The Credit Thing

The Credit Thing A challenger in the UK credit market. We’ve developed an app that you’ll want to use every day. Join the credit revolution! All in one app. UK Residents

We have combined the features of a neobank, e-money account and credit card. Our mission is to make the experience of getting a credit simple, fast and convenient without unnecessary bureaucracy. Therefore, we’ve developed an app that you’ll want to use every day thanks to affordable credit conditions, smart features and cashless payments. We look at eligibility for credit individually, and use Op

en Banking to make things easy - no need to send in bank statements or answer lots of questions to apply. Who is The Credit Thing for? Everyone!
• You want to build your credit history,
• You are new to credit, or new to the UK,
• You are bored of the same big banks, outdated application forms or just want something new,
• You value innovation, convenience and transparency. Rep 27.9% APR (variable)
Credit subject to status, 18+.

31/12/2022

Sending warm, friendly wishes to our best customers. Happy New Year 🥳🎄✨

It’s finally here! The one and only The Credit Thing physical card is ready to be delivered to you anytime. Run to the a...
30/09/2022

It’s finally here! The one and only The Credit Thing physical card is ready to be delivered to you anytime. Run to the app to order one of your most stylish cards for your wallet. 
And we made sure to make the ordering process as simple as it can get. 
The card full of modern benefits that allows you to use the best mastercard rates anywhere in the world with no hidden or extra costs outside the UK. 

Be one tap away from anything you want with our contactless card. 

Let us know how you like your physical card experience so far !!!

Almost there…👏We couldn’t have done it without you, our coolest customers. The Credit Thing team are thankful to each an...
15/09/2022

Almost there…👏
We couldn’t have done it without you, our coolest customers. 
The Credit Thing team are thankful to each and every one of you for your support. Each day, we work to improve our product and to make it simpler for you. 

Share your experience with our services on Trustpilot and App store/Google Play 💬


Who guessed what it is? 👀
19/08/2022

Who guessed what it is? 👀

Over the years, we noticed how slow credit card services can be and made it our goal to resolve our customers’ issues or...
17/08/2022

Over the years, we noticed how slow credit card services can be and made it our goal to resolve our customers’ issues or questions as fast as possible. 

At The Credit Thing, we value your time 

 

We Were Selected as a Top Fintech Startup 🥳Thanks, Fintech Energy
16/08/2022

We Were Selected as a Top Fintech Startup 🥳
Thanks, Fintech Energy

At Fintech Energy we track over 200,000 fintech startups and over 1,000,000 people who hold key positions in these companies. We use this directory of startups to highlight top employees, founders and organisations we think deserve more appreciation than they are currently getting. We’ve ranked t

Ours was “fun” 😜 How is your day looking?
12/08/2022

Ours was “fun” 😜

How is your day looking?

Scroll to see why your TCT card is so cool…How about those benefits, huh?And these are just some of them, the more use i...
11/08/2022

Scroll to see why your TCT card is so cool…
How about those benefits, huh?

And these are just some of them, the more use it, the more benefits you start see. So don’t waste time

At The Credit Thing, we are celebrating international cat day and we LOVE it. Show some love to your little ones 😸P.S. d...
08/08/2022

At The Credit Thing, we are celebrating international cat day and we LOVE it.

Show some love to your little ones 😸

P.S. don’t forget about your special helper over here

Hands down the proudest colleagues of the best customer support team 😻
05/08/2022

Hands down the proudest colleagues of the best customer support team 😻

Too much stress remembering who, what and when to pay?We have got the perfect solution. The easiest way to pay The Credi...
02/08/2022

Too much stress remembering who, what and when to pay?
We have got the perfect solution. 

The easiest way to pay The Credit Thing is through a regular payment. In the ‘Pay’ tab you can choose whether to pay from a debit card or direct from your bank account. Let us know what you want to pay, and the day that suits you best and we’ll take the payment each month.

Told you it was that easy👀

We are now rated 4.4 by our customers on Trustpilot! trustpilot.com/review/thecreditthing.com
30/06/2022

We are now rated 4.4 by our customers on Trustpilot! trustpilot.com/review/thecreditthing.com

Address

London

Opening Hours

Monday 7am - 10pm
Tuesday 7am - 10pm
Wednesday 7am - 10pm
Thursday 7am - 10pm
Friday 7am - 10pm
Saturday 7am - 10pm
Sunday 7am - 10pm

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