Simon Murphy - Mortgage & Equity Release Expert

Simon Murphy - Mortgage & Equity Release Expert Simon Murphy is an appointed representative of Connect IFA Ltd 441505 which is authorised and regulated by the Financial Conduct Authority.

Simon has decades of financial and banking experience in the UK and Abroad.

28/08/2026

Expat Mortgages~ Checked your UK Credit File? Do these top 3 things now! Subscribe for Top Tips! for Expats Worldwide & Foreign Nationals recent to the UK & we help guide on all types of unusual scenarios for UK mortgage finance!

Get expert & FREE no obligation UK mortgage quote from a leading Expat & Foreign National specialist mortgage broker:
https://mymortgagedeal.co.uk/free-mortgage-quote/
Book a call:
https://calendly.com/mymortgagedeal/freediscoverycall
Email:
[email protected]

27/08/2026

Expats & foreign nationals can benefit from this Quick Tip on Mortgage documents to provide through the mortgage process. There are differences between a residential (regulated mortgage) and Buy to Let (unregulated) we provide an outline of the basic documents required and the amazing insight if you are seeking an Expat BTL mortgage and the lighter touch documents needed for this.



• Tip on BTL vs Residential mortgage
• Areas to provide documentation
• Insight on Expat BTL mortgage.

If you’re an Expat Overseas or have recently arrived in the UK, don’t have full residency or ILR (Indef leave to Remain) you may still qualify for an expat / foreign national mortgage and that’s even if you don’t have a great credit score.

Whether you derive income from / or are based in Gulf region, Asia, EU, Americas or ANY other worldwide locations we can help you avoid any surprises.

💬 Need help working this out?
Book a free discovery call and we’ll go through everything in detail — including which lenders suit your unique situation using specialist broker software.

Subscribe here:
www.YouTube.com/-mortgageequity7621

Book a Free consultation / Discovery call: https://calendly.com/mymortgagedeal/freediscoverycall

Quick 60 sec Quote:
https://mymortgagedeal.co.uk/free-mortgage-quote/

𝗙𝗼𝗹𝗹𝗼𝘄 𝗨𝘀:
• 𝗜𝗻𝘀𝘁𝗮𝗴𝗿𝗮𝗺: https://www.instagram.com/mymortgagedeal.co.uk/
• 𝗟𝗶𝗻𝗸𝗲𝗱𝗜𝗻: www.linkedin.com/in/simon-murphy-23614723

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.

𝗦𝘂𝗴𝗴𝗲𝘀𝘁𝗲𝗱 𝘃𝗶𝗱𝗲𝗼𝘀 𝗳𝗼𝗿 𝘆𝗼𝘂:
1. https://youtu.be/tWaedwUuWyg
2. https://youtu.be/7VCD_dXbTGs
3. https://youtu.be/wp35iD52HBg
4. https://youtu.be/puoGZBYcN2Q

🔎 Related Keywords: uk expat mortgage, tier 2 mortgage uk, uk mortgage rates 2025,residential mortgage uk, foreign national mortgage uk, mortgage for skilled workers, uk property loan expats, uk mortgage tips, expat mortgage advice, best mortgage rate uk,

26/08/2026

Busting the Myth ~ that Expats & Foreign nationals cannot get a UK mortgage without a prime UK Credit Footprint ! it is the case that a UK credit file can help improve chances of a mortgage, however its not a deal breaker if you don’t have one, we explore the areas that lenders will consider as positive to your mortgage chances and importantly how you can build and improve your credit profile in the UK.

If you have recently arrived in the UK or are based in ANY other worldwide locations don’t have full residency or ILR (Indef leave to Remain) you may still qualify for an expat / foreign national mortgage and that’s even if you don’t have a great credit score.



💬 Need help working this out?
Book a free discovery call and we’ll go through everything in detail — including which lenders suit your unique situation using specialist broker software.

