James Rosa Associates Limited

James Rosa Associates Limited As FCA authorised debt counsellors and debt adjustors, we work with the clients and will discuss the options available to them to resolve their debt problems.

James Rosa Associates Ltd are authorised and regulated by the Financial Conduct Authority (FRN665061)

Julian Donnelly provides civil and commercial mediation and is CMC (Civil Mediation Council) Registered. If you are a private individual or a company owner/director struggling with unmanageable debt (either personally or with the business), then James Rosa Associates can help. We deal with a broa

d range of clients, working with them on a bespoke process designed to resolve their specific debt problems which is tailored to their own unique circumstance. Once in possession of all the facts, we give “whole of market” advice as we feel that this education is the most important part of the process. We will describe in detail every solution that is open to the client, the mechanics of how they work, and the pros and cons that apply in the client’s own unique circumstances. By using this approach, the client can then make an informed choice about the best way forward. Please see our website at www.jamesrosa.co.uk for full details.

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The dangers of using new loans to service old debts


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Managing seasonal debt during unseasonal weather
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Managing seasonal debt during unseasonal weather


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Why would anyone risk their home for their business?
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Why would anyone risk their home for their business?


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Inside the UK’s household debt Epidemic
17/06/2026

Inside the UK’s household debt Epidemic


By Mr Bankruptcy 17th June 2026 The UK is facing a quiet crisis behind closed front doors. Across the country, millions of households are locked in a dai...

Breaking the balance: How modern living is fuelling British consumer debt
02/06/2026

Breaking the balance: How modern living is fuelling British consumer debt


By Mr Bankruptcy 1st June 2026 There was a time when going into debt was a last resort. It was a serious decision for major milestones in life, like buyi...

When minimum payments aren’t enough: a roadmap out of unmanageable debt
30/04/2026

When minimum payments aren’t enough: a roadmap out of unmanageable debt


By Mr Bankruptcy 30th April 2026 If you’re making minimum payments on your credit cards or loans, but the balances never seem to drop, you’re not alo...

Four red flags that you may be talking to a debt relief scam
23/04/2026

Four red flags that you may be talking to a debt relief scam


By Mr Bankruptcy 23rd April 2026 If you’re struggling with debt, the last thing you need is for someone to make your problem worse. Unfortunately, scam...

Negotiating with your creditors: A step-by-step guide     
30/03/2026

Negotiating with your creditors: A step-by-step guide





By Mr Bankruptcy 30th March 2026 Negotiating with creditors can be daunting, but it’s also crucial tool in the process to regain control of a debt ...

When customers delay payment: The hidden cost to businesses and what you can do about it
19/03/2026

When customers delay payment: The hidden cost to businesses and what you can do about it


By Mr Bankruptcy 18th March 2026 Late or refused payments are an increasingly common challenge for UK businesses, placing unnecessary pressure on cash fl...

A perfect storm? sole traders face rising debt pressure as MTD approaches
03/03/2026

A perfect storm? sole traders face rising debt pressure as MTD approaches


By Mr Bankruptcy 3rd March 2026 Self-employed sole traders are grappling with growing financial and administrative pressures. Rising debt levels are coin...

Address

The Old Rectory Business Centre, Springhead Road
London
DA118

Opening Hours

Monday 9am - 5pm
Tuesday 9am - 5pm
Wednesday 9am - 5pm
Thursday 9am - 5pm
Friday 9am - 5pm

Telephone

+448456807217

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