Pask and Pask Commercial Finance

Pask and Pask Commercial Finance Property Development Finance
HMO / Buy to Let finance
Business Support Finance

Pask and Pask Limited is an Appointed Representative of White Rose Finance Group Ltd, which is authorised and regulated
by the Financial Conduct Authority FRN: 937854.

COMMERCIAL MORTGAGES – TWO WAYS TO OWN BUSINESS PROPERTYCommercial mortgages aren’t just for businesses buying the premi...
16/08/2026

COMMERCIAL MORTGAGES – TWO WAYS TO OWN BUSINESS PROPERTY

Commercial mortgages aren’t just for businesses buying the premises they trade from.

We regularly help clients fund commercial property using different ownership structures, including:

Commercial Investment
A company or individual purchases a commercial property as an investment and lets it to an unrelated business.
Funding can typically be structured around the property value, rental income, lease and strength of the tenant, alongside the borrower’s overall circumstances.

OpCo / PropCo
Another common structure is for the property to be owned separately from the trading business.

For example:
PropCo Ltd
⬇ Owns the property

OpCo Ltd
⬆ Occupies the property and pays rent

Both companies can be owned by the same individual or shareholders, but the property sits within a separate company from the day-to-day trading business.
This type of structure is commonly used by business owners purchasing their own offices, warehouses, industrial units, shops and other commercial premises.
The right lender and structure will depend on the property, trading business, ownership, affordability and proposed use.

At Pask & Pask Commercial Finance, we can look across the commercial mortgage market and help structure the funding from the outset.

If you are considering buying a commercial investment property or purchasing premises for your own business, please get in touch.

📞 0203 675 0969
🌐 paskandpask.com

All lending is subject to status, valuation and lender due diligence. Your property may be at risk if you do not keep up repayments on a loan secured against it.

Bridging finance isn’t just for buying at auction.One of the questions I’m often asked is: “When would I actually use a ...
12/08/2026

Bridging finance isn’t just for buying at auction.

One of the questions I’m often asked is: “When would I actually use a bridging loan?”

The answer is that there are many situations where a normal mortgage simply isn’t suitable or can’t be arranged quickly enough.

We regularly arrange bridging finance for clients who need to:

• Purchase a property quickly – perhaps an auction purchase or a vendor requiring a fast completion.
• Buy and refurbish – including properties that aren’t currently suitable for a conventional mortgage.
• Convert or improve a property – with the intention of refinancing once the works are complete.
• Release capital from an existing property – to fund another purchase, refurbishment or business requirement.
• Replace an existing bridging loan – where a project has taken longer than expected and the current facility is approaching expiry.
• Purchase commercial or semi-commercial property – where short-term funding provides the time needed to implement a longer-term strategy.
The important part isn't simply obtaining the bridge. It’s knowing how you’re going to get out of it.

Before we arrange short-term finance, I want to understand the whole transaction , the purchase, the works, the likely end value and, crucially, the exit strategy.

That could be a sale, Buy-to-Let mortgage, HMO mortgage or commercial mortgage.

If you have a property transaction you’re considering, send me the details. I’m always happy to have an initial conversation and tell you what looks realistically achievable.

📞 0203 675 0969
🌐 paskandpask.com
Pask & Pask Commercial Finance

All lending is subject to status, valuation and lender due diligence. Your property may be at risk if you do not keep up repayments on finance secured against it.

“Your customers pay in 60 days. Your business expenses cannot wait.”Many successful businesses experience cashflow press...
11/07/2026

“Your customers pay in 60 days. Your business expenses cannot wait.”

Many successful businesses experience cashflow pressure for one simple reason:

They must pay wages, suppliers, materials and other operating costs today—but their customers may not pay their invoices for another 30, 60 or even 90 days.

That delay can restrict growth, even when a business is profitable and has a healthy order book.

Invoice finance may allow eligible businesses to release funds against approved unpaid invoices, providing access to working capital without having to wait for customers to pay.

The funding could help your business to:

• Meet payroll and supplier commitments
• Purchase stock or materials
• Take on larger contracts
• Manage periods of rapid growth
• Improve day-to-day cashflow
• Reduce the pressure caused by slow-paying customers

Invoice finance may be suitable for established businesses that provide goods or services to other businesses and raise invoices on agreed payment terms.

As a commercial finance broker, I can review your circumstances and consider a range of funding options from across the market, not simply one product or one provider.

If your business is growing but cash is tied up in unpaid invoices, please contact me for an informal and confidential discussion.

Send me a direct message or contact Pask & Pask Commercial Finance.

Finance is subject to status, eligibility and lender approval. Terms and conditions apply.
Pask and Pask Commercial Finance is a trading style of Pask and Pask Limited (FRN:937854). Pask and Pask Limited are credit brokers and appointed representatives of White Rose Finance Group Ltd (FRN: 630772) who are directly authorised by the Financial Conduct Authority.

Many UK Landlords Don’t realise They Can Unlock Capital from Their Rental Income, Without RemortgagingIf you're a buy-to...
31/05/2026

Many UK Landlords Don’t realise They Can Unlock Capital from Their Rental Income, Without Remortgaging

If you're a buy-to-let landlord, portfolio investor, or housing association landlord, there may be a faster way to access funding when opportunities or unexpected costs arise.

