Colendi

Colendi A Multifunctional Banking as a Service Platform that democratizes banking services for consumers.

Our Co-Founder and Board Member Bulut Arukeltures in the latest issue of Fintechtime: "Colendi Builds the Financial Back...
03/08/2026

Our Co-Founder and Board Member Bulut Arukeltures in the latest issue of Fintechtime: "Colendi Builds the Financial Backbone of the AI Era."

In the interview, he shares his perspective on the future of B2B fintech, Banking as a Service and embedded finance, and explains how Colendi unites licensed banking infrastructure, AI and data under a single architecture. Today the Colendi ecosystem serves more than 20 million users and processes over TRY 173 billion in annual transaction volume, powered by an AI-native operating model run by a team of fewer than 200 people.

As he puts it, the next decade of competition in finance will be won not by products, but by ecosystems.

Read the full interview in Fintechtime's August issue: Link in bio.

Fintechtime

“AI is not a layer added on top of finance. It is the new foundation.”Our Managing Director Süleyman Onay joined the “AI...
11/06/2026

“AI is not a layer added on top of finance. It is the new foundation.”
Our Managing Director Süleyman Onay joined the “AI in Non-Bank Financial Institutions” panel at the OzU AI Platform summit, hosted by Özyeğin University.

Moderated by Can Bakır, CEO of İşbank AI Startup Factory, the panel brought together Sezin Ünlüdoğan, CEO of Gelecek Varlık, and Ömer Gürcan Köseoğlu, CEO of Allianz Trade in Turkey. The discussion explored how AI is reshaping risk management, decision-making, customer experience and financial inclusion across the non-bank financial ecosystem.
Conversations like these reinforce why speed and agility define the next era of finance.

Our thanks to Can Bakır for moderating, and to fellow panelists Sezin Ünlüdoğan and Ömer Gürcan Köseoğlu for the insightful exchange. We also thank Prof. Barış Tan and the Özyeğin University AI Platform team for hosting this valuable event.

19/05/2026

Happy May 19th Youth and Sports Day!

AI in fintech is no longer just a feature. It has become the infrastructure itself.A few days ago we joined the Oxford A...
18/05/2026

AI in fintech is no longer just a feature. It has become the infrastructure itself.
A few days ago we joined the Oxford AI Forum, which brought together researchers, founders, builders and investors.
Colendi was proud to be part of the conversation. Our Managing Director Suleyman Onay joined the ‘Founders & Leaders’ panel alongside Pınar Özcan (University of Oxford), Hakan Yurdakul (Bolt Insight) and Kemal Erol (Folio AI). The panel looked at how AI is reshaping the way companies are built and led.
It was great to help carry the value being created in Türkiye into the global conversation. 🇬🇧

AI is not coming to financial services. It is becoming part of how financial services works.Colendi is proud to support ...
29/04/2026

AI is not coming to financial services. It is becoming part of how financial services works.
Colendi is proud to support the Oxford AI Forum at the University of Oxford.
The Forum brings together researchers, builders, founders and investors working on what comes next in AI with voices from Oxford, Meta, Cohere, Palantir, Amazon, Hugging Face, Samsung, leading VCs and ambitious startups.
In fintech, AI is already changing product, risk, growth, underwriting and access. The important work now is turning that capability into better financial infrastructure for more people.
That is why platforms like this matter.
We are heading to Oxford to learn, contribute, and help bring the value being built in Turkey into the global conversation.
Thank you to everyone supporting the Forum and to the leaders moving the ecosystem forward. 🇬🇧
Register: https://luma.com/pr1zciny

Our Managing Director Suleyman Onay will be on stage together with Suraj Srinivasan, Philip J. Stomberg Professor of Bus...
31/03/2026

Our Managing Director Suleyman Onay will be on stage together with Suraj Srinivasan, Philip J. Stomberg Professor of Business Administration at Harvard Business School, at the Harvard AI Forum on April 9th, 3PM at HBS Campus, for a special session on Artificial Intelligence in Financial Services, organised by HBS MENA Club, Global Turks AI, and Endeavor and Bek Ventures.

Our Managing Director Suleyman Onay will be on stage together with Suraj Srinivasan, Philip J. Stomberg Professor of Bus...
31/03/2026

Our Managing Director Suleyman Onay will be on stage together with Suraj Srinivasan, Philip J. Stomberg Professor of Business Administration at at the Harvard AI Forum on April 9th, 3PM at HBS Campus, for a special session on Artificial Intelligence in Financial Services, organised by HBS MENA Club, Global Turks AI, and and

Born-digital banking meets large-scale retail.A significant milestone in our journey with           EmbeddedFinance-----...
08/01/2026

Born-digital banking meets large-scale retail.
A significant milestone in our journey with

EmbeddedFinance
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Dijital bankacılık yolculuğumuzda önemli bir dönüm noktasını paylaşmaktan memnuniyet duyuyoruz.

