11/02/2026
🚨 UK Taxpayers: Big Changes to Capital Gains Tax (CGT) in the Latest Budget – Here’s What You Need to Know! 🚨
The Autumn Budget 2025 brought some key tweaks to CGT, building on the rate hikes from last year. If you’re selling assets like shares, property, or business interests, these could hit your wallet harder. Let’s break it down:
🔹 CGT Rates Remain Elevated: Following the 2024 increases, gains are now taxed at 18% (basic rate) or 24% (higher rate) for most assets – up from the old 10%/20%. Residential property stays at 18%/24%, but carried interest jumps to a flat 32% from April 2025.
🔹 Employee Ownership Trusts (EOT) Relief Slashed: From November 2025, relief on qualifying disposals to EOTs drops from 100% to 50% – meaning you’ll pay CGT on half the gain. No more full exemptions here!
🔹 Other Tweaks: Incorporation relief must now be claimed (from April 2026), and there are updates to rules on share exchanges and non-resident gains to close loopholes.
What does this mean for YOU?
• Higher Tax Bills: With rates up and reliefs cut, unplanned sales could cost you more. Think about timing disposals before April 2026 thresholds.
• Frozen Allowances: The £3,000 annual exemption stays put – use it wisely! 6
• Plan Ahead: Consider reliefs like Business Asset Disposal Relief (still at 10% on up to £1m lifetime gains) or holding assets in ISAs/pensions to shield from CGT.
•Related Hits: Don’t forget the 2% rise on dividends and savings tax from April 2026, which could compound if your gains push you into higher bands.
At My Capital Gains Tax Advice, we’re here to help you navigate these changes and minimise your tax liability. Whether it’s calculating your CGT bill, spotting relief opportunities, or strategic planning for sales – our experts provide personalised, up-to-date advice tailored to UK taxpayers.
DM us or visit www.mycapitalgainstaxadvice.com for a free initial chat. Don’t let CGT surprises catch you out – act now! 💼📈
