CWU Fast, flexible property funding for UK developers-1st & 2nd charge bridging and mezzanine loans. Up to 80% LTV. Fast completions. No shifting terms. No waffle.

You’ll speak to a decision-maker from day one. Broker fees: 1% upfront + 1% on redemption CWU Capital is a specialist property lender offering fast and flexible funding for UK developers. We offer first and second charge bridging loans, as well as mezzanine funding, combining institutional backing with private capital to move quickly and structure deals that others can’t. Our focus is on asset-bac

ked lending with tailored terms, direct access to decision-makers, and a clear, transparent process from enquiry to exit. Broker fees: 1% upfront + 1% on redemption (within term)
Free Valuation: refunded on completion within 6 weeks (T&Cs apply)
Max loan: £3M | Min: £200k (flexible)

Let’s talk: https://calendly.com/lawrence-fane

First Charge Loans:
1% to 1.25% per month
From 2% fee
Interest retained
Up to 75% LTV
Max: £3M


Second Charge Loans:
1.5% to 2% per month
From 5% fee
Interest retained
Up to 75% LTV
Max: £1M


Also available
100% LTC on development (with additional security)
90% LTC without — we’ll stretch further if it makes sense
Flexible repayment structures
Minimum loan: £200k (we’ll look below if it stacks)


Loan Types We Offer

Bridging Loans
Exit Loans
High-LTV Bridging (over 75% LTV with additional security) - 75% on Dev / up to 80% on Bridging - subject to: residential, good track record, good credit, strong AnL
Finish & Exit
Mezzanine
Second Charge Bridging




Asset Types We Fund

Residential Developments (including houses, apartments, and mixed-use schemes). Student Accommodation (PBSA and student housing projects). Mixed-Use Developments (residential and commercial combinations). Airspace Developments (developing unused airspace above existing buildings). Land Acquisition (with or without planning permission).

A quick stress-test before you submit a deal:• Does the exit still work if timings slip?• Does the structure hold if cos...
05/02/2026

A quick stress-test before you submit a deal:

• Does the exit still work if timings slip?
• Does the structure hold if costs move?
• Does risk sit where it should or where it’s hidden?

If any of these feel uncomfortable, pause.

That’s usually where deals are saved or lost.

📧 [email protected]
📱 07356 048 775

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Before we say yes to a deal, we pressure-test three things.Not to slow it down, but to stop it breaking later.We explain...
04/02/2026

Before we say yes to a deal, we pressure-test three things.

Not to slow it down, but to stop it breaking later.

We explained how in today’s note.

📧 [email protected]

📱 07356 048 775























Most deals don’t fail because of pricing.They fail because no one stress-tested thembefore saying yes.Structure matters ...
03/02/2026

Most deals don’t fail because of pricing.

They fail because no one stress-tested them
before saying yes.

Structure matters long before terms are issued.

📧 [email protected]

📱 07356 048 775









How to spot a “hope” deal before you submit it:• Exit depends on a perfect valuation• Timeline has no margin for delay• ...
29/01/2026

How to spot a “hope” deal before you submit it:

• Exit depends on a perfect valuation
• Timeline has no margin for delay
• Costs only work if nothing overruns

If you see one of these, pause.

That’s usually where deals are saved - or lost.

📧 [email protected]
📱 07356 048775







“I’m glad you stopped us the first time.”- The BrokerSometimes, the best thing a lender can do is say no early.We explai...
28/01/2026

“I’m glad you stopped us the first time.”
- The Broker

Sometimes, the best thing a lender can do is say no early.

We explained why in today’s note.

📧 [email protected]
📱 07356 048775




The most dangerous word in bridging finance isn’t default.It’s hope.If a deal only works when everything goes perfectly,...
27/01/2026

The most dangerous word in bridging finance isn’t default.

It’s hope.

If a deal only works when everything goes perfectly,
it’s not underwriting - it’s a gamble.

Good structure removes hope from the equation.

📧 [email protected]

📱 07356 048775







Brokers don’t need more lenders.They need lenders with judgement.If you want a funding partner who protects your credibi...
21/01/2026

Brokers don’t need more lenders.

They need lenders with judgement.

If you want a funding partner who protects your credibility
as much as your deal, let’s talk.

📧 [email protected]

📱 07356 048775



Deals don’t usually fall apart because of pricing.They fall apart because someone said yeswhen they should have said no....
20/01/2026

Deals don’t usually fall apart because of pricing.

They fall apart because someone said yes
when they should have said no.

That’s when timelines slip.
That’s when trust gets tested.

We don’t fund everything.
We fund what works.

📧 [email protected]
📱 07356 048 775

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Most lenders say yes too quickly.That’s usually where problems start - not where they’re solved.Sometimes, the most valu...
19/01/2026

Most lenders say yes too quickly.

That’s usually where problems start - not where they’re solved.

Sometimes, the most valuable thing a lender can do
is say no early.

(Email landing tomorrow.)

📧 [email protected]

📱 07356 048775



Senior lenders don’t usually say no because of LTV.They say no because the structure doesn’t hold up.That’s why we under...
13/01/2026

Senior lenders don’t usually say no because of LTV.

They say no because the structure doesn’t hold up.

That’s why we underwrite structure first - and why we’re able to deliver up to 80% LTV without shifting terms later.

If a deal has stalled, we’ll look at it properly.

📧 [email protected]

📱 07356 048 775

🔵 Still funding this week.Because good deals don’t wait - and neither do we.✔️ Up to 80% LTV✔️ £200k–£3M✔️ First Charge ...
17/12/2025

🔵 Still funding this week.
Because good deals don’t wait - and neither do we.

✔️ Up to 80% LTV
✔️ £200k–£3M
✔️ First Charge Bridging

If your deal needs a clear answer - now - speak to CWU Capital.

📧 [email protected]

📱 07356 048 775

🏗️ We make the structure work when seniors can’t.When a deal needs more than a standard answer, CWU Capital steps in.✔️ ...
15/12/2025

🏗️ We make the structure work when seniors can’t.

When a deal needs more than a standard answer, CWU Capital steps in.

✔️ Flexible structuring
✔️ Real underwriting
✔️ Decisions backed by capital - not committees

If senior lenders say no, we’ll look again - properly.

📧 [email protected]
📱 07356 048775

Address

3rd Floor, 207 Regent Street
London
W1B3HH

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