Sasha Titelbaum Financial Planner

13/02/2025

More good news for my clients

Nice to see positivity for Saint James’s place in the Press.
Much more to come.

Fundsmith Equity, which has been the largest investment fund in the UK for more than five years, has been overtaken by St James's Place.

27/01/2025

Since last April, I've spoke to hundreds of professionals who earn a good income, are aware of saving strategies, know what age they want to retire by, but are taking no steps to work towards it.

They DO actually want to retire early.

But they struggle with a few things:
Take the time to make a plan:

We all feel like there aren't enough hours in the day to do what we want to do, but things don't just happen. People don't wake up one day and suddenly realise they have enough money to retire. You need to understand how much money you need to retire and how much you can set aside each month.
Commiting:

You often hear about commitment issues in relationships, but how many times have you treated a plan like a new years resolutions and not followed through? If something is important enough then you need to take the steps to work towards it, and if the steps are too big, break them down into smaller steps.
Seeking professional advice:

Do you know how much the average retirement costs? Do you know how much the annual pension contribution allowance is? Do you even know how much the state pension is and if you qualify for the full state pension? You're not an expert and no one expects you to be. But they are experts out there (like me).

Here's the reality:

Most of the people I speak to are just dreamers.

They see the headlines on the news. They hear about people living the retirement they want. They fear if they'll be able to achieve what they want.
They just don't commit.

If you keep putting it off, it'll never happen.

Don't put off retirement planning.

It's getting near Tax Year End meaning the Pension Contribution Allowance resets soon.

14/11/2024

What a great legacy to leave a child or grandchild

If you put £240 a month into a newborn babies pension for three years by the time that child is 60 there could be £1 million in their pension.

How does £8640 turn into £1,000,000
The taxman will give you tax relief on the £8640 bringing up the amount invested to £10,80

Invested over 60 years assuming an 8% return, the pension could be worth £1,014,571

31/10/2024

Reach out with any questions you may have

Rachel Reeves has delivered her first Budget as Chancellor, and the first Labour Budget in 14 years. It brings some clarity and certainty following many weeks of speculation.

31/10/2024

Did you catch the Budget earlier today? We’re here to help you understand what the announcement could mean for you and your finances. Read more: https://ow.ly/qq3m50TWEGP

You can also register for our Post Budget Financial Planning Insights webinar: https://ow.ly/TOoj50TQR8S

St. James’s Place Representatives represent only St. James’s Place Wealth Management plc, which is authorised and regulated by the Financial Conduct Authority

SJP Approved 23/10/24

With this year’s change of government, our Post-Budget Financial Planning Insights webinar is more relevant than ever. Whether you're concerned about the economy, taxes, pensions, or your overall financial plan, this session will be a useful resource for staying informed and making strategic finan...

13/09/2024

A few of my happy customers were kind enough to leave a review

5.0 ★ · Financial planner

25/07/2024

As my business grows my online profile is also growing

Check out the reviews.

Find local businesses, view maps and get driving directions in Google Maps.

16/05/2024

A 5% return on £100 is £5

A 5% return on £1,000 is £50

A 5% return on £10,000 is £500

A 5% return on £100,000 is £5,000

A 5% return on £1,000,000 is £50,000

The point: keep adding to your Pension.

We had a bumper year last year, some of my clients took their tax free cash in 2023 and a year later they have nearly recouped it.