17/08/2026
🏡 THINKING OF MOVING BEFORE CHRISTMAS? NOW COULD BE THE TIME TO START LOOKING…
There’s some more positive news for the mortgage market as lenders have started reducing rates again, following a period of volatility.
While mortgage rates can move up and down and there are no guarantees about where they go next, the recent improvements are giving buyers more confidence and potentially improving affordability.
📉 So, what does this mean if you're thinking of moving?
If your aim is to be settled into your new home before Christmas 🎄, now is a good time to start getting your plans in place.
Starting early means you can:
✅ Understand how much you could potentially borrow
✅ Work out your budget and monthly payments
✅ Get your Agreement in Principle ready
✅ Start viewing properties with confidence
✅ Keep an eye on mortgage rates and available products
✅ Be in a stronger position to move quickly when you find the right home
The property market can become increasingly busy as we head towards the autumn, so getting your mortgage sorted now could put you in a great position for the months ahead.
And remember — you don't necessarily need to wait for rates to fall further before making your move. The right mortgage depends on your individual circumstances, deposit, income, affordability and the options available at the time.
🏠 Thinking about moving before Christmas?
Why not speak to REALM Mortgages now and see what your options could look like?
📩 [email protected]
REALM Mortgages – Helping you find your way home.
