16/08/2026
PRODUCT TRANSFER V REMORTGAGE:
Your current mortgage deal is coming to an end… and the transfer window is officially open. 👀
So, what’s your next move?
🔄 PRODUCT TRANSFER
Stay with your existing lender and move onto a new mortgage deal — keeping the same club, just negotiating a new contract.
🔁 REMORTGAGE
Test the market, look at other lenders and potentially move to a new club for your next deal.
So… do you stick with your current team, or see who else is interested in signing you? ⚽
A Product Transfer can be quick and straightforward, and you may not need to go through a full affordability assessment in the same way as a new mortgage application.
But remember… just because your current lender has offered you a new contract, doesn’t automatically mean it’s the right one for you.
With a Remortgage, you can compare what’s available across the market and look at different rates, features and options that may better suit your circumstances.
Because a lot can change during a mortgage term:
🏠 Your property value
💷 Your income
📈 Your borrowing needs
🔄 Your circumstances
⚽ And, of course, the mortgage market itself!
So before you SIGN THAT NEW CONTRACT with your current lender… it might be worth seeing who else is available in the transfer market. 👀
📲 If your mortgage deal is coming to an end, let’s look at your options and work out your next move.
