Trafalgar Square Financial Planning Consultants

Trafalgar Square Financial Planning Consultants Your independent Mortgage Broker. Buy to Let, HMO, Portfolio Landlords, Bridging Finance, Residentia

Trafalgar Square FPC is a truly independent advice-based mortgage brokerage, meaning we have access to every lender in the UK.

Meet the team....Today is the turn of mortgage broker, Juspal Nagra -"I have been with Trafalgar Square FPC for 19 years...
10/06/2026

Meet the team....
Today is the turn of mortgage broker, Juspal Nagra -

"I have been with Trafalgar Square FPC for 19 years & have worked in the industry since 2000.

I can arrange an array of mortgages from residential, buy to let, HMO (house in multiple occupation) multi-unit freehold blocks, ex-pat, foreign national, commercial & semi-commercial & bridging finance. I also offer mortgage protection advice such as life assurance, critical illness, & income protection

I’m driven to helping clients purchase that dream home to live in or an investment property that will provide them with a source of income.

Building relationships with my clients is of paramount importance so we have a clear & transparent conversation to identify their needs & wants to help them achieve their desired goal.

Away from work I’m a fitness fanatic, so at the gym Monday to Friday without fail, love travelling, forcing myself to read more 😊, a movie buff & a lover of a black americano to start my day".

What we do....We've had quite a few new followers over the last few months, so we thought we'd post a recap of what it i...
08/06/2026

What we do....

We've had quite a few new followers over the last few months, so we thought we'd post a recap of what it is exactly we do!

Here is a list of all the services we provide -
Residential Purchase Mortgage
Residential Remortgage
First Time Buyer residential purchase
First Time Buyer buy to let purchase
Let to Buy Mortgage
Buy to Let Mortgage
HMO Mortgage
Multi-Unit Freehold Block Mortgage
Bridging finance
Development Finance
Secured loans/Second Charge
Commercial Mortgage
Ex-Pat Mortgage
Product Transfers
Portfolio Review
Life Assurance
Critical Illness Cover
Income Protection

If you need help or assistance with any of the above, do not hesitate to contact us & speak to one of our experts....

Amanda received some wonderful feedback from another happy client."We just wanted to say a huge thank you for all of you...
05/06/2026

Amanda received some wonderful feedback from another happy client.

"We just wanted to say a huge thank you for all of your support throughout our house buying journey. Sticking with us throughout the whole thing even after the Chadwick Lawrence disaster.

We received our keys yesterday and have now officially completed on the house.
We truly appreciate everything you have done and are so grateful for the time and effort you invested in helping us reach this point. It has made a real difference, and we honestly couldn’t have got through the process without your support.
Thank you once again for everything."

Today we attended the Next Intelligence Conference & Awards, where we were proud to be nominated in four categories….We ...
03/06/2026

Today we attended the Next Intelligence Conference & Awards, where we were proud to be nominated in four categories….

We were up against some incredible competition & while we didn’t take home an award this time, we’re truly grateful to have been recognised alongside so many outstanding businesses.
A huge congratulations to all of the winners & finalists 🫶🏽

It's always nice to put a face to a name, so over the coming weeks we'll be sharing a series of "Meet the Team" posts, g...
02/06/2026

It's always nice to put a face to a name, so over the coming weeks we'll be sharing a series of "Meet the Team" posts, giving you the chance to get to know the experts behind Trafalgar Square.

Today we are starting with Keely Clarke -
"I’ve worked in financial services since 2008 and joined Trafalgar Square Financial Planning Consultants three years ago.
Although I advise across all areas of mortgage lending, my main focus is protection planning, business insurance and private medical insurance.
I’m particularly passionate about making sure clients and business owners fully understand the financial impact illness, loss of income or death can have, and putting the right protection in place before it becomes a problem.

Outside of work, I home educate my two children, which keeps life busy but rewarding."

Energy Performance is currently based on the efficiency of heating a building using gas, as this has been the cheapest &...
29/05/2026

Energy Performance is currently based on the efficiency of heating a building using gas, as this has been the cheapest & most effective way to heat a property.

However, landlords have often found that their EPC rating has fallen by improving a property with electrical heating systems, such as heat pumps. Consequently, the current EPC system has been ineffective for quite some time.

The new Home Energy Model is instead focused on carbon emissions, with more in depth assessments expected to give a better idea of how energy efficient a property actually is. These assessments will also highlight what improvements are possible depending on the property type and age.

