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Monday 9am - 7pm Tuesday 9am - 7pm Wednesday 9am - 7pm Thursday 9am - 7pm Friday 9am - 7pm Saturday 9am - 2pm

Kapsons Financial Solutions

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Kapsons Financial Solutions

We are an advisory firm providing mortgage, general insurance and protection advice to clients.

15/06/2026

🏡𝗡𝗲𝘄 𝗝𝗼𝗯? 𝗬𝗼𝘂 𝗠𝗶𝗴𝗵𝘁 𝗦𝘁𝗶𝗹𝗹 𝗚𝗲𝘁 𝗔 𝗠𝗼𝗿𝘁𝗴𝗮𝗴𝗲 𝗙𝗮𝘀𝘁𝗲𝗿 𝗧𝗵𝗮𝗻 𝗬𝗼𝘂 𝗧𝗵𝗶𝗻𝗸

Starting a new job?

Good news some lenders may accept a signed permanent employment contract as proof of income, instead of waiting for payslips.

This can speed up your application and reduce stress when time is limited during a purchase.
⏱️ Faster mortgage offer
🏠 Less delay in your home move
📄 Smoother buying process

Every lender is different, so it’s important to get advice early.

📞 Call us at: 07792005973 | 07477945832
📧 Email us at: [email protected]
🌐 Visit our website: www.kapsonsfs.co.uk

09/06/2026

𝗪𝗵𝘆 𝗟𝗲𝗮𝘀𝗲 𝗟𝗲𝗻𝗴𝘁𝗵 𝗠𝗮𝘁𝘁𝗲𝗿𝘀 𝗳𝗼𝗿 𝗠𝗼𝗿𝘁𝗴𝗮𝗴𝗲𝘀

If you’re buying a leasehold property, the lease length can affect everything from mortgage approval to future resale value.

⚠️ Always check the lease early it could save you costly surprises later.

𝗡𝗲𝗲𝗱 𝗵𝗲𝗹𝗽 𝘂𝗻𝗱𝗲𝗿𝘀𝘁𝗮𝗻𝗱𝗶𝗻𝗴 𝗵𝗼𝘄 𝗶𝘁 𝗶𝗺𝗽𝗮𝗰𝘁𝘀 𝘆𝗼𝘂𝗿 𝗺𝗼𝗿𝘁𝗴𝗮𝗴𝗲?

𝗦𝗽𝗲𝗮𝗸 𝘁𝗼 𝘂𝘀 𝗯𝗲𝗳𝗼𝗿𝗲 𝘆𝗼𝘂 𝗰𝗼𝗺𝗺𝗶𝘁.

📞 Call us at: 07792005973 | 07477945832
📧 Email us at: [email protected]
🌐 Visit our website: www.kapsonsfs.co.uk

03/06/2026

🏡 𝗨𝘀𝗶𝗻𝗴 𝗮 𝗚𝗶𝗳𝘁𝗲𝗱 𝗗𝗲𝗽𝗼𝘀𝗶𝘁 𝘁𝗼 𝗜𝗻𝗰𝗿𝗲𝗮𝘀𝗲 𝗬𝗼𝘂𝗿 𝗛𝗼𝗺𝗲 𝗗𝗲𝗽𝗼𝘀𝗶𝘁?

𝗛𝗲𝗿𝗲’𝘀 𝗪𝗵𝗮𝘁 𝗬𝗼𝘂 𝗡𝗲𝗲𝗱 𝘁𝗼 𝗞𝗻𝗼𝘄 👇

Getting a helping hand from the "Bank of Mom and Dad" (or a close relative) means buying your desired home doesn't have to feel like a distant dream.

𝗪𝗵𝗮𝘁 𝗹𝗲𝗻𝗱𝗲𝗿𝘀 𝘂𝘀𝘂𝗮𝗹𝗹𝘆 𝗻𝗲𝗲𝗱
✅ Gifted deposit letter
✅ Proof of funds
✅ Confirmation it’s a gift (not a loan)
✅ ID verification from the gift provider

𝗪𝗵𝘆 𝘀𝗽𝗲𝗮𝗸 𝘄𝗶𝘁𝗵 𝘂𝘀?
🔴 Expert mortgage advice tailored to your circumstances
🟡 Access to 100+ lenders
🔴 Smooth, stress-free application process
🟡 Support from start to finish

𝗥𝗘𝗔𝗗𝗬 𝗧𝗢 𝗕𝗨𝗬 𝗬𝗢𝗨𝗥 𝗙𝗜𝗥𝗦𝗧 𝗛𝗢𝗠𝗘?