ColendiBank olarak, yapay zeka destekli, doğuştan dijital bankacılık mimarimizin; Türkiye’nin en yaygın perakende ağlarından biriyle resmi ve regülasyonla uyumlu biçimde buluşması için gerekli zemin oluştu. Migros ile Servis Modeli Bankacılığı iş birliğimiz Bankacılık Düzenleme ve Denetleme Kurumu (BDDK) onayıyla hayata geçiyor.

Bu hizmetler, Migros’un bağlı ortaklığı olarak kurulan Money Finansal Teknoloji Hizmetleri A.Ş. (MoneyFinans) tarafından sağlanan arayüz üzerinden Migros müşterilerinin hizmetine açılacak. Migros müşterileri hem dijital hem de fiziki kanallarla entegre, hızlı ve kullanıcı odaklı finansal hizmetlere tek bir ekosistem üzerinden erişebilecek. 

Perakende ve finans, tek bir entegre yapı altında yeniden şekilleniyor.
————————————————————————————————————————————

We are pleased to share an important milestone in our digital banking journey.
As ColendiBank, our AI-powered, born-digital banking architecture is now set to integrate—fully regulated and compliant—with one of Türkiye’s largest retail networks. With Banking Regulation and Supervision Agency (BRSA) approval, our Service Model Banking collaboration with Migros is officially moving forward.

These services will be made available to Migros customers through the interface provided by Money Finansal Teknoloji Hizmetleri A.Ş. (MoneyFinans), Migros subsidiary established for this purpose. Through a single, integrated ecosystem, Migros customers will be able to access fast, user-centric financial services seamlessly across both digital and physical channels.

Retail and finance are being reshaped under one integrated structure.

Reposted from

At the Turkish Media Finance Summit  – where Türkiye’s financial future was examined through the lenses of innovation, r...
03/12/2025

At the Turkish Media Finance Summit – where Türkiye’s financial future was examined through the lenses of innovation, resilience and digital transformation – senior leaders from economic governance, banking and capital markets came together to discuss Türkiye’s evolving financial ecosystem and its expanding global role.

In the panel “Financial Stability, Digitalisation and Sustainability in a Transforming Economy”, moderated by Elif Akkaya Kuter, our CEO Bülent Tekmen shared Colendi’s AI-driven vision for the future of digital finance. The session brought together influential voices shaping the sector, including Bayram Tuzcu (General Manager, ), Assoc. Prof. Filiz Eryılmaz (Chief Economist, ) and Dr. Mustafa Aydın (Vice President, BRSA).

The Summit – held with the participation of Vice President Cevdet Yılmaz and A. Burak Dağlıoğlu, President of the Presidential Investment and Finance Office – underlined a key message: Türkiye is not merely adapting to global financial trends; it is actively shaping them.

At Colendi, we believe the next era of finance will be AI-powered, embedded, instantaneous and fully aligned with regulatory frameworks. Positioned at the intersection of technology and financial infrastructure, we are proud to contribute to Türkiye’s rise as a regional fintech powerhouse and an emerging global innovation hub.

From Türkiye’s financial transformation to the global future of digital finance — we are building the next chapter. 🚀

As Türkiye rapidly advances in digital adoption and benefits from an increasingly supportive regulatory landscape, the c...
14/11/2025

As Türkiye rapidly advances in digital adoption and benefits from an increasingly supportive regulatory landscape, the country is emerging as a regional fintech nexus. Within this transformation, the Colendi ecosystem continues to serve as one of its technological anchors.

At the Singapore FinTech Festival, we were proud to represent Türkiye’s fintech vision within the Presidential Investment and Finance Office’s “Invest in Türkiye – Fintech Zone” pavilion — a global stage bringing Türkiye’s fintech momentum to international investors and technology leaders.

Against this strong backdrop, we showcased our AI-native banking architecture, embedded finance capabilities, and the full technological strength of the Colendi ecosystem to investors and industry leaders across the Asian market.

As a financial technology powerhouse born in Türkiye, we continue to expand our footprint in Asia while bringing our AI-powered financial infrastructure to the global stage. ⚡🌏

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COLENDI HOLDINGS LIMITED KEMP HOUSE 152-160 CITY Road
London

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