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KSEYE

KSEYE is a specialist property lender for short-term bridging loans in England & Wales
£1.1bn worth of bridging loans total with over 1200+ completions to date

KSEYE is a specialist lender based in London offering bespoke short-term bridging finance solutions to property investors in England and Wales. We provide bridging loans secured against residential buy-to-let, commercial, mixed-use and development real estate to assist with property purchase, refinance or refurbishment works. KSEYE has an 8-year lending history and has completed over £300m worth o

f bridging loans to date, with over £100m of loans currently under management. Backed by several institutional funding lines, the company is well-positioned to transform and facilitate the borrowing process to its clients and continue its growth trajectory into the future. Our core value is to adopt a ‘common-sense’ approach to underwriting to find a flexible solution which suits your unique circumstances. With all decisions being made in-house and a simple application process, you can expect an efficient service and draw down funds within 5 days of your initial enquiry. We are a dedicated team of professionals working to help you with your individual funding needs and to provide a service that you expect and deserve – flexible, approachable and transparent. To learn more about our products and services, please visit www.kseyecapital.co.uk or call 020 8909 0736.

03/09/2026

Deal Spotlight: Capital Raise in Hyde Park 🏙️

Our third and final completion this month highlights how a flexible capital raise can grow your property portfolio.

The Scenario:
The borrower was looking to raise capital against a high-value 1-bedroom flat near Hyde Park. By releasing equity from the residential property, the investor secured the liquidity needed to fund future purchases.

Why It Worked:
⚡ Speed of Completion: Quick drawdown enabled the borrower to act fast on emerging market opportunities.

📍 Prime Location Security: We leveraged the high quality and central location of the prime London flat to secure optimal terms.

🚪 Clear Exit Route: A straightforward exit via a standard refinance over the security property.

Deal Highlights:
💰 Loan: £318,750
📈 LTV: 75%
📉 Rate: 0.74% p/m

View the full case study:
👉 www.kseye.co.uk/residential-bridging-finance-for-a-hyde-park-capital-raise/

Have a client looking to raise equity against an existing asset for their next property ? Our team are on hand to help.
🔗 www.kseye.co.uk/contact/

01/09/2026

Meet Our Leadership Team: Meet Nikes 🤝

This month, we are introducing the directors behind KSEYE, starting with our co-founder, Nikes Khagram.

As Director and co-founder of KSEYE, Nikes brings a strong background in property consultancy, mortgage broking, and development. Having co-founded KSEYE in 2006 to fill a key market gap, he now drives business growth by investing heavily in tech and team development.

Why you should work with Nikes and the leadership team:

✅ First-Hand Property Knowledge: As an active investor himself, Nikes knows the exact challenges your clients face, ensuring practical, real-world bridging solutions.

✅ Decade-Plus Proven Track Record: Under Nikes’ direction, KSEYE has successfully funded over £500m in bridging and specialist property loans.

✅ Flexible, Pragmatic Decisions: Nikes oversees direct, fast decision-making without the bureaucracy, taking a commonsense approach to every deal.

✅ Broker-First Mindset: Dedicated to building long-term relationships, Nikes ensures our team delivers transparent communication and dependable service from day one.

📱 020 8909 0736
👉 www.kseye.co.uk/nikes-khagram/

27/08/2026

Deal Spotlight: HMO Conversion & Refinance 🏢

Our second completion this month highlights how, flexible bridging finance helps investors maximise property potential and expand their portfolios.

The Scenario:
The borrower purchased a property for £525,000 with plans to convert it into a 6-Unit HMO. The self-funded light refurbishment works included an internal strip-out and an extension to add an additional unit, transforming the property into a high-yield HMO.

Why It Worked:
⚡ Speed of Completion: Prompt funding allowed the borrower to secure the purchase without delay and start the development work right away.

💡 Expert Support: We backed the investor's vision to increase both space and yield through a strategic extension and unit addition.

🚪 Clear Exit Route: A structured exit via refinance once the work is finished and the HMO licence is obtained.

Deal Highlights:
💰 Loan: £393,750
📈 LTV: 70%
📉 Rate: 0.94% p/m

View the full case study:
👉 https://kseye.co.uk/6-unit-hmo-conversion-residential-bridging-case-study/

Have a client looking for funding on an HMO conversion? Our team are on hand to help you plan the loan thats right for you.
🔗 www.kseye.co.uk/contact/

24/08/2026

Common Questions:

How long does it take to pay back a bridging loan? 💷

Because bridging loans are designed as short-term funding, repayment is much shorter than a traditional mortgage. At KSEYE, our loan terms typically range from 2 to 24 months, depending on the product and your client's exit strategy.

Common payback times across our bridging range:

🗓️ Lite Bridging: 2 – 18 months
Ideal for straightforward cases, chain breaks, or quick refinances where speed is essential.

🗓️ Residential & Foreign National Bridging: 3 – 24 months
Provides flexibility for property purchases, chain breaks, or non-UK resident investors arranging long-term finance.

🗓️ Auction Finance: 3 – 12 months
Built to secure property within the strict 28-day auction completion deadline while an exit is finalised.

🗓️ Refurbishment Bridging: 3 – 18 months
Structured to allow adequate time for light or heavy renovation works prior to sale or refinance.

🗓️ Commercial & Semi-Commercial Bridging: 3 – 15 months
Designed for commercial acquisitions, mixed-use assets, and value-add property strategies.

