Prosper Savings

23/04/2026

At our latest Prosper Live, bestselling author Jamie Bartlett told the story of Allan Brooks - an HR professional from Toronto who spiralled from a simple prompt into a million-word delusion with ChatGPT.

Jamie’s new book, How to Talk to AI (and How Not To) - one of the BBC’s must-read books of 2026 — makes one thing clear: how we talk to AI is fast becoming one of the essential skills of our age.

Watch the full conversation with Jamie on our Youtube channel. Link in Bio.

Prosper Live events are exclusive to our members. Open and fund your Prosper account today to join the community and secure your seat at our next event.

Investing involves risk and reward.

22/04/2026

Whether you’re a committed AI enthusiast or a thoughtful sceptic, AI has already reshaped the way you work, think and communicate — even if you’ve barely touched it yourself.

AI is considered to be the most consequential shift since the industrial revolution, and unlike past technological waves, it’s moving fast enough that you can feel the ground shifting in real time.

800 million people now use ChatGPT every week. And as adoption accelerates, understanding how to use these tools — and just as critically, how not to — has become essential.

That’s why for our latest Prosper Live, we sat down with Jamie Bartlett — journalist, broadcaster and author of “How to talk to AI (And How Not To)” — to unpack how to use this technology well and how not to get used by it.

Watch the full conversation with Jamie on our Youtube channel. Link in Bio.

Prosper Live events are exclusive to our members. Open and fund your Prosper account today to join the community and secure your seat at our next event.

Investing involves risk and reward.

17/04/2026

What impact does being a CEO have on a founder’s health?

Ricky Knox shares a story of how his hair kept turning white until the day he stepped down as CEO of Tandem Bank.

Listen to the full episode with Ricky wherever you get your podcasts. Link in bio.

14/04/2026

In the opening episode of Enough, our new podcast looking at what money really means, Prosper CEO Nick Perrett turns the tables on his own co-founder: Ricky Knox. The entrepreneur behind Tandem Bank and several successful exits sits in the hot seat to reflect on the financial decisions he’s proud of, the ones he quietly regrets, and the moment he realised whether “enough” was actually enough.

It’s a conversation about purpose, choices, risk appetite and what money is really for once you’ve already made it. There are some motorbikes and big parties thrown in for good measure too.

If you’ve built something, sold something, or are quietly wondering what you’d do if you did – this one’s for you.

Listen to the full episode with Ricky - Link in Bio

31/03/2026

Big congratulations to Joel, who has just landed £5,000 in a Prosper ISA after our prize draw with The Times Money!

We loved what he had to say about it:

“Thank you very much Prosper and The Times Money for your kind help in getting me kick-started in investing for me and the family. Being a father of young children has made me realise I need to plan for their future, and starting with an investment ISA is the perfect way for me to start. Thank you so much!”

That shift in mindset – from thinking about investing as something you’ll get round to eventually, to actually doing something about it – is the hardest part. And now Joel’s got £5,000 working for him and his family. We’re genuinely delighted!

It’s also a good reminder that you don’t need a prize draw to get started. The tax year ends on 5 April, which means your £20,000 ISA allowance is about to reset.

Opening a Prosper ISA is free and takes minutes, and whether you’re putting in £500, £5,000 or the full £20,000, it all adds up.

If Joel’s story has nudged you into action, now’s the perfect time. Download Prosper via the link in bio.

Investing involves risk and reward. The value of investments can rise or fall. Uninvested cash doesn’t earn interest.

24/03/2026

Three years ago, I committed to building a wealth platform that wins on value, not on how well it hides its pricing.

Today Prosper has 16,000 members and over £500m in assets on the platform. That’s not a vanity number – it’s evidence that people are ready for something different.

We’re now focused on building what’s next: AI-powered tools to give everyday investors access to the kind of guidance and private market opportunities that have historically been reserved for institutional investors.

With UK household wealth projected to reach £10 trillion by next year, the market opportunity is real. But we’re a challenger going up against incumbents with significantly larger marketing budgets and decades of distribution advantage.

To close that gap, we need more than capital – and we need people who want this to exist.

That’s why we’re currently crowdfunding on Crowdcube as part of a funding round led by Fuel Ventures.

If you believe the industry should take less so investors can keep more, this is your chance to back us at an early stage via the link in bio.

Because this investment is EIS-eligible, you could claim up to 30% Income Tax relief on up to £1 million invested before the 5 April tax year deadline.

Don’t invest unless you’re prepared to lose all the money you invest. This is a high-risk investment and you are unlikely to be protected if something goes wrong. Take 2 minutes to learn more via the link in comments.

17/03/2026

[Don’t invest unless you’re prepared to lose all the money you invest. This is a high-risk investment and you are unlikely to be protected if something goes wrong. Take 2 minutes to learn more via the link in comments.]

