18/08/2026
Congratulations, you passed the test! That means you get to learn about Capital at Risk… Heard it before, but not sure what it means? You’re not alone. Yet, it’s pretty simple.
When something comes with a “Capital at Risk” disclaimer, it just means the value of your investment can go down as well as up, and that you could get back less than you put in. It’s a reminder not to treat investing like a guarantee.
“CAR” reminds us that there are always risks involved – and is designed to encourage a long-term mindset. It’s why many investors invest regularly and consistently, and opt for portfolios that take a diversified, global approach.
This is exactly what you get with F&C. You also get a track record of expertise that goes back 150 plus years.
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Capital at risk. The value of your investment can go down as well as up and you may get back less than you invest. Approved by Columbia Threadneedle Management Limited as at 01/08/2026. For UK investors only.