Ewart & Bridgeman Advisers

25/10/2026

Looking after a loved one can bring many demands on your time, energy and attention.

It's easy for your own financial plans to take a back seat while you're focused on supporting others.

Here are some practical tips to help you balance caring responsibilities with your own longer-term goals.

🔗 https://www.ewartandbridgemanadvisers.co.uk/article/detail/sjpp/counting-the-cost-why-caring-shouldnt-mean-losing-yourself

Ewart and Bridgeman Advisers is an Appointed Representative of and represents only St. James's Place Wealth Management plc (which is authorised and regulated by the Financial Conduct Authority).

SJP Approved 21/09/2026

23/10/2026

Could your loved ones easily access the money needed to pay an Inheritance Tax bill?

As changes from April 2027 bring more pension wealth into the scope of IHT, liquidity is becoming an increasingly important part of estate planning.

Discover how whole of life assurance can help provide funds quickly and reduce financial pressure on your family.

🔗 https://www.ewartandbridgemanadvisers.co.uk/article/detail/sjpp/whole-of-life-assurance-the-quiet-solution-to-the-iht-landscape

Ewart and Bridgeman Advisers is an Appointed Representative of and represents only St. James's Place Wealth Management plc (which is authorised and regulated by the Financial Conduct Authority).

SJP Approved 18/09/2026

21/10/2026

Could a capital gains tax bill catch you by surprise?

With the annual CGT exemption now significantly lower than it was just a few years ago, more people are finding themselves facing unexpected tax liabilities when selling or gifting assets.

Read on to learn more about:

✔ Why surprise CGT bills are becoming more common
✔ What to do if you get a bill unexpectedly
✔ Simple steps to help avoid unexpected costs in future

🔗 https://www.ewartandbridgemanadvisers.co.uk/article/detail/sjpp/the-capital-gains-tax-surprises-that-catch-people-out

Ewart and Bridgeman Advisers is an Appointed Representative of and represents only St. James's Place Wealth Management plc (which is authorised and regulated by the Financial Conduct Authority).

SJP Approved 14/09/26

The run-up to a Budget often prompts people to think about tax and their finances. While future tax policy remains uncertain, understanding the rules that apply today can help avoid costly surprises. Capital gains tax (CGT) is one area where unexpected bills can arise, particularly as allowances hav...

09/10/2026

Many women face financial challenges that extend far beyond their pay packet.

Career breaks, caring responsibilities and lower lifetime earnings can all have an impact on long-term savings and retirement income.

This article looks at the factors behind the gender pensions gap and highlights why understanding these challenges is the first step towards building greater financial confidence and resilience.

👉 Learn more: https://www.ewartandbridgemanadvisers.co.uk/article/detail/sjpp/closing-the-gap-women-pay-and-pensions

Ewart & Bridgeman Advisers is an Appointed Representative of and represents only St. James's Place Wealth Management plc (which is authorised and regulated by the Financial Conduct Authority).

SJP Approved 24/08/2026

The gender pay gap is stubbornly high, with women receiving an average of 7% less than men for full-time work. Women are also more likely than men to take career breaks to care for family members. Both factors play a big part in causing further financial inequality during women’s lives.

07/10/2026

For years, many people viewed their pension as more than just a retirement income source.

With most unused pension assets set to become subject to inheritance tax from April 2027, that approach may need revisiting.

This article explores how the rule changes could affect retirement and estate planning decisions, and why many families may wish to review existing plans.

🔗 https://www.ewartandbridgemanadvisers.co.uk/article/detail/sjpp/the-new-retirement-dilemma-preserve-or-spend-your-pension

Ewart and Bridgeman Advisers s an Appointed Representative of and represents only St. James's Place Wealth Management plc (which is authorised and regulated by the Financial Conduct Authority).

SJP Approved 01/09/2026

For years, many people viewed their pension as more than just a source of retirement income. It was also a tax-efficient way to pass wealth on to future generations. But changes coming into force in April 2027 could prompt many families to reconsider their retirement and estate planning.

04/10/2026

★★★★★

Taking the time to understand each client, their circumstances and what they want to achieve is an important part of the way we work.

We were really pleased to receive this feedback from a client who highlighted the time our team takes to listen, answer questions and support them with their financial planning.

Thank you for taking the time to share your experience and for trusting the Ewart & Bridgeman team.

30/09/2026

If money worries are affecting your peace of mind, you're not alone.

Whether concerns relate to cash flow, debt or long-term financial security, it's easy to feel stuck or unsure where to start.

This article looks at how breaking problems into manageable steps, talking things through and seeking support can help create clarity and build confidence: https://www.ewartandbridgemanadvisers.co.uk/article/detail/sjpp/finding-control-when-money-feels-overwhelming.html

Ewart & Bridgeman Advisers is an Appointed Representative of and represents only St. James's Place Wealth Management plc (which is authorised and regulated by the Financial Conduct Authority).

SJP Approved 20/08/2026

27/09/2026

Will the April 2027 pensions and inheritance tax changes affect you?

Under the new rules taking effect on 6 April 2027, most unused pension funds will be included when calculating the value of an estate for inheritance tax purposes.

📩 If you’re unsure how the new rules affect you and how much of your wealth you can pass on, get in touch to talk it through, or read more here: https://www.ewartandbridgemanadvisers.co.uk/article/detail/sjpp/how-pension-changes-could-affect-your-inheritance-tax-plans.html

Ewart & Bridgeman Advisers is an Appointed Representative of and represents only St. James's Place Wealth Management plc (which is authorised and regulated by the Financial Conduct Authority).

SJP Approved 20/08/2026

25/09/2026

For many business owners, a large proportion of family wealth is tied up in their business.

That makes succession planning one of the more important financial and strategic decisions they’ll have to make.

Read more about the importance of planning and getting advice: https://www.ewartandbridgemanadvisers.co.uk/article/detail/sjpp/keeping-it-in-the-family-planning-ahead-for-business-succession.html

Ewart & Bridgeman Advisers is an Appointed Representative of and represents only St. James's Place Wealth Management plc (which is authorised and regulated by the Financial Conduct Authority).

SJP Approved 20/08/2026

Achieving a successful handover of your business to a family member typically comes down to three aspects: early planning (ideally five to 10 years in advance), having a full understanding of the value of the business, plus open communication with all involved parties to ensure fairness.

23/09/2026

Have you written your will yet?

79% of UK adults say they are comfortable talking about death, yet only 36% have written a Will*. The gap between conversation and action could have serious consequences for the people you care about most.

Discover why having a Will is so important: https://www.ewartandbridgemanadvisers.co.uk/article/detail/sjpp/where-theres-a-will-theres-a-say.html

*The National Will Register, The National Wills Report 2025

Will writing involves the referral to a service which is separate and distinct to those offered by St. James's Place. Wills are not regulated by the Financial Conduct Authority.

Ewart & Bridgeman Advisers is an Appointed Representative of and represents only St. James's Place Wealth Management plc (which is authorised and regulated by the Financial Conduct Authority).

SJP Approved 17/08/2026