Nicole Bremner

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Chartered Financial Planner (Australia, soon UK). Wealth and property strategist. Founder of Prosperity. 2 x author, Podcast host. Send me your questions 🫶

Over ten years ago, following a career in investment management, I was at home raising three children under three and unsure what my future held. Over the next decade I founded East Eight, a boutique property development company, and developed over £120m of residential and commercial real estate mostly around Hackney, east London. During that time I was at the forefront of the alternative finance industry crowdfunding over £6.4m across six sites. I wrote a book about my experience, Bricking It - From stay at home mum to millions in property. Building on my experience and expertise, particularly around the importance of personal branding within the property space, I'm often invited to speak at events throughout the world with engagements in Dubai and Canada during 2020 and Cyprus in 2021 (all delivered virtually in the end, sadly). My favourite endeavour is my podcast where I share engaging conversations with people from all industries at www.nicolebremner.com/podcasts. Coming soon is Prosperity Podcast, a one of a kind podcast focussing on the stories that shaped the lives of our guests especially around money. Outside of property I’ve invested in property auction company Bamboo Auctions and music group terrible*. Whenever possible my partner Paul and I escape to the Mediterranean to sail on Savvy of London, an XP-55 by X-Yachts. We recently launched a sailing channel on YouTube, SailingSavvy, which follows our family’s adventures at sea.

02/11/2026

The FCA has been paying finfluencers over £525,000 to promote investing while also fining finfluencers for, wait for it, investing 🤷🏼‍♀️

Yes one is encouraging people to invest in regulated products while one is unregulated. But how does the average person differentiate between the two? And why does the FCA even bother regulating Financial Advisers if they allow anyone with a platform to offer up what can only be described as advice?

In the meantime 23 million people are unable to access the financial advice that they need. The FCA have caused this mess by overregulating the industry, meaning that it has become far too expensive for financial advisers to advise people when they need it. While I do think the FCA are trying to roll back some of that regulation, I can’t see how dipping into the unregulated market is going to help when there are so many really good regulated advisers out there who have devoted their time, energies and career to advising clients.

Am I wrong? Do you agree? Disagree? Tell me why. 🫣

13/10/2026

When you die, will HMRC be your biggest beneficiary? As co-author on the book about it, Taxed To Death, today I'll take you through the April 2027 pension and inheritance tax changes and importantly what you can do about it. There will be plenty of time for Q&A at the end with my co-author Paul Luetchford.

Register and the recording comes to you, even if you can’t make it live.
https://us06web.zoom.us/meeting/register/stJanoIlQR2ih05FWApCnA

General information only, not personal financial advice.

15/09/2026

Thinking about supporting your child to get on the housing ladder? Consider this first. How you structure those funds can make a big difference over time. To you and to them.

What are your thoughts? Gift or loan?

Information not financial advice.

10/09/2026

If you’re thinking about paying your child’s university tuition fees upfront, watch this about this first 👆🏼

The tuition element of a student loan is tied to RPI, currently 4.1%, and calculated daily from the day of drawdown. The average return on a stocks and shares ISA over 5 years is 6.19%, according to Moneyfacts, and it’s tax free.

But like with junior ISAs you have to trust that your young adult won’t do anything silly with it. It’s their money and they’ll have full access to it at any time.

Information not advice.

30/08/2026

Paul was just leaving for the airport when I decided to go with him. In minutes I’d organised three teenagers, three dogs and packed a bag. Not that I need much, it’s all on the boat.

24 hours later we found ourselves bobbing around on the sea off Poros. It’s just what we needed after a pretty awful couple of months. Good food, good w**e and wonderful company. Greece is always a good idea 🇬🇷

05/08/2026

Your children probably need your money at 35… not 65.

The “great wealth transfer” is already underway and rising housing costs are changing how families think about passing on wealth.

Here’s why giving earlier could be one of the smartest financial decisions you ever make. We wrote a chapter about this in Taxed to Death. While it requires a great deal of organisation, if you’re prepared to stay on top of it, gifting is a very effective estate planning tool.

For information not advice. Always speak to a regulated financial adviser.

15/07/2026

I’m a runner again 🥹

My first run! 11 weeks post spinal surgery and I managed 1km. Seems so small when I was running 7-15km each run while hardly breaking a sweat pre injury. But small steps as they say.

I could feel a little stretching across the incision after but I’m supposed to be putting under a little strain now. This morning I felt great though.

And the dogs couldn’t be happier.

*It was a wee not a poo 💩

14/07/2026

20 years ago I left corporate life. This month I went back.

I’ve joined as Director of Strategic Growth and marketing and I couldn’t be more excited about what we’re building.

Over the last 28 years Paul and his team have built one of the largest wealth management practises in Kent and East Sussex. The goal is to double that over the next three years, and I’m going to be sharing that growth. More on that later.

For now it’s all about strategic relationships. One thing I’ve learned is the best outcomes for clients happen when their advisers talk to each other so I’m on a mission to build a trusted local network across the south east.

If you’re an accountant, family lawyer, conveyancer, mortgage broker or will writer, I’d love to connect. Let’s grab a coffee.

Drop me a message or comment below.

03/07/2026

Bloomberg says AI is coming for wealth management. They’re half right.

The admin is mostly streamlined. The report writing, the data gathering, the endless meeting notes, AI will (and should) sort all of it.

But here’s what I’m seeing on the ground, the more automated the industry becomes, the more valuable the human bit gets.

AI can build a basic portfolio (if you wish to upload all your personal information 🤷🏼‍♀️). What it can’t do is talk you out of selling everything in a market panic. It can’t spot that your property structure is about to create a tax problem in five years. It can’t sit across from you and ask the question you’ve been avoiding.

The advisers who lose to AI were only ever doing the admin. The ones who win are the ones doing the thinking. After 20+ years across property, markets and financial planning, I’d say the future of wealth advice isn’t human OR machine, it’s judgement.

What do you think? Would you trust AI with your wealth?

02/06/2026

Finally, the Bricked It audiobook is here 🫶🏼

Head over to my podcast, the Prosperity Podcast, where you can listen every Monday and Thursday over the coming weeks.

And in the interest of full disclosure, yes, the voice is mine but I used to replicate it and narrate the book for me. Anyone who’s recorded an audiobook knows it’s a long, painful, long process, so I’m grateful I could fast track it this way. I’d genuinely love to know what you think of the result. As they said, the words are mine but the voice is, well, mineish too.

I’m also opening up the final episode to your questions, so drop me a message with anything you’d like me to feature. And I do mean anything, at this point I’ve nothing to hide. If there’s one lesson I hope my story leaves you with, it’s this, be wary of anyone promising you the world in property investment. Quite frankly, it doesn’t exist.

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http://www.nicolebremner.com/

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