Quilter Cheviot

Quilter Cheviot Specialists in investment management. Making the right investment decisions takes skill, resources and experience. You may not recover what you invest.

At Quilter Cheviot you will find all three in abundance, and is why we have been managing money for over 10 generations. This means that for your lifetime, and for generations to come, there is only one investment decision you need to make. Key facts about Quilter Cheviot:
• One of the largest discretionary managers in the UK with over £25.2bn in funds under management*
• Providing discretionary

managed investment portfolios for private clients, professional intermediaries, charities, trusts and pension funds.
• 14 offices across the UK, Jersey, the Dubai Internal Financial Centre, and a wholly-owned subsidiary in Ireland: Quilter Cheviot Europe Limited.
• Managing portfolios for over 36,000 clients*.
• Part of a FTSE 250 company (as part of Quilter PLC).

*As at 30 June 2022

IMPORTANT: Investors should remember that the value of investments, and the income from them, can go down as well as up and that past performance is no guarantee of future returns. Investments or investment services referred to may not be suitable for all recipients, if you are in any doubt you should seek independent financial advice. The information published on LinkedIn (“Social Media”) by Quilter Cheviot Limited (“Quilter Cheviot”) should be used for information purposes only. None of the information contained on the Social Media constitutes: financial or other professional advice (whether legal, tax, accounting or otherwise); or a recommendation, offer or solicitation to purchase (or sell) an investment. Any content, views, opinions or responses to questions expressed, published on or sent via Social Media by anyone other than us, are those of the person providing them only and are not ours and, if we include on Social Media any links to, or extracts from, information provided by anyone other than us, such links or extracts do not represent an endorsement of, or opinion on, that third party information by us. Accordingly, we will not be legally responsible for any such content or information, for any actions taken as a result of accessing it or anything available on any other website referred or linked to, or otherwise appearing on, the Social Media, whether or not it is published by us. Please refer to http://www.quiltercheviot.com/important-information/social-media for the full terms applicable to the use of Social Media.

The US may have dominated the Q2 earnings headlines. But Europe has a story of its own.Almost three-quarters of European...
27/08/2026

The US may have dominated the Q2 earnings headlines. But Europe has a story of its own.

Almost three-quarters of European companies reported positive revenue surprises, comfortably ahead of the long-term average.

Yet European equities continue to trade on lower valuations than their North American counterparts.

Strong results do not remove uncertainty, and lower valuations do not automatically mean better value. But together, they offer a useful reminder:
The most widely discussed market is not always the only one worth watching.

💬 Could Europe's quieter earnings story deserve more investor attention?

Amisha Chohan, Head of Equity Research, examines Europe's Q2 earnings season and what it tells us about the importance of looking beyond the headline grabbers.
Past performance is not a reliable indicator of future returns. The value of investments and the income from them can go down as well as up, you may not get back what you invest

One of the most common financial planning mistakes people make when moving overseas happens before they leave the UK.Man...
26/08/2026

One of the most common financial planning mistakes people make when moving overseas happens before they leave the UK.

Many people spend months planning where they'll live next.

Far fewer spend the same amount of time planning what happens to their wealth once they've gone.

Yet more people are considering a move abroad than ever before. Recent research found the proportion considering relocating to a more tax-efficient jurisdiction has risen from 13.3% to 26.8%.

The assumption is often that UK tax planning ends when UK residency does.

In reality, some of the most important decisions are made before departure.

Planning before you leave is often more valuable than planning after you arrive.

Whether it's reviewing inheritance tax exposure, understanding how pensions may be treated or considering the implications of residency status, planning ahead can make a significant difference.

In his latest article for the August 2026 Life & Pensions Moneyfacts magazine, David Denton explores why tax planning doesn't stop at the border.

🏆 32 colleagues. One court-side rivalry. Plenty of questionable technique.Last week, the 2026 Quilter Cheviot Padel Cup ...
25/08/2026

🏆 32 colleagues. One court-side rivalry. Plenty of questionable technique.

Last week, the 2026 Quilter Cheviot Padel Cup took place at the Millennium Padel Arena in Battersea.

Congratulations to our 2026 champions, Ed Cobden-Ramsay and Marcus Arman, who came through a closely fought final to take the title. A special mention too to runners-up Alexander Barnham and Harry Finch, who enjoyed an excellent tournament throughout.

The real highlight, though, was seeing colleagues from different teams and locations come together away from their day jobs, whether competing on court or cheering from the sidelines.🙌

Thanks to everyone who took part and helped make it such a brilliant evening, including hosts Ollie Tanner-Smith and Freya McEwan.

🏆 See you all at the 2027 Padel Cup.

