Monta Capital

Monta Capital Building London & Portugal property deals with global investors. £15M+ raised & growing.

04/06/2026

"When I designed the bond structure at M***a Capital, the first decision was not about the return. It was about the term." - Thomas Balashev, CEO & Founder.

Open-ended structures create a specific pressure: the need to deploy capital continuously, regardless of whether the right opportunities exist. That pressure leads to compromises, on asset quality, on pricing, on due diligence.

A fixed term removes that pressure entirely.
When investors commit for 18 months, we know exactly what capital we have, for exactly how long. We can structure the loan to match the development cycle. We can wait for the right deal rather than the next available one.

That discipline is not incidental to the structure. It is the point of it.

For investors, a fixed term means something else too: you know exactly when you get your capital back. No ambiguity. No waiting to see if the fund decides to wind down. A defined date, written into the instrument.

That is a feature. Not a limitation.

If you want to hear more about how we approach this, book a call directly. Link in bio.

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Capital at risk. This is market commentary only, not investment advice.
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Most investors spend more time researching a car purchase than a private credit investment.That is not a criticism. It r...
02/06/2026

Most investors spend more time researching a car purchase than a private credit investment.

That is not a criticism. It reflects something real - the right questions are not obvious, and most firms do not volunteer the answers.

Here are the five questions every investor should ask before committing capital to any private credit opportunity.

If this raises questions about your own portfolio, we are happy to talk it through. Book a call directly. Link in bio.

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Capital at risk. This is market commentary only, not investment advice.
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01/06/2026

London property is not cheap. It has never been cheap. And that is not the point.

The investors who understand London best are not the ones looking for a bargain. They are the ones who understand why the fundamentals keep holding, even when the headlines suggest otherwise.

Constrained supply. Consistent international demand. A legal and planning framework that, despite its complexity, is one of the most investor-friendly in the world.

For private credit investors specifically, this matters for one reason: the underlying asset supporting the loan needs to hold its value under stress. London residential, done properly, has a long track record of doing exactly that.
That is not a bullish call on property prices. It is a structural observation about where secured lending makes sense.

If you want to discuss how this fits your investment strategy, book a call with our team. Link in bio.

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Capital at risk. This is market commentary only, not investment advice.
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One of the most common questions we receive is about regulation.Specifically: M***a Capital is not FCA regulated - and i...
28/05/2026

One of the most common questions we receive is about regulation.

Specifically: M***a Capital is not FCA regulated - and investors want to understand what that means for them.

It is a fair question. It deserves a direct answer.

Being outside the FCA regulatory perimeter does not mean no protection. It means the protections are structured differently.
Here is exactly what they are.

If you want to understand how this structure works in practice, book a call with our team. Link in bio.

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Capital at risk. This is market commentary only, not investment advice.
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27/05/2026

"I have had over a hundred investor conversations in the past few months.

The question I hear most is not about returns. It is not about the structure. It is not even about the market.
It is some version of: how do I know I can trust you?

And honestly, that is the right question to ask.
Here is what I have learned about how trust actually gets built in this business, not from a pitch, but from experience.

It is never built in the first call. The first call is just information exchange. Trust starts in what happens after - whether the documents arrive when you said they would, whether the answers match the term sheet, whether the person picks up when you call.

It is built in the small things that are easy to get wrong. A follow-up that arrives late. A document that says something different from what was discussed. A question that gets deflected instead of answered.

The investors who have stayed with us longest are not the ones who were easiest to convince. They are the ones who asked the hardest questions, and got straight answers."

- Thomas Balashev, CEO & Founder

If you want to hear more about how we approach this, book a call directly. Link in bio.

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Capital at risk. This is market commentary only, not investment advice.
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Something has been shifting quietly in how experienced investors allocate capital.It is not dramatic. It does not make h...
25/05/2026

Something has been shifting quietly in how experienced investors allocate capital.

It is not dramatic. It does not make headlines. But it is consistent.

More and more of the investors we speak with are reducing their exposure to public markets , not because they have lost faith in equities, but because they are asking a different question.

Not "how much can I make?" but "how much of this do I actually control?"
Public markets offer liquidity. They also offer volatility you cannot manage, timing you cannot predict, and exposure to decisions made by people you will never speak to.

Private credit secured on real assets offers something different. A defined term. A registered charge. A counterparty you can call.

That trade-off is why the allocation is shifting. Not for everyone. But for the investors who have been around long enough to know what they actually want from their capital.

If you want to discuss how this fits your investment strategy, book a call with our team. Link in bio.

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Capital at risk. This is market commentary only, not investment advice.
***aCapital

Most people walk into an investment conversation asking the wrong question."What is the return?" is not the first questi...
21/05/2026

Most people walk into an investment conversation asking the wrong question.

"What is the return?" is not the first question.

The first question is: what happens to my money if something goes wrong?
That single shift - from upside to downside - is what separates an informed investor from everyone else.

Instead of "what do I earn?" → ask "where is my capital ranked in a default scenario?"
Instead of "is the return guaranteed?" → ask "what legal protection is registered, and by whom?"
Instead of "how long is the term?" → ask "what is the defined exit mechanism, and what triggers it?"

The answers to these questions tell you everything the brochure does not.

If this raises questions about your own portfolio, we are happy to talk it through. Book a call directly with us. Link in bio.

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Capital at risk. This is market commentary only, not investment advice.
***aCapital

Most investors never ask who actually holds the security on their investment.The ones who do are the ones who understand...
19/05/2026

Most investors never ask who actually holds the security on their investment.

The ones who do are the ones who understand how their capital is protecte, not just on paper, but in practice.

Here is what an independent Security Trustee does, and the one question you should ask before committing capital to any private credit opportunity.

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Capital at risk. This is market commentary only, not investment advice.
***aCapital

Most investors spend more time researching a car purchase than a private credit investment.That is not a criticism. It r...
18/05/2026

Most investors spend more time researching a car purchase than a private credit investment.

That is not a criticism. It reflects something real - the information is not publicly available, the structures are complex, and the questions that actually matter are rarely asked.

We wrote down the five questions every investor should ask before committing capital to a private credit opportunity.

Who holds the security - and are they genuinely independent?
What is the LTV, and who conducted the valuation?
What is the exit strategy, and is it contractually defined?
What happens to your capital if the borrower defaults?
How does the manager make money, and does it align with your interests?

-> Read the full article on our website.
https://www.montacapital.com/inside-the-room/how-to-evaluate-private-credit-opportunity

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Capital at risk. This is market commentary only, not investment advice.
***aCapital

The sun was out today, and sites are being scouted. 🌤️East London continues to offer compelling opportunities for those ...
12/05/2026

The sun was out today, and sites are being scouted. 🌤️

East London continues to offer compelling opportunities for those who know where to look. Still early days on these ones, but the fundamentals are there.

More to come.
https://www.montacapital.com/

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Thursday 9:30am - 6pm
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