- Funding based on rental income, not employment income
- Up to £50,000 available per landlord
- No property valuation required
- No lengthy legal process
- Funds can often be received within 24 hours of approval
- Flexible terms with early repayment options available

Landlords are using this type of funding for

- Property refurbishments
- EPC and energy efficiency improvement
- Deposits for new acquisitions
- Bridging short-term funding gap
- Portfolio growth and expansion
- Improving cash flow across existing portfolios

Many landlords automatically think of remortgaging or bridging finance when they need to raise capital. However, there are alternative funding solutions available that can provide quick access to funds without securing additional borrowing against the property itself.

If you're a landlord looking to raise capital quickly, or if you know someone who could benefit from this type of funding, I'd be happy to discuss the options available.

Feel free to message me for a confidential discussion.
Your property may be repossessed if you do not keep up repayments on a mortgage or other loan secured on it.

Last week I attended an excellent finance event where one of the key topics discussed was the growing use of funding sol...
21/05/2026

Last week I attended an excellent finance event where one of the key topics discussed was the growing use of funding solutions for tax liabilities.

Many business owners are unaware that borrowing options are available to help spread the cost of:

• VAT payments
• Corporation Tax

With increasing pressure on cash flow, these facilities can help businesses avoid large one-off payments, preserve working capital, and maintain liquidity for growth and day-to-day operations.
For many companies, keeping cash within the business can be far more valuable than paying a significant tax bill in one go.

As commercial finance brokers at Pask and Pask Limited, we are always looking at practical funding solutions that help businesses manage cash flow more effectively and plan ahead with confidence.

If you would like to explore the options available for your business, feel free to get in touch.

Hi to all past and present clients and friends, Last Call for deals needing funding before Christmas. If your looking at...
07/12/2025

Hi to all past and present clients and friends, Last Call for deals needing funding before Christmas. If your looking at starting work in January 2026 contact me now...Merry Christmas and a Happy New year to everyone.

Do you have a deal that needs to be funded before close of business this Christmas ?As we edge closer to the end of the ...
30/11/2025

Do you have a deal that needs to be funded before close of business this Christmas ?

As we edge closer to the end of the year, most people are thinking about Christmas parties, winding down, and getting ready for a well-earned break… but for property investors and developers, the clock is still ticking.
If you’ve got a deal that needs to be funded before close of business this Christmas, now is the moment to act.
While many lenders and brokers begin to slow down, I’m working right up to the last possible opportunity to help you secure the finance you need. Whether it’s a buy-to-let, HMO, commercial building, land deal, or development opportunity, I’m here to move quickly and get things over the line.
Don’t let the year-end rush delay your plans. If you need a fast, focused, and proactive finance partner… get in touch today. [email protected]
Let’s make sure your property deal is wrapped up before Christmas.
……….
Your property may be repossessed if you do not keep up repayments on a mortgage or other loan secured on it.

New Loan Offering — Something a Bit Different – Probate loansDid you know it’s possible to access up to 70% of an inheri...
23/11/2025

New Loan Offering — Something a Bit Different – Probate loans

Did you know it’s possible to access up to 70% of an inheritance before probate is granted?
We can help arrange funding from £10,000 upwards, with a straightforward process, to start just a copy of the will and death certificate. A Property valuation could be required, only if a property is included in the estate.

Repayment is made directly from the estate proceeds.

And here’s the key point: if the inheritance ends up being lower than expected, the lender takes the risk – there’s no requirement for the beneficiary to cover any shortfall.

Funds can be used for any purpose:

- Inheritance tax payment
- School fees
- Home improvements
- Holidays
…or anything else.

If you know someone who may benefit from this kind of support, feel free to get in touch.
[email protected]

*Subject to lender acceptance
*Whilst the lending mentioned in this post does not require security over your property, your property may be repossessed if you do not keep up repayments on a mortgage or other loan that is secured on it.

Buying a Commercial property?If you’re looking to secure funding for commercial property, whether for your own business ...
15/11/2025

Buying a Commercial property?

If you’re looking to secure funding for commercial property, whether for your own business premises or as an investment, I can help.

I specialise in arranging finance for a wide range of commercial assets, including development sites, HMOs, buy-to-lets, trading premises, and long-term leased investment properties.

Recent example: A business owner approached me as their mortgage on their industrial premises was coming to an end. They needed a new lender, better terms, and a smoother process. After establishing their exact requirements, I placed the deal with a high street bank, securing a lower rate than they previously had and terms that matched their needs.

If you’re exploring a purchase, refinance, or development opportunity, feel free to get in touch. I’m always happy to discuss your plans and guide you to the right solution.

Contact me directly: [email protected]

Remember you could be liable for funds borrowed by your company and your property may be repossessed if you do not keep up repayments on a mortgage or other loan secured on it.

Address

Ealing Cross, 1st Floor, 85 Uxbridge Road
London
W55BW

Opening Hours

Monday 9am - 6pm
Tuesday 9am - 6pm
Wednesday 9am - 6pm
Thursday 9am - 6pm
Friday 9am - 6pm

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