Speak with our dedicated BDMs to discuss bespoke terms for your client.
🔗 https://kseye.co.uk/residential-bridging/

19/08/2026

What Is a Revolving Credit Facility? Our Complete Guide

For active landlords, developers, and investors, speed is key. A Revolving Credit Facility (RCF) offers ongoing access to capital so your clients can move faster when the right deal comes along.

Quick RCF Snapshot:
💡 Agreed credit limit backed by property or secured assets

💡 Draw down only what is needed for purchases, refurbs, or cash flow

💡 Interest charged only on borrowed funds to keep costs efficient

💡 Credit replenishes upon repayment so clients can move to the next project

Read our complete guide to see how an RCF can help your clients across multiple developments.

🔗 https://kseye.co.uk/what-is-a-revolving-credit-facility-a-complete-guide/

17/08/2026

Get to know our Business Development Managers: Meet Zaq 🤝

Great lending comes down to a great team. This month our Business Development Manager, Zaq Rahim is in the spotlight.

As our Telephone Business Development Manager, Zaq acts as a primary contact to deliver a best-in-class service. He provides tailored solutions that add real value and align with your client's needs. Whether facing tight deadlines or complex property scenarios, Zaq works closely with you to find the right outcome.

Why you should work with Zaq:

✅ Specialist Lending Expertise: Zaq understands the nuances of short-term property finance, ensuring your client’s application is handled efficiently from initial enquiry to drawdown.

✅ Fast & Flexible Solutions: He excels at reviewing complex property scenarios quickly, helping you secure rapid decisions for time-sensitive bridging deals.

✅ Broker-Centric Approach: Dedicated to making your job easier, Zaq provides transparent, straightforward updates throughout the entire lending journey.

✅ Tailored Structuring: Rather than applying rigid boxes, Zaq collaborates with you to find competitive, real-world outcomes tailored to your borrower's needs.

Want to discuss your next bridging deal with Zaq?

✉️ [email protected]
📱 07751 708 894
👉 www.kseye.co.uk/zaq-rahim/

14/08/2026

Professionalism and flexibility are at the core of what we do with all our loans, but don’t just take our word for it. Here is what one of our brokers had to say...

⭐️⭐️⭐️⭐️⭐️
'I have had the pleasure working with KSEYE. They have shown professionalism and flexibility which is important in getting a complex deal across the line'.

Need a reliable partner to get your deal over the line?

Speak to our team today.
🔗 www.kseye.co.uk

12/08/2026

Deal Spotlight: Catford Refurbish & Refinance 🏡

Our latest completion highlights how fast, flexible bridging finance helps buy-to-let investors add value to their portfolios without delay.

The Scenario:
The borrower was purchasing a 3-bedroom terraced house in Catford, South East London, as a residential Buy-To-Let investment. The property required light refurbishment works, scheduled to take between 8 and 12 weeks before letting.

Why It Worked:
⚡️ Speed to Completion: Fast deployment enabled the borrower to secure the property quickly and get works underway quickly.

💡 Flexible Light Refurb Funding: We structured a loan that gave the investor the ability to carry out the needed improvements.

🚪 Clear Exit Route: A straightforward refinance once the work is finished and the house is ready for let.

Deal Highlights:
💰 Loan: £339,500
📈 LTV: 70%
📉 Rate: 0.79% p/m

View the full case study:
👉 www.kseye.co.uk/residential-bridging-loan-light-refurbishment-catford/

Have a client looking for funding on a residential refurbishment or a Buy-To-Let project? We'd love to help.
🔗 www.kseye.co.uk/contact/

10/08/2026

The Strict Deadline Blocker, Property Auctions 🔨🚫

Have a client who just bagged a bargain at auction? The clock is ticking on your strict 28-day completion deadline.

This is a major blocker for mainstream lenders. High-street mortgages usually take months to process and your client risks losing their deposit and the property.

Enter the KSEYE solution:

⚡ Speed vs Sluggishness
High-street mortgages take months. Our bridging loans can wrap up in just a matter of days.

📑 Flexible Criteria
No waiting on rigid, slow automated checks. We use common-sense underwriting to move at the speed needed for auction purchases.

🔑 Bridge to Buy
Secure the property instantly, then refinance onto a standard long-term mortgage once complete.

👉 Is your client facing a tight auction deadline? Get in touch with our expert underwriting team today.
www.kseye.co.uk/contact/

07/08/2026

10 Benefits of Using Bridging Finance for Property Auctions

Do you have clients looking at auction properties that high street lenders won't touch? 🏡

Most auction properties need refurbishment, have structural defects, or lack working kitchens and bathrooms. Standard mortgages take too long or simply won't qualify.

Bridging finance gives auction buyers a fast, short-term solution to:

✅ Complete within the strict 28-day window
✅ Reduce the risk of losing their deposit
✅ Unlock value through refurbishment
✅ Protect short-term cash flow

Read our guide of the 10 main benefits of auction bridging to see how it can help keep your deals moving.

👉 Full the full guide: https://kseye.co.uk/10-benefits-of-using-bridging-finance-for-property-auctions/

Address

9a Swiss Terrace
London
NW64RR

Opening Hours

Monday	9:30am - 5:30pm
Tuesday	9am - 5:30pm
Wednesday	9am - 5:30pm
Thursday	9am - 5:30pm
Friday	9am - 5:30pm

Website

http://www.kseye.co.uk/

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