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𝗔𝘂𝘁𝘂𝗺𝗻 𝗕𝘂𝗱𝗴𝗲𝘁 𝟮𝟬𝟮𝟲: 𝘄𝗵𝗮𝘁 𝗶𝘁 𝗺𝗲𝗮𝗻𝘀 𝗳𝗼𝗿 𝘆𝗼𝘂𝗿 𝗳𝗶𝗻𝗮𝗻𝗰𝗲𝘀𝗞𝗲𝘆 𝗽𝗼𝗶𝗻𝘁𝘀 𝗳𝗼𝗿 𝘀𝗮𝘃𝗲𝗿𝘀, 𝗶𝗻𝘃𝗲𝘀𝘁𝗼𝗿𝘀 𝗮𝗻𝗱 𝗿𝗲𝘁𝗶𝗿𝗲𝗲𝘀:* Cash ISAs: the planne...
30/10/2026

𝗔𝘂𝘁𝘂𝗺𝗻 𝗕𝘂𝗱𝗴𝗲𝘁 𝟮𝟬𝟮𝟲: 𝘄𝗵𝗮𝘁 𝗶𝘁 𝗺𝗲𝗮𝗻𝘀 𝗳𝗼𝗿 𝘆𝗼𝘂𝗿 𝗳𝗶𝗻𝗮𝗻𝗰𝗲𝘀

𝗞𝗲𝘆 𝗽𝗼𝗶𝗻𝘁𝘀 𝗳𝗼𝗿 𝘀𝗮𝘃𝗲𝗿𝘀, 𝗶𝗻𝘃𝗲𝘀𝘁𝗼𝗿𝘀 𝗮𝗻𝗱 𝗿𝗲𝘁𝗶𝗿𝗲𝗲𝘀:

* Cash ISAs: the planned reduction is scrapped, retaining the £20,000 annual limit within the overall ISA allowance.
* Savings and rental income: tax rates will rise to 24%, 44% and 49% from April 2027. The property rates apply in England, Wales and Northern Ireland.
* Pensioners: a new Pension Tax Allowance from April 2027 will protect those whose total income does not exceed the full new State Pension from income tax.
* Personal allowance: remains at £12,570, making tax-efficient planning increasingly important.
* First-time buyers: a new First Time Buyer ISA is planned for April 2029.

A timely opportunity to review how your savings, investments and retirement plans fit together.

Khalid Mahmood
Chartered Financial Adviser

Sources: HM Treasury Budget 2026

𝗔𝘁𝘁𝗲𝗻𝗱𝗲𝗱 𝘁𝗵𝗲 𝗔𝗽𝗲𝘅 𝗦𝘂𝗺𝗺𝗶𝘁 𝟮𝟬𝟮𝟲 𝗮𝘁 𝗕𝗹𝗮𝗰𝗸𝗥𝗼𝗰𝗸 𝗶𝗻 𝗟𝗼𝗻𝗱𝗼𝗻, 𝗼𝗿𝗴𝗮𝗻𝗶𝘀𝗲𝗱 𝗯𝘆 𝗕𝗶𝗻𝗮𝗿𝘆 𝗖𝗮𝗽𝗶𝘁𝗮𝗹.An insightful afternoon exploring the ...
30/10/2026

𝗔𝘁𝘁𝗲𝗻𝗱𝗲𝗱 𝘁𝗵𝗲 𝗔𝗽𝗲𝘅 𝗦𝘂𝗺𝗺𝗶𝘁 𝟮𝟬𝟮𝟲 𝗮𝘁 𝗕𝗹𝗮𝗰𝗸𝗥𝗼𝗰𝗸 𝗶𝗻 𝗟𝗼𝗻𝗱𝗼𝗻, 𝗼𝗿𝗴𝗮𝗻𝗶𝘀𝗲𝗱 𝗯𝘆 𝗕𝗶𝗻𝗮𝗿𝘆 𝗖𝗮𝗽𝗶𝘁𝗮𝗹.

An insightful afternoon exploring the human side of financial advice, global markets, multi-asset portfolios and the trends shaping our profession. Valuable discussions on understanding clients’ financial decisions and building trust through authentic communication.

Thank you to Binary Capital, BlackRock and the speakers for an engaging event and the opportunity to connect with fellow professionals.

👇Have a chat with us via WhatsApphttps://wa.me/+447789728880☎️ Phone: 020 7268 4812🌐 Website: www.unbiasedfs.co.ukThe va...
29/10/2026

👇Have a chat with us via WhatsApp
https://wa.me/+447789728880
☎️ Phone: 020 7268 4812
🌐 Website: www.unbiasedfs.co.uk
The value of pensions and investments and the income they produce can fall as well as rise. You may get back less than you invested. Tax advice by referral only

UK shop price inflation ‘highest since 2024’ as retailers struggle to limit price riseshttps://www.theguardian.com/busin...
27/10/2026

UK shop price inflation ‘highest since 2024’ as retailers struggle to limit price rises
https://www.theguardian.com/business/2026/oct/27/uk-shop-price-inflation-highest-since-2024-as-retailers-struggle-to-limit-price-rises
British Retail Consortium says ‘dam is starting to break on the huge wave of costs’ being kept from consumers
Please click the above link for details.

Tel: 020 7268 4812 | [email protected].

British Retail Consortium says ‘dam is starting to break on the huge wave of costs’ being kept from consumers

𝗨𝗞 𝗶𝗻𝗳𝗹𝗮𝘁𝗶𝗼𝗻: 𝘄𝗵𝗲𝗿𝗲 𝗮𝗿𝗲 𝗽𝗿𝗶𝗰𝗲𝘀 𝗿𝗶𝘀𝗶𝗻𝗴𝗨𝗞 𝗖𝗣𝗜𝗛 𝗶𝗻𝗳𝗹𝗮𝘁𝗶𝗼𝗻 𝗿𝗼𝘀𝗲 𝗳𝗿𝗼𝗺 𝟯.𝟯% 𝗶𝗻 𝗔𝘂𝗴𝘂𝘀𝘁 𝘁𝗼 𝟯.𝟲% 𝗶𝗻 𝗦𝗲𝗽𝘁𝗲𝗺𝗯𝗲𝗿 𝟮𝟬𝟮𝟲Annual inflatio...
24/10/2026

𝗨𝗞 𝗶𝗻𝗳𝗹𝗮𝘁𝗶𝗼𝗻: 𝘄𝗵𝗲𝗿𝗲 𝗮𝗿𝗲 𝗽𝗿𝗶𝗰𝗲𝘀 𝗿𝗶𝘀𝗶𝗻𝗴

𝗨𝗞 𝗖𝗣𝗜𝗛 𝗶𝗻𝗳𝗹𝗮𝘁𝗶𝗼𝗻 𝗿𝗼𝘀𝗲 𝗳𝗿𝗼𝗺 𝟯.𝟯% 𝗶𝗻 𝗔𝘂𝗴𝘂𝘀𝘁 𝘁𝗼 𝟯.𝟲% 𝗶𝗻 𝗦𝗲𝗽𝘁𝗲𝗺𝗯𝗲𝗿 𝟮𝟬𝟮𝟲

Annual inflation rates increased:
* Transport: from 4.6% to 6.6%.
* Housing and household services: from 4.3% to 4.5%.
* Communication: from 5.3% to 5.8%.
* Recreation and culture: from 1.6% to 2.3%.

Food inflation remained unchanged at 1.3%.

A timely reminder to review household budgets and long-term financial plans.

Khalid Mahmood
Chartered Financial Adviser

Source: Office for National Statistics

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