Chelsea Financial Services

03/06/2026

Investors broadly like bonds because they solve three problems at once – they deliver an income; they traditionally offer diversification from equities; and they also have relative ease of access.

Today’s yields are materially higher than they were for most of the 2010s, so bond funds once again generate meaningful income without investors needing additional equity risk. This makes them a particularly attractive option for those at or approaching retirement.

Find out more here: https://www.chelseafs.co.uk/strategic-bonds-the-easy-play-for-investors/

29/05/2026

https://www.ftadviser.com/content/707c4a6a-6289-4562-819a-c95fa7a65ca9

Active fund management may be on something of a decline, but no one told the folks at Artemis, with the firm seeing inflows as the value style of investing roars back into vogue.

27/05/2026

https://www.trustnet.com/news/13476438/funds-to-hold-alongside-vanguard-lifestrategy-100-equity

News archive including articles on Fund Managers, Fund Selection, Asset Allocation, Absolute Return, Offshore Investments, Tax Shelters, Insurance bonds. Funds to hold alongside Vanguard LifeStrategy 100% Equity | Trustnet

25/05/2026

The past month has seen the US technology sector rocket higher. After a lacklustre start to the year, the ‘Magnificent 7’ have gained roughly 13% since mid-April*. Strong earnings and signs that AI spending is translating into real profits have fuelled its strength, but the talk about a ‘bubble’ has started to get stronger.

Find out more here: https://www.chelseafs.co.uk/the-us-tech-rally-raises-fresh-questions/

22/05/2026

From time to time, investors show a marked preference for certain types of company. If they’re feeling nervous, they’ll gravitate towards dull-but-predictable companies such as utilities; if they’re feeling optimistic, they’ll take a chance on high-growth areas. If they’re feeling really adventurous, they might rummage about in unloved parts of the stock market looking for undiscovered gems.

Find out more about the potential in 'quality' stocks here: https://www.chelseafs.co.uk/are-quality-stocks-back-in-bargain-territory/

20/05/2026

This is the last tax year in which you will be able to keep the full £20,000 allowance in cash. From April 2027, you will be limited to £12,000 in cash and the remainder will need to go into stock or bond market investments. The Chancellor is also set to rule out some of the potential work-arounds, such as using money market funds. Investors will need a new plan for at least some of their ISA savings.

Find out more here: https://www.chelseafs.co.uk/the-end-of-the-cash-isa-and-what-you-need-to-know/

15/05/2026

https://www.trustnet.com/news/13475841/should-global-funds-be-more-global

News archive including articles on Fund Managers, Fund Selection, Asset Allocation, Absolute Return, Offshore Investments, Tax Shelters, Insurance bonds. Should global funds be more global? | Trustnet

13/05/2026

It shouldn’t have been a great year for emerging markets. They have had to contend with Trump’s tariffs, geopolitical tensions and now a full-blown energy crisis. However, they’ve defied the gloom and remain top of the performance charts over the past 12 months. The question now is whether they can repeat the trick in the year ahead.

Find out more here: https://www.chelseafs.co.uk/emerging-markets-face-their-next-big-challenge/

11/05/2026

The momentum building in European markets at the start of the year has been derailed by the war in Iran. Europe has been seen as vulnerable to higher fossil fuel prices. Germany’s industrial companies have been particularly hard-hit, but there have also been knock-on effects for the region’s flagship luxury goods companies.

Find out more here: https://www.chelseafs.co.uk/is-there-still-value-to-be-found-in-europe/

08/05/2026

I believe it was the legendary darts commentator Sid Waddell who coined the phrase “the biggest comeback since Lazarus” — it has felt a bit like that for the recovery in UK equities last year.

With a 21.5% return in 2025, the blue-chip index produced its best return since 2009 – as well as being one of the highest returns of any market last year*. It was a far cry from the start of 2025, when the UK’s “old economy” stocks like financials and mining were firmly cast to the side in favour of the AI-fuelled US growth names dominating markets.

Find out more here: https://www.chelseafs.co.uk/could-uk-mid-and-small-caps-provide-protection-amid-market-uncertainty/