Evelyn Rose FS

14/04/2022

10/03/2022

Getting Mortgage Ready

Whether you’re a first-time buyer, a second-stepper or further up the housing ladder, buying a home is always a big move and can feel a bit like a roller coaster ride at the best of times. With 60% of buyers reporting being put off moving because they find the idea overwhelming, here are some tips that can help you navigate the process as smoothly as possible.

24/01/2022

Life insurance for families

No amount of money can offset the heartache of losing a spouse or partner. But life insurance that’s designed to cover your premature demise - known as term insurance - can at least offer financial peace of mind to your dependents if the worst happens.

12/11/2021

The volume of remortgage completions rose by 108% in September

The volume of remortgage completions rose by 108% in September, according to the LMS Monthly Remortgage Snapshot.

05/10/2021

44% of investors plan to expand property portfolio

An estimated 44% of UK investors who own two or more properties plan to expand their property portfolio in the coming year, according to FJP.

13/09/2021

With 86 deals with an interest rate of 0.9% or lower available in the market, the mortgage price was is “really heating up”

The number of lenders offering mortgage products at under 1% has increased from one to 12 between March and July this year, said Trussle.

19/08/2021

Will a default on your credit report come back to haunt you when looking for a mortgage?

Check with all the agencies before applying, as one blip could mean signing up to higher rates

13/07/2021

Turning ‘generation rent’ into ‘generation buy’ - 95% mortgage scheme to help first-time buyers

First announced in this year’s Budget, the programme offers first-time buyers or current homeowners the chance to secure a 95% loan-to-value mortgage on homes worth up to £600,000. It’s available on both new-build and existing properties

There are also a number of lenders offering 95% loan to value mortgages without using the government guarantee. With an ever increasing range of options to consider, speak to us about the current range of 95% loan to value mortgages.

17/06/2021

Home movers were responsible for a record proportion of mortgage borrowing in the first three months of the year

A record proportion of mortgage lending was made to home movers during a surge in the UK housing market.

09/06/2021

Pandemic squeeze saw £8.2bn borrowed from over 50s

£8.2bn UK-wide has been shifted from over 50s to family members since the start of the pandemic.

25/05/2021

The average leasehold homeowner pays £319 a year in ground rent for the land their property occupies, according to research from StripeHomes.

The average leasehold homeowner pays £319 a year in ground rent for the land their property occupies, according to research from StripeHomes.