Expert Mortgage Advice

Expert Mortgage Advice Expert Mortgage Advice We never charge upfront fees. If the case does NOT proceed (irrespective of the reason), you are not required to pay us.

Payment for our service is only due once the transaction has been fully completed and the lender has released their funds. We will agree the fee upfront and our Terms of Business engagement form requires you to sign to say you are happy with the charge before we will enter into any submission process to the lender. Please note that there is no VAT payable on our services. Mortgage & Loans Charges


The standard charges which apply in the majority of cases are:

£450 for a standard* Mortgage / Remortgage / Secured Loans
No charge for Product Transfers (staying with the existing lender)
Loan for Bridging / Commercial Finance £450 for a standard* and up to 1% for non-standard of the gross amount
We believe our mortgage broker charges are very competitive for the level of expertise and knowledge. Where a percentage of the loan size is charged there is no minimum or maximum payment. In addition to our charge, we may also be paid commission from the provider. Customers who have a ‘genuine hardship’ will have their fee agreed on an individual basis.

* Non standard cases include: Right to Buys; Ex Pats; Foreign Nationals; Foreign Income; Over two applicants; Criminal convictions; History of payday loans; and Bad credit conduct. The actual fee will be confirmed to you at the start of the process. Insurance & Protection
We do not charge for insurance advice. WE DON’T HAVE TO MEET YOU
We can deal with all our clients by Phone, Whatsapp, Skype, Email and Zoom

Mayor of London pledges 999-year shared ownership lease to tackle unfair extension costs
31/05/2021

Mayor of London pledges 999-year shared ownership lease to tackle unfair extension costs

Sadiq Khan has stood up for leaseholders in the capital by pledging a 999-year shared ownership lease on homes until

Nationwide lets first-time buyers borrow 20% MORE - if they lock mortgage rate for five years
20/04/2021

Nationwide lets first-time buyers borrow 20% MORE - if they lock mortgage rate for five years

The scheme, called 'Helping Hand,' will be launched on 26 April. Borrowers will need a deposit of at least 10 per cent, the minimum Nationwide requires across all its products.

Lords vote in favour of mortgage prisoner SVR cap
15/04/2021

Lords vote in favour of mortgage prisoner SVR cap

The House of Lords has voted in favour of an amendment to the Financial Services Bill to impose a cap on standard variable rates charged to mortgage prisoners. According to the wording of the clause, the cap would apply to borrowers who are unable to switch lender and whose mortgage is owned by an i...

5 Top Tips for First-Time Buyers -
26/03/2021

5 Top Tips for First-Time Buyers -

Mortgage Matters: The second in our series looks at how prospective home owners can make that first step on to the housing ladder

IR35 private sector changes coming in April 2021 – Which? News - https://zcu.io/WAj2
17/03/2021

IR35 private sector changes coming in April 2021 – Which? News - https://zcu.io/WAj2

There’s less than a month until the IR35 changes for the private sector are introduced, meaning self-employed contractors may have to pay more tax

Metro Bank launches CCJ , Credit Problem mortgages - https://zcu.io/hRs7
16/03/2021

Metro Bank launches CCJ , Credit Problem mortgages - https://zcu.io/hRs7

Metro Bank has launched near prime residential mortgages as it looks to meet more customer needs

Mortgage
16/03/2021

Mortgage

Yorkshire Building Society first to bring back 95% mortgages https://zcu.io/Zrrr
16/03/2021

Yorkshire Building Society first to bring back 95% mortgages https://zcu.io/Zrrr

Riskier product not available for newbuild houses or flats and follows budget offer to back part of the loans

for those with low credit scores, missed payments and repossessions | This is Money - https://zcu.io/UY2N
14/03/2021

for those with low credit scores, missed payments and repossessions | This is Money - https://zcu.io/UY2N

Metro Bank has launched a new range of mortgages for borrowers with 'adverse' credit history who may struggle to get a home loan elsewhere - making it the only high street lender to offer this.

95% Mortgages | 5% Deposit Mortgage | NatWest - https://zcu.io/gKZZ
11/03/2021

95% Mortgages | 5% Deposit Mortgage | NatWest - https://zcu.io/gKZZ

NatWest does not currently offer a 95% mortgage. A 95% mortgage would allow you to buy your own home with as little as a 5% deposit. Use this page to find out more about 95% mortgages.

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