Moneybox

Moneybox At Moneybox, we're on a mission to give everyone the means to get more out of life.

At Moneybox, we believe that building wealth throughout life, and all of the freedom, opportunities, and peace of mind that come with it, should be possible for everyone. We launched in 2016 and helped thousands of people start investing with just their spare change. Today, we’re now helping more than one million people build wealth throughout their lives. Whether they’re saving and investing, buy

ing their first home, or planning for retirement, our customers will get a service they can rely on, that supports them through every step, and celebrates with them along the way.

Buying your first home is a huge milestone - and no one really teaches you how to do it. 🤔In this series, we’re breaking...
02/06/2026

Buying your first home is a huge milestone - and no one really teaches you how to do it. 🤔

In this series, we’re breaking down the things nobody tells you about buying your first home, starting with the different costs you need to save for (spoiler alert: it’s not just the deposit).

Save this post for later, share it with someone on the same journey, and let us know in the comments what surprised you.

ISA and tax rules apply. When investing, your capital is at risk. Your Lifetime ISA has to be open for at least 12 months before you can use it to buy your first home. A 25% government penalty applies if you withdraw money from a Lifetime ISA for any reason other than buying your first home (up to £450,000) or for retirement, and you may get back less than you paid in.

This week we delivered an open letter to the chancellor, urging the government to build on the success of the Lifetime I...
29/05/2026

This week we delivered an open letter to the chancellor, urging the government to build on the success of the Lifetime ISA (LISA), rather than replacing it.

The Lifetime ISA is working. By offering savers a 25% bonus on their money (worth up to £1,000 each tax year), the LISA encourages positive behaviour, and it has already enabled hundreds of thousands of people to buy their first home, and is helping over a million more grow their deposits.

A recent survey of Moneybox Lifetime ISA savers found that almost 6 in 10 had been able to save a deposit faster than would have otherwise been possible, and almost half (49%) credited the government bonus being paid monthly as motivation to keep them saving consistently.

With some thoughtful updates the LISA can help even more first-time buyers, today and in the future. When asked how the LISA could be improved, more than 80% of savers want the property price cap (currently £450,000) to increase in line with house prices, and three-quarters want the withdrawal penalty to be reduced or removed to give them more flexibility.

A new product isn’t in the best interests of first-time buyers. It would add unnecessary complexity for over 1.5 million and risks reintroducing challenges that the Lifetime ISA was designed to address.

More than a quarter of the LISA savers we surveyed are concerned they may not be able to transfer their LISA savings into any new product if desired. Meanwhile, one in ten are concerned that a shift in focus toward a new product could leave the needs of existing LISA savers overlooked in future.

You can read the full content of the letter, and our recommendations for futureproofing the Lifetime ISA, below.

Govt withdrawal charge may apply. ISA and tax rules apply. With S&S LISA, capital at risk.

Source: Moneybox survey, February 2026.

25/05/2026

Saving for your first home? This video’s for you.

The government is considering replacing the Lifetime ISA with a new product for first-time buyers, and we don’t think that’s the right move for first-time buyers now or in the future.

We’ve written to the chancellor directly to explain why, and what they should do instead.

The Lifetime ISA is working. By offering savers a 25% bonus on their money (worth up to £1,000 each tax year), the LISA encourages positive saving behaviour. It has already enabled hundreds of thousands of people to buy their first home, and is helping over a million more grow their deposits.

Replacing the LISA risks reintroducing challenges that it was designed to address, while adding complexity for the over 1.5 million people using it to save for a first home or retirement.

If you already have a LISA, your account and your 25% bonus aren’t going anywhere. As the UK’s largest Lifetime ISA provider, we want to make sure future savers can access the same.

Govt withdrawal charge may apply. ISA and tax rules apply. With S&S LISA, capital at risk.

We’re proud to share that Moneybox has been named Best Lifetime ISA Provider at this year’s British Bank Awards 🏆🎉  We w...
22/05/2026

We’re proud to share that Moneybox has been named Best Lifetime ISA Provider at this year’s British Bank Awards 🏆🎉 We were also Highly Commended in the Best Personal Finance App category.

At Moneybox, we believe that wealth isn’t just about the money - it’s the means to more. Whether that’s a place to call your own, or the retirement you always dreamed of, we’re on a mission to give everyone the means to get more out of life.

The Moneybox Lifetime ISA has already helped more than 100,000 people buy their first home and is supporting many more savers on their journey to home ownership. We were given this award based on their reviews, which makes it even more meaningful.

Thank you to all of the customers who voted for us this year, and to the whole Moneybox team for all their hard work delivering on our mission.

People often think investing is about how much you put in - but it’s really about how long you leave it.Even £100 a mont...
20/05/2026

People often think investing is about how much you put in - but it’s really about how long you leave it.

Even £100 a month - left to grow over 20 years - can turn into something a pot big enough to fund a lifelong dream.

Time lets compounding do the heavy lifting. In each of these examples, your final pot is mostly made up of interest, not money added by you.

If the best time to start investing was 10 years ago, the second best time is today. Get started now in the Moneybox app.

When investing, capital at risk. Illustrations are not a guarantee of performance. You may get back less than you invest.

Last year, more than 50,000 people bought their first home using a Moneybox Lifetime ISA. On average, they got £2,594 fo...
14/05/2026

Last year, more than 50,000 people bought their first home using a Moneybox Lifetime ISA. On average, they got £2,594 for free to top up their savings thanks to the 25% government bonus paid on all Lifetime ISA contributions.

Swipe to find out where they bought and how much they saved to achieve this milestone. ➡️

Source: Moneybox research, February 2026

Govt. withdrawal charge may apply. ISA and tax rules apply. With S&S LISA, capital at risk.

07/05/2026

Last year, more than 50,000 people bought their first home using a Moneybox Lifetime ISA. These were the most popular cities. 📍

Bristol has been #1 for six years in a row, and Nottingham was a new entry in eighth, seeing year-on-year growth of 30%.

Have you bought a home in any of these places? Would you like to?

Source: Moneybox research, February 2026

Govt. withdrawal charge may apply. ISA and tax rules apply. With S&S LISA, capital at risk.

05/05/2026

Even the experts have financial regrets… Brian, our Director of Personal Finance, confesses some of his financial faux pas - but which one’s a lie? 🤔

30/04/2026

🌴 🪥 🤔 Comedian .pascoe sat down with Brian, our Director of Personal Finance, for a very honest chat about money. Comment SARA and we’ll DM you the full episode!

29/04/2026

“Doing nothing with our finances is the riskiest move of all”

Our Director of Personal Finance Brian Byrnes took to the stage at our recent Moneybox Masterclass Live event to talk about why the UK’s long-term relationship with cash savings might not be healthy.

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