25/08/2026

Before approaching a lender, can you answer these three questions?

1️⃣ Does your business plan match your financial forecasts?
2️⃣ Do you understand your debt capacity?
3️⃣ Have you prepared properly for funding discussions?

If the answer to any of these is "not fully", it may be worth addressing the gaps before approaching the market.

In this clip from Scale, Structure, Sell, Sam Farrell explains to host, Chris Dowling, why these areas are often the biggest stumbling blocks for growing businesses.

💬 Which of these challenges do you see most often?

21/08/2026

Many businesses don't realise how much debt they can access.
Others discover they don't have the borrowing capacity they need.

The key is ensuring your funding strategy matches your business strategy.

In this clip from Episode 4 of Scale, Structure, Sell, Sam Farrell of Gambit Corporate Finance explains why understanding your debt capacity is critical when planning for growth.

Watch the clip below with host Christopher Dowling ⬇️

🗨️ Do you think most business owners underestimate or overestimate their borrowing potential?

Join us at Defaqto’s flagship annual webinar programme, designed for financial advisers who want to enhance their client...
20/08/2026

Join us at Defaqto’s flagship annual webinar programme, designed for financial advisers who want to enhance their clients’ outcomes with market-leading expertise, actionable insights and fresh investment perspectives.

We're pleased to be taking part with Simon Doherty, Head of MPS at Quilter Cheviot, who will be sharing insights from his session, ‘MPS 2.0: The Next Generation of Portfolio Management’.

Simon will explore:
1. How MPS has evolved from traditional model portfolios to hybrid solutions
2. The role of active, index and alternative exposures in portfolio construction
3. Why consistency, adaptability and cost efficiency remain critical to delivering strong client outcomes.

Register your place today: https://event.eu.on24.com/wcc/mr/485707/D26E1CBE9322CDD63E89C731E235E5F8

20/08/2026

Challenger bank. Private credit fund. Traditional lender.

Business owners have more funding options available today than ever before.

In this clip from Episode 4 of Scale, Structure, Sell, Sam Farrell of Gambit Corporate Finance discusses how the lending market has evolved, and the trade-off between flexibility and cost when considering different funding providers.

Watch the clip below with host Christopher Dowling ⬇️

🗨️ Have more funding options made raising finance easier, or more complicated?

19/08/2026

❓ How can I use debt to help grow my company?

For many business owners, debt is something to be minimised.

But when used strategically, it can be a powerful tool for funding growth, supporting acquisitions, and helping businesses achieve their ambitions.

In Episode 4 of Scale, Structure, Sell, Christopher Dowling is joined by Sam Farrell from Gambit Corporate Finance to discuss how business owners can approach debt with confidence and use it as a tool to support long-term growth rather than something to avoid.

In this episode, they explore:

📌 Why debt shouldn't be regarded as a dirty word
📌 How business owners can assess their debt capacity
📌 The common mistakes businesses make when seeking funding
📌 How the debt funding landscape has evolved over the past 15 years
📌 The opportunities created by challenger banks and private credit providers
📌 Why aligning your business plan and financials is critical when raising debt

▶️ Watch the full episode on YouTube: https://www.youtube.com/watch?v=fLKQlFrrBWw&list=PLWkLUmE0tIcs&index=3

Prefer to listen?
🎧 Spotify: https://open.spotify.com/show/033HoKkxgbG4Zdkh0tqU6g
🍎 Apple Podcasts: https://podcasts.apple.com/gb/podcast/scale-structure-sell/id6785928629

🗨️ Do you think business owners are too cautious with debt, or not cautious enough?

18/08/2026

❓ Jam-first, or cream-first... or are we overlooking a third option entirely?

It's a debate that's divided opinion for years.

Rob Davies of Foot Anstey argues that both sides might be missing the best solution.

Watch below to hear Rob's strongest personal opinion, shared with host Christopher Dowling from Episode 3 of Scale, Structure, Sell, ⬇️

17/08/2026

❓ How do you keep key employees motivated if they're not family?

For many business owners, succession planning isn't just about family. It's also about ensuring the people helping drive the business forward are incentivised to create long-term value.

In this clip from Episode 3 of Scale, Structure, Sell, Rob Davies of Foot Anstey discusses how Enterprise Management Incentive (EMI) share schemes can help align key non-family employees with the future success of the business.

Watch the clip below with host Christopher Dowling ⬇️

❓ What's more important to a successful succession plan: the right successor or the right incentives?

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Senator House, 85 Queen Victoria Street
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EC4V4AB

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Monday 9am - 5pm
Tuesday 9am - 5pm
Wednesday 9am - 5pm
Thursday 9am - 5pm
Friday 9am - 5pm

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