Tembo Money

Tembo Money 👇 Helping buyers & remortgagers
💰Up to 5.75% (AER) with Tembo savings accounts
🏆 UK’s Best Mortgage Broker 2022-2025
🚀 Average £82K budget boost

Tembo Money Limited is an Appointed Representative of PRIMIS Mortgage Network, a trading name of Personal Touch Financial Services Ltd which is authorised and regulated by the Financial Conduct Authority

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE

Tembo usually charge a fee for mortgage advice. The amount of the fee will depend upon your circumstances and will be discussed and agreed with you at the earliest opportunity.

22/05/2026

BEST MORTGAGE BROKER FOR THE 5TH YEAR IN A ROW 🏆🏆🏆🏆🏆

We’ve just been awarded Best Mortgage Broker at the prestigious British Bank Awards for the FIFTH YEAR IN A ROW.

If that wasn’t cause for enough celebration, we were also finalists for two more awards, up against some very well-known (and much bigger) brands 👇

🏡 Best Lifetime ISA
💰 Best Cash ISA

We love the British Bank Awards. Not only is it a chance for our team to celebrate their hard work from the past year, but they are also voted for by our customers. So they represent what real first-time buyers, savers and homeowners think of our service.

Thank you to all our lovely customers who voted for us! We couldn’t have done it without you. Let’s continue to build THE platform for making home happen for first-time buyers 💪

Thinking about where your first home could be? 🏡Our latest First-Time Buyer Index reveals the UK cities giving buyers th...
19/05/2026

Thinking about where your first home could be? 🏡

Our latest First-Time Buyer Index reveals the UK cities giving buyers the best shot at getting on the property ladder so far in 2026 👀

From affordability and deposit requirements to lifestyle factors, some cities are making homeownership feel a little more achievable ✨

Swipe through to see which cities made the list 👉

Which one surprised you most? 👇

05/05/2026

🚨 A new first time buyer ISA is coming in 2028…and will replace the current Lifetime ISA 🚨

Don’t worry, if you already have a Lifetime ISA, you can continue contributing to it indefinitely.

Here’s what you need to know about the new ISA:

💡 1. First-time buyers only

The new ISA will only be available to first-time buyers - unlike the current LISA which can also be used for retirement saving.

💸 2. Withdrawal penalty scrapped

Previously, withdrawing for the “wrong” reason meant losing the 25% LISA bonus + ~6.25% of your own money. That penalty could be gone with the new first time buyer ISA.

🏡 3. Bonus payment changing

The free 25% government bonus (up to £1,000/ tax year) may no longer be paid monthly with the new ISA - instead, you’d get it as a lump sum when you buy your first home.

What do you think — will this new ISA be better or worse for first time buyers? Drop your thoughts below ⬇️

Follow for more home buying news

SavingForAHouse

Ineligible Lifetime ISA withdrawals may return less than paid in.

29/04/2026

Tomorrow’s a big one 👀

The Bank of England’s MPC is about to decide:

📉 Cut

⏸️ Hold

📈 Raise

Just weeks ago, the market was betting on the base rate going up… But will that still happen?

This base rate impacts mortgages, savings, and the wider economy — so it matters more than most people think.

So, what’s your call?

Which way are they voting tomorrow? 👇

27/04/2026

Why is no one talking about this…

The Renters’ Rights Act in England is set to bring in the biggest changes to private renting in a generation, with the first phase of reforms officially kicking in on 1 May 2026

🙅‍♀️ Section 21 will go. That means no more ‘no-fault’ evictions - landlords need a real reason now
🔄 All tenancies will become rolling. You can leave anytime with two months’ notice = more flexibility for renters
📆 Rent can only increase once a year & you’ll get at least two months’ notice
💸 Landlords can’t push bidding wars anymore - the price you see is the price you pay
🧑‍⚖️It’ll be illegal to reject tenants just for having kids or being on benefits
💵 Landlords can only request a max of one month’s rent upfront

These changes aim to give renters greater security, which should be good news for many!

