London Capital Credit Union

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London Capital Credit Union

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A non-profit savings and loans cooperative owned by the people of London and Greater London. Promoting saving, dealing with debt! 👨🏼‍🤝‍👨🏾

A Savings and Loans Co-operative

02/11/2026

Today is the start of ...but how do you talk about such a difficult topic with a partner? 😬

Why talking about money helps your relationship 🥰

When you share your life with someone, sharing honest conversations about money helps you both feel secure and work towards the same goals. Money conversations are especially helpful when you’re:

moving in together and sharing bills ✅
planning to have children ✅
buying a home ✅
thinking about retirement ✅
making any big financial decisions together ✅

Living together often means you can save money and reach your goals faster by sharing expenses and supporting each other. Get easy to use help at MoneyHelper

https://www.moneyhelper.org.uk/en/family-and-care/talk-money/talking-to-your-partner-about-money

29/10/2026

We're member owned - why does that make us different?

We’re not just a credit union. We’re your partner. Becoming a member means never facing a financial decision alone ❤️

Your success is our success. We’re committed to providing you the tools and resources to help you achieve your goals 🙌

Our application process is simple. Access our services from your laptop or phone 24 hours a day, every day.

https://credit-union.coop/

28/10/2026

Start saving for your future today! 💰

At London Capital Credit Union, we offer a range of great savings products to support you 😊

PrizeSaver, Salary Saver, Young Saver, Ethical saver, Corporate saver, Regular saver...

All with specific features tailored to your needs

https://credit-union.coop/savings-accounts/

27/10/2026

Looking for a Loan? 🤔

We offer loans of up to £40,000 plus smaller loans to help you manage short term expenses.

Our Members can access borrowing that works for them - use our online calculator to see if a loan is affordable for you and your circumstances ✅

https://credit-union.coop/loans/

26/10/2026

Hearing the word budget can feel like restrictions and cutbacks. But a budget is really just a clear picture of what comes in and what goes out each month 💡

Here’s how to build one in five steps:

1. Gather your paperwork - bills, statements, receipts and wage slips.

2. Total your income - Wages, plus any benefits

3. List your debts in two groups
Priority debts: council tax, energy or rent arrears.
Non-priority debts: credit cards, overdrafts, personal loans and store cards.

4. Add one-off and seasonal costs - Car repairs, vet bills, birthdays. Divide yearly costs by 12 to get a monthly figure.

5. Work out what’s left - Subtract your spending from your income.

If your budget shows a deficit, free, non-judgemental debt advice is available from StepChange Debt Charity

22/10/2026

Why choose a London Capital Credit Union?

Becoming a member means never facing a financial decision alone 🫶

We're proud of how we support our members. Your success is our success ❤️

https://credit-union.coop/

21/10/2026

Planning on quitting smoking? Stoptober is the perfect time to make a change and add £s to your bank account 💰

Your goal is to reach 28 days smoke free. If you can do that, you’re 5 times more likely to quit for good.

Just think what you could do with that cash!

https://www.nhs.uk/better-health/quit-smoking/

20/10/2026

Join us today!

Membership is open to our local community - check out our full membership details

https://credit-union.coop/joining-criteria/

19/10/2026

Being part of London Capital Credit Union is about making a difference 🤝

When you save with us, your money helps local people escape high-cost debt and access fair, affordable loans instead.

Unlike many lenders, we won’t judge you for your financial history, and we’ll never push you to borrow more than you can afford. We’re here to help our members, not profit from them.

Good for you, good for your community ❤️

https://credit-union.coop/

15/10/2026

Today on International Credit Union Day, we're proud of our members and how they overcome challenges.

With the help of London Capital Credit Union our members have:

Managed big life events ✅

Navigated cost of living pressures ✅

Developed their everyday budgeting ✅

All while building financial resilience - supported by their credit union 🤝

https://credit-union.coop/

Address

Jeremy Hopgood Rooms Caxton House, 129 Street
London
N193RQ

Telephone

020 7561 1786

Website

http://www.credit-union.coop/

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