📞 Call us at: 07792005973 | 07477945832
📧 Email us at: [email protected]
🌐 Visit our website: www.kapsonsfs.co.uk

28/05/2026

𝗪𝗶𝘀𝗵𝗶𝗻𝗴 𝗮 𝘃𝗲𝗿𝘆 𝗛𝗮𝗽𝗽𝘆 𝗕𝗶𝗿𝘁𝗵𝗱𝗮𝘆 𝘁𝗼 𝗼𝘂𝗿 𝗗𝗶𝗿𝗲𝗰𝘁𝗼𝗿, 𝗞𝘂𝗻𝗮𝗹 𝗞𝗮𝗽𝗼𝗼𝗿! 🎉🎂

Today, we celebrate the person behind the vision and leadership of Kapsons Financial Solutions. 💼✨

Kunal, thank you for your dedication, expertise, and commitment to helping clients achieve their financial goals. Your guidance, professionalism, and positive approach continue to drive the business forward and inspire those around you. 🎯🤝

We hope your special day is filled with happiness, great food, and time to enjoy the celebrations with family and friends. 🥂🎈

26/05/2026

𝗦𝗵𝗼𝗿𝘁𝗲𝗿 𝘃𝘀 𝗟𝗼𝗻𝗴𝗲𝗿 𝗠𝗼𝗿𝘁𝗴𝗮𝗴𝗲 𝗧𝗲𝗿𝗺: 𝗪𝗵𝗮𝘁’𝘀 𝗥𝗶𝗴𝗵𝘁 𝗳𝗼𝗿 𝗬𝗼𝘂?

Choosing your mortgage term is all about balancing monthly affordability vs total cost.

💷 𝗦𝗵𝗼𝗿𝘁𝗲𝗿 𝘁𝗲𝗿𝗺 (𝗲.𝗴. 𝟭𝟱–𝟮𝟬 𝘆𝗲𝗮𝗿𝘀)
✔ Higher monthly repayments
✔ Pay off your home faster
✔ Much less interest overall
✔ Build equity quickly
📉 Best if you can comfortably afford higher payments and want to be mortgage-free sooner.

💸 𝗟𝗼𝗻𝗴𝗲𝗿 𝘁𝗲𝗿𝗺 (𝗲.𝗴. 𝟮𝟱–𝟯𝟱 𝘆𝗲𝗮𝗿𝘀)
✔ Lower monthly repayments
✔ More breathing room in your budget
✔ Easier to qualify for larger loans
📉 But you’ll pay significantly more interest over time.

𝗖𝗮𝗹𝗹 𝘂𝘀 𝘁𝗼𝗱𝗮𝘆 𝘁𝗼 𝗱𝗶𝘀𝗰𝘂𝘀𝘀 𝘆𝗼𝘂𝗿 𝗺𝗼𝗿𝘁𝗴𝗮𝗴𝗲 𝗼𝗽𝘁𝗶𝗼𝗻𝘀 𝗮𝗻𝗱 𝗳𝗶𝗻𝗱 𝘁𝗵𝗲 𝗿𝗶𝗴𝗵𝘁 𝘁𝗲𝗿𝗺 𝗳𝗼𝗿 𝘆𝗼𝘂.

📞 Call us at: 07792005973 | 07477945832
📧 Email us at: [email protected]
🌐 Visit our website: www.kapsonsfs.co.uk

22/05/2026

𝗪𝗵𝗮𝘁 𝗙𝗶𝗿𝘀𝘁-𝗧𝗶𝗺𝗲 𝗕𝘂𝘆𝗲𝗿𝘀 𝗻𝗲𝗲𝗱 𝘁𝗼 𝗸𝗻𝗼𝘄 𝗮𝗯𝗼𝘂𝘁 𝗷𝗼𝗶𝗻𝘁 𝗼𝘄𝗻𝗲𝗿𝘀𝗵𝗶𝗽.

