Croydon Mortgage Co.

Home
United Kingdom
London
Croydon Mortgage Co.

Welcome to Croydon Mortgage Co, we are an independent Mortgage and Insurance specialist 🏡

20/04/2025

HAPPY EASTER 🐰 🍫 🐥 💐
From all the team at Croydon Mortgage Co.

01/04/2025

📢 NO JOKES! New Stamp Duty Changes Are Now in Effect! 🏡

As of today, April 1st, 2025, new Stamp Duty Land Tax (SDLT) rules are live — and they could impact buyers across the UK.

Here’s what’s changed:

🔹 Standard Buyers:
You’ll now pay 2% SDLT on property purchases over £125,000 (down from the old £250K threshold).

🔹 First-Time Buyers:
The tax-free threshold has dropped to £300,000, with 5% due between £300K–£500K.
(Previously, you could buy up to £425K without paying a penny.)

🔹 Additional Properties:
The 3% surcharge will now be 5% for second homes and buy-to-lets.

💰Example:
Buying at £295,000? You’ll now pay £4,750 in SDLT — that’s £2,500 more than before April 1st!

If you’re planning to buy in 2025, it’s more important than ever to budget for these new tax rates — and get tailored advice before you make a move.

📩 Book your FREE mortgage consultation today!

Looking for an appointment to fit around work or home life? We can accommodate evening or weekend calls ✅

Currently looking for a mortgage? Speak to the experts today! We have access to 1000's of rates and over 100 lenders 🏡 🔎

We offer a FREE no obligation initial appointment to understand your circumstances.
Get in touch to see how we can help you!

Contact us on:
✉️ Message us direct | [email protected]
☎️📱 Call 0208 135 9131 | 07939 910 165
📱💻 www.croydon-mortgage.co.uk

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP WITH THE REPAYMENTS
THINK CAREFULLY BEFORE SECURING OTHER DEBTS AGAINST YOUR HOME

30/03/2025

🌷 Happy Mother’s Day 🌷

Today we celebrate the incredible women who’ve shaped our lives—mums, grandmothers, mother figures, and those we remember with love.

To the mums who are with us, and those who live on in our hearts—thank you.

13/03/2025

🏡 SELF-EMPLOYED -TRUE OR FALSE? 🏡

Let’s bust some mortgage myths! 🚀👇

❓ "I need 3 years of business accounts to get a mortgage."
🙋‍♀️ FALSE – Most lenders require 2 full years of tax calculations, but some will accept just 1 year! 😊

❓ "I’m employed by my limited company, which I own 100%, so lenders will treat me as employed."
🙋‍♀️ FALSE – If you own more than 20% shares in a limited company, lenders will treat you as self-employed.

❓ "It’s harder to get a mortgage if I’m self-employed."
🙋‍♀️ FALSE – You may need different documents to prove your income over a longer period, but it’s not harder—we work directly with lenders to find the right solution for you! 😊

❓ "I should book a free appointment to discuss my mortgage options."
🙋‍♀️ ✅✅✅✅✅✅✅ 100% TRUE! 👍🏼 We will assess your personal circumstances, match you with the right lender, and make expert recommendations tailored just for you. 🏡😊

📩 Book your FREE mortgage consultation today!

Looking for an appointment to fit around work or home life? We can accommodate evening or weekend calls ✅

Currently looking for a mortgage? Speak to the experts today! We have access to 1000's of rates and over 100 lenders 🏡 🔎

We offer a FREE no obligation initial appointment to understand your circumstances.
Get in touch to see how we can help you!

Contact us on:
✉️ Message us direct | [email protected]
☎️📱 Call 0208 135 9131 | 07939 910 165
📱💻 www.croydon-mortgage.co.uk

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP WITH THE REPAYMENTS
THINK CAREFULLY BEFORE SECURING OTHER DEBTS AGAINST YOUR HOME

28/02/2025

HAVE YOU GOT MORTGAGE QUESTIONS?... 🤯❓

We're here to answer all you mortgage & insurance questions. Whether you're a first time buyer or experienced property landlord, we're here to help you along on your journey.

We welcome every single query. Got a burning question? Let's chat and turn uncertainty into confidence. 💬

Looking for an appointment to fit around work or home life? We can accommodate evening or weekend calls ✅

Currently looking for a mortgage? Speak to the experts today! We have access to 1000's of rates and over 100 lenders 🏡 🔎

We offer a FREE no obligation initial appointment to understand your circumstances.
Get in touch to see how we can help you!