The Home Energy Model will use a new Future Homes Standard assessment, which will involve:
*Measuring all windows rather than relying on assumptions based on the property’s age.
*Carrying out additional assessment of rooms in the roof.
*Introducing a new age band for properties built from 2023 onwards.
*Considering the use of power diverters & battery storage in conjunction with solar panels.
*Recommending the use of heat pumps more frequently.

Landlords will likely need to pay for these additional assessments. Fees & the time it takes for an inspection to be carried out vary based on the size & type of property, but for an average three-bedroom property, you can expect a £65 bill & a 30-40 minute assessment.

*Your home may be repossessed if you do not keep up repayments on your mortgage
*Information from Mortgage Finance Brokers

We know a lot of clients have asked us since the start of the year what they should do if their mortgage product is due ...
28/05/2026

We know a lot of clients have asked us since the start of the year what they should do if their mortgage product is due to end this year. Our answer is this, be as proactive as you can. We will always reach out to you to let you know when your rate is ending but please do not take it for granted if we have contacted you early & the rate ends 3 months in advance. We live in a world where anything can send rates soaring, whether that be our current government’s turbulence or world events.

Some lenders do not display their product end dates on mortgage illustrations but please get in touch if this is the case.

Our step by step guide if your rate is due to end:
Get in touch with your Broker....
*They will review when you are eligible to switch your product.
*They will provide you with rates that are currently available to you now, if applicable.
*Select a rate now to lock in today (tomorrows rate are not promised).
*Once locked in, we can always amend if your rate reduces, meanwhile, if the rate increases you are protected
*Your broker will continue to track & review your rate until the date of your product switch.

For help or advice contact us to speak with one of our expert brokers....

Commercial property continues to open up exciting opportunities for investors looking to diversify & strengthen their po...
27/05/2026

Commercial property continues to open up exciting opportunities for investors looking to diversify & strengthen their portfolios, such as:

*Attractive rental yields
*Long term portfolio growth potential
*A balanced portfolio that's set up for success

Understanding where the opportunities lie & how to finance them is key to maximising your returns in 2026.

Some Commercial property types are:-
*Office spaces
*Retail
*Hospitality premises
*Care homes
*Leisure premises
*Industrial units

Get in touch to discuss any commercial property finance enquiries you might have, we are happy to help....

"I was a first time buyer & Karim kept me calm throughout this entire process. Any questions I had were answered the sam...
19/05/2026

"I was a first time buyer & Karim kept me calm throughout this entire process. Any questions I had were answered the same day. I heard many stories about how hard the mortgage process was however I experienced the total opposite. Our mortgage was sorted within days thanks to Karim. Very happy with my experience & can’t recommend enough!"
- April

Contact us to speak to Karim or any of our other expert brokers, we are always happy to help....

*Your home may be repossessed if you do not keep up repayments on your mortgage

"Base rate has held steady again & mortgage pricing has started to stabilise after a turbulent few months earlier this y...
14/05/2026

"Base rate has held steady again & mortgage pricing has started to stabilise after a turbulent few months earlier this year.

So rather than another market heavy update, I thought I’d use this month to remind people of the full range of areas we can help with at Trafalgar Square, as there’s often far more overlap than people realise.
⸻
Mortgages & Lending
• Residential mortgages & re-mortgages
• Buy to let & portfolio landlords
• Shared ownership & Right to Buy
• Adverse credit & debt consolidation
• HMOs, MUFBs & specialist investment properties
• Bridging & development finance
• Commercial lending & secured loans
⸻
Protection & Insurance
• Life insurance
• Critical illness cover
• Income protection
• Relevant life cover (Ltd Co tax efficient protection)
• Shareholder & key person protection
• Private medical insurance
⸻
Planning Ahead
• Estate planning
• Inheritance tax planning
• Trusts & policy reviews
• Protecting assets & family finances long term
⸻
As a directly authorised firm, we’re able to access a wide range of lenders and insurers, including many specialist solutions that aren’t always available on the high street.

A lot of clients already have some arrangements in place, but very few have ever had everything reviewed together properly.

If you or someone else could benefit from this message, feel free to forward it on".
-Keely Clarke

Address

Office 01/10, The Gatehouse, 1 Armoury Way
London
SW181TH

Opening Hours

Monday 9am - 5pm
Tuesday 9am - 5pm
Wednesday 9am - 5pm
Thursday 9am - 5pm
Friday 9am - 5pm

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