Many joint borrowers assume that if one person is a "first-time buyer," they can at least get a partial discount on Stamp Duty.

𝗨𝗻𝗳𝗼𝗿𝘁𝘂𝗻𝗮𝘁𝗲𝗹𝘆, 𝘁𝗵𝗮𝘁 𝗶𝘀𝗻'𝘁 𝗵𝗼𝘄 𝗶𝘁 𝘄𝗼𝗿𝗸𝘀. 🛑
HMRC is very clear on this: for joint purchases, all buyers must be first-time buyers to qualify for the relief. If one of you has ever owned a property anywhere in the world, at any time the relief is lost for the entire purchase.

𝗢𝘂𝗿 𝗮𝗱𝘃𝗶𝗰𝗲?
Run the numbers before you start viewing property.
Knowing your exact tax liability helps you bid with confidence and avoids "completion day" shocks.

📞 Call us at: 07792005973 | 07477945832
📧 Email us at: [email protected]
🌐 Visit our website: www.kapsonsfs.co.uk

𝐁𝐔𝐘-𝐓𝐎-𝐋𝐄𝐓 𝐌𝐎𝐑𝐓𝐆𝐀𝐆𝐄𝐒 𝐌𝐀𝐃𝐄 𝐒𝐈𝐌𝐏𝐋𝐄.Let’s chat about your next move!📞 Call us at: 07792005973 | 07477945832📧 Email us at: i...

14/05/2026

𝐁𝐔𝐘-𝐓𝐎-𝐋𝐄𝐓 𝐌𝐎𝐑𝐓𝐆𝐀𝐆𝐄𝐒 𝐌𝐀𝐃𝐄 𝐒𝐈𝐌𝐏𝐋𝐄.

Let’s chat about your next move!

📞 Call us at: 07792005973 | 07477945832
📧 Email us at: [email protected]
🌐 Visit our website: www.kapsonsfs.co.uk

06/05/2026

𝐁𝐮𝐲𝐢𝐧𝐠 𝐚 𝐡𝐨𝐦𝐞? 𝐃𝐨𝐧’𝐭 𝐜𝐨𝐧𝐟𝐮𝐬𝐞 𝐚 𝐕𝐚𝐥𝐮𝐚𝐭𝐢𝐨𝐧 𝐰𝐢𝐭𝐡 𝐚 𝐒𝐮𝐫𝐯𝐞𝐲. 𝐓𝐡𝐞𝐲 𝐚𝐫𝐞𝐧'𝐭 𝐭𝐡𝐞 𝐬𝐚𝐦𝐞!

𝐓𝐡𝐞 𝐌𝐨𝐫𝐭𝐠𝐚𝐠𝐞 𝐕𝐚𝐥𝐮𝐚𝐭𝐢𝐨𝐧:
𝐖𝐡𝐨 𝐢𝐭’𝐬 𝐟𝐨𝐫: The Lender.
𝐓𝐡𝐞 𝐆𝐨𝐚𝐥: To confirm the house is worth the price you're paying.
𝐓𝐡𝐞 𝐂𝐚𝐭𝐜𝐡: It doesn't look for structural issues or hidden repairs.

𝐓𝐡𝐞 𝐏𝐫𝐨𝐩𝐞𝐫𝐭𝐲 𝐒𝐮𝐫𝐯𝐞𝐲:
𝐖𝐡𝐨 𝐢𝐭’𝐬 𝐟𝐨𝐫: You.
𝐓𝐡𝐞 𝐆𝐨𝐚𝐥: To uncover damp, roof issues, or structural cracks before you buy.
𝐓𝐡𝐞 𝐂𝐚𝐭𝐜𝐡: It’s optional but skipping it could cost you thousands later.

𝐓𝐡𝐞 𝐁𝐨𝐭𝐭𝐨𝐦 𝐋𝐢𝐧𝐞: A valuation protects the bank’s money. A survey protects yours.

