Penny House

10/11/2023

Well done Nationwide Building Society 👏🏻

15/02/2023

House Price Index 🏡

“I think we will see less of a property crash than many have been predicting”

Read our MD, Sofia Jones’ comments here:

Sofia Jones, Managing Director at London-based independent mortgage broker, Penny House: “Though annual price growth is now back in single digits,

06/02/2023

04/02/2023

Delighted to anounce that I am joining Penny House as Director of Growth, very excited to join a fab team

If you need any mortgage advise please drop us a line

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE

Penny House is a trading style of Penny House Financial Services Ltd which is authorised and regulated by the Financial Conduct Authority (FCA).

02/11/2022

🚨 Bank of England Meeting 🚨
What happens to my mortgage if the base rate goes to 3% tomorrow?

✅ Tracker rate mortgages - increase or decrease with the base rate

✅ Variable rate mortgages - increase or decrease with the lenders variable rate

✅ Fixed rate mortgages if you have recently secured a new rate which hasn’t started… Check with your broker!

Penny House Financial Services
☎️ 0203 890 5388
📧 [email protected]
🖥 www.pennyhouse.co.uk

01/11/2022

Nationwide release Octobers House Price Index. Read what our MD, Sofia Jones has to say below…

On an annual basis house prices are still up 7.2%, albeit down from 9.5% registered in September.

31/10/2022

Anyone who has a mortgage with Nationwide - we can look at rate switches (or moving to a new lender) up to 6 Months before the end of your fixed rate.

If your fixed rate ends sometime between now and May 2023 we’d be happy to have a chat.



Penny House Financial Services
☎️ 0203 890 5388
📧 [email protected]
🖥 www.pennyhouse.co.uk

10/10/2022

I have self employment, property or dividend income, how do I get my mortgage offer quickly?

✅ For Applications from 5th October 2022 Most lenders will need your tax documents to cover up to 5th April 2022

✅ Tax computation (Sa302) and tax year overviews normally required

✅ Year to 5th April 2022 HMRC deadline is not until early 2023 - lenders work differently

Penny House Financial Services
☎️ 0203 890 5388
📧 [email protected]
🖥 www.pennyhouse.co.uk

07/10/2022

I’m staying with the same lender - do I still need a mortgage adviser?

✅ We can base our advice on more mortgages
✅ Banks will not usually give you advice as they only know their own products
✅ The process is just as simple (for a product transfer) with an adviser

Penny House Financial Services
☎️ 0203 890 5388
📧 [email protected]
🖥 www.pennyhouse.co.uk

01/09/2022

Kicking off September with some lovely feedback from clients for Karl and Yasmin 🥳 Amazing work!! 🙌🏻