Contact us on:
✉️ Message us direct | [email protected]
☎️📱 Call 0208 135 9131 | 07939 910 165
📱💻 www.croydon-mortgage.co.uk

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP WITH THE REPAYMENTS
THINK CAREFULLY BEFORE SECURING OTHER DEBTS AGAINST YOUR HOME

06/02/2025

🏦 BANK OF ENGLAND NEWS 🏦

The Bank of England has just reduced the base rate from 4.75% to 4.5%, marking its third rate cut since 2020! 📉

This could ease the pressure to many borrowers, including mortgage holders, who have faced higher costs in recent years.

📢 Thinking about remortgaging, buying or moving? Now could be the time to review your options!

Looking for an appointment to fit around work or home life? We can accommodate evening or weekend calls ✅

Currently looking for a mortgage? Speak to the experts today! We have access to 1000's of rates and over 100 lenders 🏡 🔎

We offer a FREE no obligation initial appointment to understand your circumstances.
Get in touch to see how we can help you!

Contact us on:
✉️ Message us direct | [email protected]
☎️📱 Call 0208 135 9131 | 07939 910 165
📱💻 www.croydon-mortgage.co.uk

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP WITH THE REPAYMENTS
THINK CAREFULLY BEFORE SECURING OTHER DEBTS AGAINST YOUR HOME

24/01/2025

I'M UNSURE HOW LONG I SHOULD FIX MY RATE FOR? 🤔

Other than the obvious length of fixed rate, there are a few key differences between 2, 3 and 5 year fixed rates which may impact your decision on which offering you go for 🤔

The interest rate of 2, 3 and 5 years have become more similar in recent years, with sometimes the 5-year rates, being lower than 2 & 3 years, however, it's all about the rate.

2 & 3 year fixed rates are perfect for short-term commitment, whether that be you are planning to move, or make significant changes to your situation, being on a 2 & 3 year fixed can allow you the flexibility to make changes without the penalty charges, as waiting for a 2 & 3 year fixed to end is much easier than waiting on your 5!

That being said, 5 year fixed rates can help you beat those remortgage woes, the thought of remortgaging every 2 years is enough to fill many with dread, and having 5 years without remortgaging is great for many.

If you're unsure of which deal is right for you, we'll talk you through your options so you can make an informed decision 🤩

Looking for an appointment to fit around work or home life? We can accommodate evening or weekend calls ✅

Currently looking for a mortgage? Speak to the experts today! We have access to 1000's of rates and over 100 lenders 🏡 🔎

We offer a FREE no obligation initial appointment to understand your circumstances.
Get in touch to see how we can help you!

Contact us on:
✉️ Message us direct | [email protected]
☎️📱 Call 0208 135 9131 | 07939 910 165
📱💻 www.croydon-mortgage.co.uk

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP WITH THE REPAYMENTS
THINK CAREFULLY BEFORE SECURING OTHER DEBTS AGAINST YOUR HOME

08/01/2025

NEW YEAR, NEW MOVE? 🏡 🤔

We'd love to hear what your house and mortgage goals are for 2025?

Are you looking to buy your first home in 2025? or looking to buy your next home?

Is your remortgage due in 2025? or looking to purchase a buy-to-let property?

Speak to us to see how we can help your mortgage goals in 2025!

Looking for an appointment to fit around work or home life? We can accommodate evening or weekend calls ✅

Currently looking for a mortgage? Speak to the experts today! We have access to 1000's of rates and over 100 lenders 🏡 🔎

We offer a FREE no obligation initial appointment to understand your circumstances.
Get in touch to see how we can help you!

Contact us on:
✉️ Message us direct | [email protected]
☎️📱 Call 0208 135 9131 | 07939 910 165
📱💻 www.croydon-mortgage.co.uk

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP WITH THE REPAYMENTS
THINK CAREFULLY BEFORE SECURING OTHER DEBTS AGAINST YOUR HOME

Address

Croydon

Telephone

+442081359131

Website

https://croydon-mortgage.co.uk/

Alerts

Be the first to know and let us send you an email when Croydon Mortgage Co. posts news and promotions. Your email address will not be used for any other purpose, and you can unsubscribe at any time.

Contact The Business

Send a message to Croydon Mortgage Co.:

Want your business to be the top-listed Finance Company in London?