Follow for more housing marking news



Source: Gov.co.uk, April 2026

23/04/2026

Nobody mentions this when you’re buying your first home… 👀

It’s not just your deposit you need to budget for… from legal fees to surveys and moving costs, the extras can quickly add up.

Save this for later & share with someone who’s planning their first move 🏡

For more first-time buyer tips, follow 🏡



Figures for illustration purposes. Individual costs may vary. YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP WITH MORTGAGE PAYMENTS.

22/04/2026

Inflation now stands at 3.3% - higher than the month before - as the conflict in the Middle East feeds into the cost of living.

Here’s what it means for you 👇

When inflation rises, the price of products and services can increase.

Interest rates also tend to go up, impacting the rates you can get on loans like mortgages and savings accounts.

Rising inflation also means that wages have to work harder to keep pace, otherwise your earnings won’t go as far as before!
a person’s wages fail to keep up with inflation, they’ve effectively been given a pay cut, as their salary won’t go as far.

Found this useful? Follow for the latest mortgage and savings news

MortgageRates

Source: ONS, March 2026

Buying a home starts with one big question: how much can I actually borrow? Here’s the reality: It’s not just about your...
16/04/2026

Buying a home starts with one big question: how much can I actually borrow?

Here’s the reality: It’s not just about your salary.

Lenders look at:
✔️ Your income (and any bonuses or side hustles)
✔️ Your monthly expenses
✔️ Existing debts (credit cards, loans, etc.)
✔️ Your credit score
✔️ How much deposit you’ve saved

Most people can borrow around 4–4.5x their income… but that’s just a guideline, not a guarantee.

👉 The key? Understanding your real affordability

That’s where Tembo comes in. We help you:

✨ See what you could borrow
✨ Discover how you could your buying power
✨ Make smarter, confident decisions

Ready to find out what’s possible? 🚀

Start your journey with Tembo today.



Mortgage products & schemes subject to affordability & eligibility criteria. YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP PAYMENTS ON YOUR MORTGAGE.

15/04/2026

Got £10K saved?

You might be way closer to buying a home than you think 👀

There are now loads of schemes helping first-time buyers with low deposits.

💡Many high-street lenders now offer 5% deposit mortgages (95% LTV). So a £10K deposit could be enough if you’re looking to purchase a house worth £200,000 or less.

One lender even offers a £5,000 deposit mortgage!

💡Shared ownership that lets you buy a share of a property and pay rent on the rest. As you’re only purchasing a share of the property, you’ll need a much smaller deposit and mortgage than you would if you were buying a home the traditional way.

💡The First Homes scheme could give you a 30% discount on a new build home, meaning you could buy a £300,000 property for just £210,000.

You’ll need a much smaller deposit and mortgage than you would ordinarily, and your monthly repayments will be more manageable too.

Local doctors, nurses, supermarket staff and other key workers are prioritised, but other first-time buyers may be eligible if they can find a suitable property in their area.

💡Family-assisted options, like an Income Boost or Deposit Boost, could help you make up the difference in what you need to put down as a deposit or borrow as a mortgage with family support.

‼️Each of these schemes come with their own risks, so it’s essential to research them before deciding it’s the path for you.

But the most important thing to remember is there’s more than one way onto the ladder - something we specialise in helping first-time buyers discover 👏

👉 Find out what you could afford with



Subject to affordability & eligibility criteria. YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP WITH MORTGAGE PAYMENTS

✨ Think you’re ready to buy your first home? Or not sure where to start? Either way, we’ve got you covered at the London...
21/08/2025

✨ Think you’re ready to buy your first home? Or not sure where to start? Either way, we’ve got you covered at the London Home Show 🏡

It’s the perfect place to kickstart your journey - whether you want to explore homes, chat with housing providers, or grab tailored advice from mortgage experts like Tembo. We’ll be there to help you figure out your budget, explore your mortgage options, and answer your questions 1:1.

Want a head start? We’ve teamed up with Share to Buy to share the inside scoop on all the help out there for first-time buyers in 2025. Perfect prep before the big day.

👉 Read the full blog below! Then book a free ticket for the London Home Show this September 🎟️

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