Our crowdfund is officially OPEN to the public on !

We’re on a mission to strip away the high fees that drain your returns, unlock services and private market opportunities traditionally reserved for the 1%, and ensure your compound interest is doing what it should – building the life you want for you and your family.

Why investors are backing Prosper:
• Doubled customer growth over the last 12 months, now serving 16,000 Prosper members
• Doubled growth in Assets under Administration over the same period, now at £500m
• Backed by the founders of Monzo, Capital One, Embark, WorldFirst and more

Capacity for this round is limited – once we hit our goal, it will close.

Invest in Prosper on Crowdcube via the link in bio.

Investing involves risk and reward.

12/03/2026

Is your broker still living in the 90s?

In our latest video, Nick Perrett breaks down why the traditional broker fee model is starting to feel like a relic of the past, and why investors are finally pushing back on incumbents like Hargreaves Lansdown.

When trades were executed manually on a trading desk or over the phone, paying £5, £7 or even £10 per transaction may have made some sense. But in a digital world where technology makes trading nearly free, those charges are increasingly hard to justify. They eat away at your returns before you’ve even started.

As Nick puts it: it’s like being stuck on dial-up, paying by the minute, while everyone else has moved to broadband.

It’s no surprise more investors are questioning where their money is actually going. Does your platform’s pricing reflect the era we’re in? At Prosper, we think it should.

Investing involves risk and reward. Investments may go down as well as up. The information provided is for informational purposes only and does not constitute investment advice or a recommendation to buy or sell any financial instrument.

06/03/2026

What could your savings be worth in a year at 4.6% AER*?

We’re not only talking about keeping up with inflation, but also giving your savings a meaningful return – without locking your money away or losing a slice to tax.

Meet the Prosper Cash ISA.

New members earn a market-leading 4.6% AER* (variable) for the first 12 months when you save £10,000 or more. After that, your rate automatically tracks the Bank of England base rate so you never get left behind.

Unlike fixed-rate bonds, you aren’t locked away. Enjoy unlimited withdrawals and the flexibility to put money back in within the same tax year without affecting your £20,000 annual allowance.

Your returns are tax-free, with deposits protected by the FSCS up to £120,000 through our banking partner Griffin.

Stop compromising between high returns and instant access.

Start earning more today and ahead of the tax year deadline on 5 April.

ISA and tax rules apply. £10,000 minimum initial deposit. *Includes 1.82% AER Boost, paid to your nominated bank account after 12 months or on closure.

04/03/2026

Last year, we joined Prosper CEO Nick Perrett at one of his favourite cafés in King’s Cross, where he picked up the tab for unsuspecting customers.

All in the interests of reminding folk what it feels like when you get more than you bargained for.

To our surprise, that video now has more than 1.4 million views on YouTube Shorts. Which probably says something about the moment we’re in.

For years, people have been conditioned to expect less from their finances: less interest, less value.

But what if MORE was the new normal?

That simple coffee experiment was our way of bringing the feeling of “more than you expected” into the real world. A small moment, but one that sticks with you.

That’s exactly what we’re trying to build at Prosper.

Ready to feel what more could mean for you? Join us today: app.prosper.co.uk

Investing involves risk and reward.

https://www.youtube.com/shorts/NQZ2cHT_hgU

When was the last time money surprised you, in a good way?We’ve grown used to compromises: hidden fees, low returns, vague promises. It’s no wonder so many o...

03/03/2026

One allowance, two flexible ways to grow.

Your Prosper Cash ISA works in harmony with your Prosper Stocks & Shares ISA.

The £20,000 annual ISA allowance is shared across both accounts (and any other ISAs you hold), allowing you to keep short-term cash secure and accessible in a Cash ISA while investing for long-term growth through a Stocks & Shares ISA.

For today – Open your Prosper Cash ISA and earn a market-leading 4.5% AER* (variable) for 12 months on balances of £10,000+ (new members). A competitive return, without locking your money away.

For the future – Invest with a Prosper Stocks & Shares ISA with zero platform, transfer or exit fees. Choose from 200+ funds, including 30+ ETFs from managers such as BlackRock, Vanguard and Fidelity with fund fees refunded. Remember, investing involves risk and uninvested cash doesn’t earn interest.

Both ISAs are fully flexible, so you can withdraw and replace money within the same tax year without affecting your annual allowance. All returns remain tax-free.

Stop managing cash and investments in silos. Bring them together with Prosper.

Build your complete portfolio for free: https://app.prosper.co.uk/

ISA and tax rules apply. £10,000 minimum deposit. *Includes 1.72% AER Boost, paid to your nominated bank account after 12 months or on closure.