Questions about your next move? Drop a message or DM us.

📞 𝗖𝗮𝗹𝗹 𝘂𝘀: 07792005973 | 07477945832
📧 𝗘𝗺𝗮𝗶𝗹: [email protected]
🌐 𝗩𝗶𝘀𝗶𝘁: www.kapsonsfs.co.uk

30/04/2026

𝗕𝗮𝗻𝗸 𝗼𝗳 𝗘𝗻𝗴𝗹𝗮𝗻𝗱 𝗛𝗼𝗹𝗱𝘀 𝗥𝗮𝘁𝗲𝘀 𝗮𝘁 𝟯.𝟳𝟱% 🛑

The Bank of England has held rates at 3.75%, but with inflation rising to 3.3% and energy prices climbing, the landscape is shifting. "Waiting and seeing" is a risky strategy in this market.

Whether your fixed rate is ending or you are looking to buy property, professional and expert mortgage advice is essential to protect your monthly budget.

💡 𝗛𝗼𝘄 𝗪𝗲 𝗖𝗮𝗻 𝗛𝗲𝗹𝗽:
• 𝗥𝗮𝘁𝗲 𝗟𝗼𝗰𝗸-𝗶𝗻𝘀: Secure a rate now before further fluctuations.
• 𝗕𝘂𝗱𝗴𝗲𝘁 𝗣𝗹𝗮𝗻𝗻𝗶𝗻𝗴: We’ll help you navigate rising costs to keep your mortgage affordable.
• 𝗘𝘅𝗽𝗲𝗿𝘁 𝗦𝗼𝘂𝗿𝗰𝗶𝗻𝗴: Access a wide range of lenders to find your perfect fit.

𝗗𝗼𝗻'𝘁 𝗹𝗲𝘁 𝘂𝗻𝗰𝗲𝗿𝘁𝗮𝗶𝗻𝘁𝘆 𝗹𝗲𝗮𝘃𝗲 𝘆𝗼𝘂 𝗼𝘂𝘁 𝗼𝗳 𝗽𝗼𝗰𝗸𝗲𝘁. 𝗟𝗲𝘁’𝘀 𝗹𝗼𝗼𝗸 𝗮𝘁 𝘆𝗼𝘂𝗿 𝗺𝗼𝗿𝘁𝗴𝗮𝗴𝗲 𝗼𝗽𝘁𝗶𝗼𝗻𝘀 𝘁𝗼𝗴𝗲𝘁𝗵𝗲𝗿.

📞 𝗖𝗮𝗹𝗹 𝘂𝘀: 07792005973 | 07477945832
📧 𝗘𝗺𝗮𝗶𝗹: [email protected]
🌐 𝗩𝗶𝘀𝗶𝘁: www.kapsonsfs.co.uk

27/04/2026

𝐓𝐡𝐞 𝐦𝐨𝐦𝐞𝐧𝐭 𝐢𝐭 𝐚𝐥𝐥 𝐛𝐞𝐜𝐨𝐦𝐞𝐬 𝐫𝐞𝐚𝐥… 🔑✨

Seeing “our clients” receive the keys to their new home is what it’s all about 🏡💛

From mortgage application to approval and completion, we’re proud to help make the journey smooth, simple, and stress-free.

Whether you’re buying your first home or moving up the ladder, we’re here to help make that moment happen for you.

Where are you on your property journey?
🏠 Saving for a deposit
🔍 House hunting

💬 Get in touch to discuss your mortgage options.

📞 𝗖𝗮𝗹𝗹 𝘂𝘀: 07792005973 | 07477945832
📧 𝗘𝗺𝗮𝗶𝗹: [email protected]
🌐 𝗩𝗶𝘀𝗶𝘁: www.kapsonsfs.co.uk

Address

Suite B507, 5th Floor, The Vista Centre, 50 Salisbury Road, Hounslow
London
TW46JQ

Opening Hours

Monday	9am - 7pm
Tuesday	9am - 7pm
Wednesday	9am - 7pm
Thursday	9am - 7pm
Friday	9am - 7pm
Saturday	9am - 2pm

Website

https://linktr.ee/kapsonsfs

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