SSV SmartPay

03/09/2026

Still chasing unpaid Xero invoices? There’s a faster way.

With SSV SmartPay connected to Xero, your customers receive a Pay by Bank link and QR code, allowing them to pay securely through their banking app - without manually entering account details.

Once the payment is completed, the invoice is automatically reconciled in Xero, helping you save time and keep your records up to date.

Discover how Xero payment links can help your business get invoices paid faster.

🔗 Read our latest blog via the link in our bio.

28/08/2026

The Hidden Cost of Old Payment Infrastructure

Legacy payment systems may still work.

But a new industry analysis highlights the costs businesses can face when payments infrastructure doesn't keep up with modern expectations.

False declines. Outages. Fraud. Manual processes.

These problems can create costs that aren't always visible on a standard transaction fee.

For businesses, the conversation around payments is changing.

It's no longer only:

“What does it cost to accept a payment?”

It's also:

“What does an inefficient payment experience cost my business?”

Modernising payments can mean reducing friction, improving customer experience and giving businesses more control over how they accept money.

Because sometimes the most expensive payment system isn't the one with the highest fee.

It's the one that's quietly creating problems in the background.

Source: The Fintech Times

24/08/2026

Digital wallets have changed how we pay.

But in many cases, the payment still travels through the same traditional card networks.

Pay by Bank is different.

Instead of relying on card schemes, it allows customers to pay directly from their bank account using Open Banking and the UK’s Faster Payments network.

For businesses, that can mean:

→ Lower transaction costs
→ Payments typically received within seconds
→ No card details to enter or store
→ A smoother payment experience for customers

According to The Payments Association, the UK recorded 351 million Open Banking payments in 2025, up 57% year on year.

The message is clear: account-to-account payments are no longer just an emerging idea. They are becoming a practical alternative for businesses looking to accept payments more efficiently.

At SSV SmartPay, we help UK businesses accept Pay by Bank payments through QR codes, payment links and online checkout.

Because better payments should work better for everyone.

Source: The Payments Association, 18 August 2026

19/08/2026

Beauty businesses work hard for every booking - so payment fees shouldn’t take more than they need to.

With SSV SmartPay, customers can pay quickly by QR code or payment link, with no card machine required.

For transactions over £50, the fee is just 0.5%, helping salons and beauty professionals keep more from every booking.

Simple for your customers. Smarter for your business. 💜

Follow the link in bio to try SSV SmartPay!

19/08/2026

Pay by Bank is the new way to accept payments.

No card details. No expensive hardware. No complicated checkout.

With SSV SmartPay, customers can pay securely from their banking app using a QR code or payment link—while businesses benefit from instant settlement via Faster Payments and lower transaction fees.

Accept payments:

✓ In person with a QR code
✓ Remotely by SMS, WhatsApp or email
✓ Online through your website
✓ Directly from the customer’s bank account

Simple for customers. Smarter for businesses.

Discover a better way to get paid: ssvsmartpay.co

19/08/2026

🤝 SSV SmartPay | Pay By Bank | QR Code Payments | Open Banking × Xero

We’re excited to announce that SSV SmartPay has started partnering with Xero to make invoicing and payments simpler for UK businesses.

The integration brings Pay by Bank payments into the Xero invoicing process, allowing customers to pay directly from their banking app - without entering card details.

For businesses, this means:

✓ A smoother payment experience for customers
✓ Faster payments directly to your bank account
✓ Easier invoice and payment management
✓ Lower payment fees
✓ No monthly subscriptions or lengthy contracts

SSV SmartPay charges just 0.5% for payments over £50 and 20p for payments under £50.

It’s another step towards making business payments faster, simpler and more cost-effective.

Learn more: www.ssvsmartpay.co

06/08/2026

Open Banking Has Reached a Major Milestone

The UK's Open Banking ecosystem has now passed 1 billion payments.

That's a major milestone for an industry that only began developing at scale a few years ago.

The ecosystem has also surpassed 100 billion API calls, highlighting just how deeply Open Banking infrastructure is becoming integrated into financial services.

For businesses, this means Pay by Bank is no longer simply an emerging alternative payment method.

It's becoming part of the UK's wider payments infrastructure.

And as adoption continues to grow, we're likely to see even more businesses exploring account-to-account payments as part of their customer payment journey.

The future of payments is becoming increasingly open, connected and account-based.

Source: Finextra, Open Banking

05/08/2026

Networking isn’t just exchanging contacts.
It’s where new ideas and opportunities begin.

05/08/2026

28/07/2026

Yesterday, several major UK banks experienced disruptions affecting digital banking and Faster Payments, with customers reporting failed or delayed transactions.

It's a reminder of something businesses and consumers don't always think about: Payments are critical infrastructure. When payment systems work, we barely notice them. When they don't, the impact can be immediate - from delayed transfers to interrupted customer transactions.

As digital payments continue to become part of everyday life, reliability, resilience and secure payment infrastructure are becoming more important than ever.

For businesses, having the right payment options and a resilient payment strategy isn't just about convenience. It's about keeping business moving.

Source: The Scottish Sun