Book a Free consultation / Discovery call: https://calendly.com/mymortgagedeal/freediscoverycall

Quick 60 sec Quote:
https://mymortgagedeal.co.uk/free-mortgage-quote/

Contact us:

📧 Email: [email protected]
📞 Phone: 0044 (0)7456 727 626

𝗙𝗼𝗹𝗹𝗼𝘄 𝗨𝘀:
• 𝗜𝗻𝘀𝘁𝗮𝗴𝗿𝗮𝗺: https://www.instagram.com/mymortgagedeal.co.uk/
• 𝗟𝗶𝗻𝗸𝗲𝗱𝗜𝗻: www.linkedin.com/in/simon-murphy-23614723

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.

𝗦𝘂𝗴𝗴𝗲𝘀𝘁𝗲𝗱 𝘃𝗶𝗱𝗲𝗼𝘀 𝗳𝗼𝗿 𝘆𝗼𝘂:
1. https://youtu.be/tWaedwUuWyg
2. https://youtu.be/7VCD_dXbTGs
3. https://youtu.be/wp35iD52HBg
4. https://youtu.be/puoGZBYcN2Q

🔎 Related Keywords: uk expat mortgage, tier 2 mortgage uk, uk mortgage rates 2025,residential mortgage uk, foreign national mortgage uk, mortgage for skilled workers, uk property loan expats,

24/08/2026

EXPATs and Foreign Nationals recent to the UK often ask me if they can qualify for a UK mortgage without a UK credit report. Here are some great tips for expats and foreign nationals getting their UK mortgage deal in place even if they have no UK credit score or want to build their credit footprint!


We explore:
• Can expats qualify for a UK mortgage without a UK credit profile?
• What lenders will use to make the decision if there is no credit footprint
• How applicants can improve their credit footprint in the UK

If you’re an Expat Overseas or have recently arrived in the UK, don’t have full residency or ILR (Indef leave to Remain) you may still qualify for an expat / foreign national mortgage and that’s even if you don’t have a great credit score.

Whether you derive income from / or are based in Gulf region, Asia, EU, Americas or ANY other worldwide locations we can help you avoid any surprises.

💬 Need help working this out?
Book a free discovery call and we’ll go through everything in detail — including which lenders suit your unique situation using specialist broker software.

Subscribe here:
www.YouTube.com/-mortgageequity7621

Book a Free consultation / Discovery call: https://calendly.com/mymortgagedeal/freediscoverycall

Quick 60 sec Quote:
https://mymortgagedeal.co.uk/free-mortgage-quote/

𝗙𝗼𝗹𝗹𝗼𝘄 𝗨𝘀:
• 𝗜𝗻𝘀𝘁𝗮𝗴𝗿𝗮𝗺: https://www.instagram.com/mymortgagedeal.co.uk/
• 𝗟𝗶𝗻𝗸𝗲𝗱𝗜𝗻: www.linkedin.com/in/simon-murphy-23614723

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.

𝗦𝘂𝗴𝗴𝗲𝘀𝘁𝗲𝗱 𝘃𝗶𝗱𝗲𝗼𝘀 𝗳𝗼𝗿 𝘆𝗼𝘂:
1. https://youtu.be/tWaedwUuWyg
2. https://youtu.be/7VCD_dXbTGs
3. https://youtu.be/wp35iD52HBg
4. https://youtu.be/puoGZBYcN2Q

🔎 Related Keywords: uk expat mortgage, tier 2 mortgage uk, uk mortgage rates 2025,residential mortgage uk, foreign national mortgage uk, mortgage for skilled workers, uk property loan expats, uk mortgage tips, expat mortgage advice, best mortgage rate uk,

21/08/2026

Expats & foreign nationals should get a Mortgage Approval Known as an AIP (Approval in principle) or DIP (Decision in principle) early in the process. Doing this as soon as they are serious about putting an offer on a property can help them secure their dream home. Why?



• Estate Agents will ask if you have your finances in place.
• Clients will want confidence in the level of borrowing they need.
• Obtaining confirmation that the type of property is suitable for a mortgage.

If you’re an Expat Overseas or have recently arrived in the UK, don’t have full residency or ILR (Indef leave to Remain) you may still qualify for an expat / foreign national mortgage and that’s even if you don’t have a great credit score.

Whether you derive income from / or are based in Gulf region, Asia, EU, Americas or ANY other worldwide locations we can help you avoid any surprises.

💬 Need help working this out?
Book a free discovery call and we’ll go through everything in detail — including which lenders suit your unique situation using specialist broker software.

