IMC Financial Services

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IMC Financial Services Our approach is to provide every client with a personalised service that takes account of your personal circumstances.

Our friendly and approachable team are experts in financial services – we have the skills and the knowledge to provide you with complete peace of mind, whatever your needs. We take the time to learn about what’s important to you and why, so that our advice is always centred on you and your family's needs. We are experts in our field, with the knowledge and skills to provide you with up-to-date, bespoke financial advice that is truly tailored, giving you peace of mind as well as the right financial products and services. Our range of financial services is impressive. We have access to more than 1,500 different mortgage products and 150 different insurance companies. So whether you are after a mortgage, pension advice, private healthcare, will and estate planning or more, we have the right combination of advice and services to suit your needs.

Buying a home is exciting, but figuring out your budget can feel a little overwhelming!From saving for a deposit to unde...
14/10/2026

Buying a home is exciting, but figuring out your budget can feel a little overwhelming!

From saving for a deposit to understanding what mortgage lenders look for, there’s a lot to think about beyond the asking price.

✨ Our latest blog breaks down mortgage affordability, hidden costs and handy tips to help you plan your next move with confidence.

🔑 Ready to get started? Head to our website to read the full blog!
>>> www.imcfs.co.uk

Buying a home is exciting, but figuring out your budget can feel a little overwhelming!From saving for a deposit to unde...
14/10/2026

Buying a home is exciting, but figuring out your budget can feel a little overwhelming!

From saving for a deposit to understanding what mortgage lenders look for, there’s a lot to think about beyond the asking price.

✨ Our latest blog breaks down mortgage affordability, hidden costs and handy tips to help you plan your next move with confidence.

🔑 Ready to get started? Head to our website to read the full blog!

Struggling to meet conventional mortgage criteria? A guarantor mortgage could offer another route to homeownership. From...
07/10/2026

Struggling to meet conventional mortgage criteria?

A guarantor mortgage could offer another route to homeownership.

From low deposits to limited credit history, our latest blog explains how guarantor mortgages work, who they may suit and the risks to consider.

Visit our website to read the full blog.

Over 50 and thinking about a mortgage?Age doesn’t have to be a barrier to your property plans, but preparation is key!Fr...
30/09/2026

Over 50 and thinking about a mortgage?

Age doesn’t have to be a barrier to your property plans, but preparation is key!
From lender age limits to specialist mortgage options, understanding what’s available can help you plan ahead with confidence.

Read our latest blog on our website to find out more!

Could you be paying more than you need to on your mortgage?From reviewing your current rate to extending your term, remo...
23/09/2026

Could you be paying more than you need to on your mortgage?

From reviewing your current rate to extending your term, remortgaging or exploring alternative options, there may be ways to reduce the pressure on your monthly payments.

Our latest blog breaks down some of the options worth considering.

Read the full blog on our website, or speak to our team for tailored mortgage advice.

What could be changing for the property market? 👀 From stamp duty and council tax to mortgages and housing supply, there...
16/09/2026

What could be changing for the property market? 👀

From stamp duty and council tax to mortgages and housing supply, there’s a lot of conversation around what could come next.

🏡 Housing & property taxes
📊 Mortgage costs
🔑 Buying & selling
🏘️ The rental market

But what’s actually changing and what is still just speculation?

For homeowners, buyers and landlords, understanding the bigger picture can make planning your next move that little bit clearer.

💬 Thinking about buying, remortgaging or investing? Get in touch with our team to discuss your options and see how we can help

Overpaying your mortgage - is it always the right move?It can feel like a smart financial step. Paying down your balance...
06/05/2026

Overpaying your mortgage - is it always the right move?

It can feel like a smart financial step. Paying down your balance sooner often brings peace of mind and the potential for long-term savings.

But it’s not always that straightforward. Overpayments can affect your flexibility, tie up your money, and in some cases, lead to charges if you exceed your lender’s limits.

The real question isn’t whether overpaying is “good” or “bad” - it’s whether it fits your wider plans, your need for access to funds, and your overall financial position.

If you’re considering overpaying, it’s worth understanding the full picture before making a decision.

👉 Read the full blog: https://imcfs.co.uk/blog/overpaying-your-mortgage

29/04/2026

What sits beyond the headline rate 👀

When people think about mortgage costs, the rate takes centre stage…
but it’s only part of the story

It’s rarely one big surprise -
it’s the smaller costs that quietly add up.

📊 Arrangement & product fees
📂 Valuation & legal costs
📉 Less obvious upfront charges

On their own, they seem manageable…
together, they shape the true cost of your mortgage.

The difference?
Clarity early on - no surprises, just a plan you can trust.

It’s not just about the rate you’re offered,
it’s about the full picture behind it.

💬 Let’s talk.

Fixed or variable — which mortgage is right for you?It’s one of the biggest decisions you’ll make, and there’s no one-si...
27/04/2026

Fixed or variable — which mortgage is right for you?

It’s one of the biggest decisions you’ll make, and there’s no one-size-fits-all answer. Fixed rates offer certainty and stable monthly payments, while variable rates can move with the market — giving you flexibility, but also some risk.

The real question isn’t which is “better” — it’s which suits your plans, your budget, and how comfortable you are with change.

If you’re buying, remortgaging, or weighing up your options, it’s worth understanding both sides before you commit.

👉 Read the full blog: https://imcfs.co.uk/blog/fixed-vs-variable-mortgage-which-is-best

27/04/2026

Fixed or variable mortgage?

It’s not right or wrong — it’s just different.

📊 Fixed — stability and predictable payments
📈 Variable — flexibility and movement with rates
⚖️ The real choice — how much certainty you want vs how much change you can handle

It’s less about predictions, more about what works for you.

If you’re planning ahead, now’s the time to get clear on your options.

💬 Let’s talk.

Address

17 Sheen Lane
London
SW148HY

Opening Hours

Monday 9am - 6:30pm
Tuesday 9am - 6:30pm
Wednesday 9am - 6:30pm
Thursday 9am - 6:30pm
Friday 9am - 6:30pm
Saturday 9am - 5pm

Telephone

+442083926111

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