the lowest monthly increase in late autumn since 2010. On an annual basis this rise comes to 0.9 per cent, which is the slowest increase across this time frame since February 2012. This means that the average asking price for...