Mortgage Confidence

23/10/2026

First time buyer?

Did you see this article and headline in the week?

According to RightMove 3000 properties a day are lowering their asking prices.

If you’re a home owner and you’re trying to sell, this is probably not great news.

But if you’re currently renting and hoping to buy your first home this year: it’s good news.

It could be a great opportunity to snap up a bargain. It could be that the house you liked but couldn’t quite afford before, might have just become more affordable….

So if you’re a first time buyer, do get in touch to find out what you can afford. Because the drop in house prices could mean it’s almost time to hop on that property ladder!

Jo 🏡



PS please don’t panic when you read this! Every mortgage adviser has to include this wording in their social media marketing
Please note: your home may be repossessed if you do not keep up repayments on your mortgage. There may be a fee for mortgage advice. The precise amount will depend on your circumstances but will be agreed with you before proceeding.

21/10/2026

First time buyer?

First things first: talk to a mortgage adviser. Someone like me; I recommend me

Then, I will hold your hand through every step of the first home buying process. It can feel scary, it can be tricky, and it can be long drawn out…

But I am known for supporting my clients, every step of the way.

Comment SUPPORT and I’ll send you a link to book a free chat.

Let’s get you onto that property ladder.
Jo 🏡

01/10/2026

A new help to buy scheme is on its way!

If you’re currently renting but would like to buy your first home, chances are it’s not the monthly mortgage payments that worry you; it’s saving the deposit while paying rent.

This new scheme (look out for registration later this year) needs just a 2.5% deposit. Which for many first time buyers will reduce the barrier they currently face.

As with any financial scheme there are rules. But if you’d like to discuss your options, ahead of registration, let’s have a free no obligation chat.

Comment FIRSTHOME and I’ll send you a link to book in.

Let’s get you on that property ladder 🪜
Jo🏡

28/09/2026

Did you see this Martin Lewis post last week? He’d been asked whether people should overpay on their mortgage if they have any spare cash. Or would they be better putting that money into savings.

He goes on to talk about a rule of thumb when it comes to interest rates, but also it’s really up to each individual. What’s right for you and your mortgage won’t be right for the next person.

It’s one of the reasons I don’t offer blanket advice here on Instagram. If we haven’t met before I’m Jo, the founder of and I’ve spent over two decades helping people to get onto the property ladder and assisting their remortgage needs as life changes.

And I also offer a free mortgage review for moments like this. If you’re concerned about interest rates rising this year, comment with the word REVIEW and I’ll send you a link to book a free no obligation chat. Well look at your situation and your options together.

Comment REVIEW below.
Jo 🏡



PS please don’t panic when you read this! Every mortgage adviser has to include this wording in their social media marketing
Please note: your home may be repossessed if you do not keep up repayments on your mortgage. There may be a fee for mortgage advice. The precise amount will depend on your circumstances but will be agreed with you before proceeding.

25/09/2026

I know it can feel scary. It’s a big deal.

There’s paperwork and jargon, and a chain of other buyers and sellers…

But that is the reason why first time buyers choose to work with me, Jo, the founder of Mortgage Adviser | Jo Jingree | Mortgage Confidence to get that first mortgage and move into their first home.

The home buying journey can feel like a lot; I am absolutely here to hold your hand through the entire process.

Comment FIRSTHOME and I’ll send you a link to book a free no obligation chat.

Jo 🏡

22/09/2026