Subscribe here:
Www.YouTube.com/-mortgageequity7621

Book a Free consultation / Discovery call: https://calendly.com/mymortgagedeal/freediscoverycall

Quick 60 sec Quote:
https://mymortgagedeal.co.uk/free-mortgage-quote/

𝗙𝗼𝗹𝗹𝗼𝘄 𝗨𝘀:
• 𝗜𝗻𝘀𝘁𝗮𝗴𝗿𝗮𝗺: https://www.instagram.com/mymortgagedeal.co.uk/
• 𝗟𝗶𝗻𝗸𝗲𝗱𝗜𝗻: www.linkedin.com/in/simon-murphy-23614723

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.

𝗦𝘂𝗴𝗴𝗲𝘀𝘁𝗲𝗱 𝘃𝗶𝗱𝗲𝗼𝘀 𝗳𝗼𝗿 𝘆𝗼𝘂:
1. https://youtu.be/tWaedwUuWyg
2. https://youtu.be/7VCD_dXbTGs
3. https://youtu.be/wp35iD52HBg
4. https://youtu.be/puoGZBYcN2Q

🔎 Related Keywords: uk expat mortgage, tier 2 mortgage uk, uk mortgage rates 2025,residential mortgage uk, foreign national mortgage uk, mortgage for skilled workers, uk property loan expats, uk mortgage tips, expat mortgage advice, best mortgage rate uk, uk housing market 2025,uk mortgage affordability, fixed rate mortgage uk, uk home loan expats, first time buyer mortgage uk, mortgage broker, mortgage rates, first time buyers uk, uk expat mortgages, expat mortgages, expat mortgage

19/08/2026

Expats overseas or Foreign Nationals recent to the UK should have these 3 things in mind when thinking about how much they can borrow. In this episode we cover max loan to value, mortgage term to what age ? and borrow capacity of your income.. as a bonus also find out what the max age you can take a mortgage to, you might be surprised!



Whether you derive income from/or are based in UAE, Hong Kong , EU, Saudi Arabia, Qatar or ANY other worldwide locations or you've recently arrived in the UK as a skilled or visa worker, understanding these basics for affordability will give you a clearer picture of your UK property budget.

💬 Need help working this out?
Book a free discovery call and we’ll go through everything in detail — including which lenders suit your unique situation using specialist broker software.

Book a Free consultation / Discovery call: https://calendly.com/mymortgagedeal/freediscoverycall

Quick 60 sec Quote: https://mymortgagedeal.co.uk/free-mortgage-quote/

Contact us:

📧 Email: [email protected]
📞 Phone: 0044 (0)7456 727 626

𝗙𝗼𝗹𝗹𝗼𝘄 𝗨𝘀:
• 𝗜𝗻𝘀𝘁𝗮𝗴𝗿𝗮𝗺: https://www.instagram.com/mymortgagedeal.co.uk/
• 𝗟𝗶𝗻𝗸𝗲𝗱𝗜𝗻: www.linkedin.com/in/simon-murphy-23614723

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.

This video information is correct at the time of posting.

𝗦𝘂𝗴𝗴𝗲𝘀𝘁𝗲𝗱 𝘃𝗶𝗱𝗲𝗼𝘀 𝗳𝗼𝗿 𝘆𝗼𝘂:
1. https://youtu.be/tWaedwUuWyg
2. https://youtu.be/7VCD_dXbTGs
3. https://youtu.be/wp35iD52HBg
4. https://youtu.be/puoGZBYcN2Q

🔎 Related Keywords: uk expat mortgage, tier 2 mortgage uk, uk mortgage rates 2025,residential mortgage uk, foreign national mortgage uk, mortgage for skilled workers, uk property loan expats, uk mortgage tips, expat mortgage advice, best mortgage rate uk,

🔎 Hashtags:

Address

152-160 City Road
London

Telephone

+447456727626

Website

Alerts

Be the first to know and let us send you an email when Simon Murphy - Mortgage & Equity Release Expert posts news and promotions. Your email address will not be used for any other purpose, and you can unsubscribe at any time.

Contact The Business

Send a message to Simon Murphy - Mortgage & Equity Release Expert:

Shortcuts

Share

Category